Back in high school one of my friends told me that you can change the traffic light by flicking your highbeam light really fast. This supposedly tricks the traffic light into thinking that you are an ambulance. I don't know if this is true, but I sure enjoy doing it (in non-residential area with no cars around).
Investment banks and hedge funds do buy up debt. It is called an Asset Backed Security. They do it with Credit Cards, Mortgages, etc. They then sell bond-like "notes" that will pay back the capital + a set interest rate at a certain time. They make these notes by slicing up the debt in terms of how long it usually takes the average consumer to pay back. Depending on what slice of the pie you get determines how high the interest rate is. Since it is based on consumer debt, it is considered a rather high risk investment because if people start busting up their credit, they bust up your investment...atleast that's how it works with mortgages...
Welcome to Wise Bread Dean! I love what you said about frugality. It certainly carries a weird negative meaning in our culture. I hope that will eventually change.
P.S. Love the question about Spam Andrea. I've always wondered about that....
that you are gong to have an awesome Valentine's Day? You have a great sense for romance AND you are newlyweds! Thanks for the great tips. Most of them are still doable in the next three hours. It's not too late guys!
I actually got hit up a few times for citizenship, too. I LOVE those emails. They're even more entertaining than the "Hi my nam Dave lik ur ad ur funny hahaha lol maybee coffee sumtim dontworrie i only hav 2 kids lollolololol".
True story. I signed up for Yahoo personals once and the very next day I got 50 messages! I was so excited. Girls love me. They really, really love me!
As it turn out 99% of the messages came from girls from other countries asking me if I have US citizenship. Well, you know where that's going....
Down To Earth Princess... I have found my new self-identity. Although I'll admit, I'm all about funny birds that talk too much. That's the problem with online dating, I just never could decided between all of the gems!
Thanks for sharing your experience. I've been a BoA customer for years now and I have noticed this program, but like you I never gave it a thought. And mostly because I didn't hear or read about anyone else using it. So thanks for sharing your thoughts, and the pros and cons.
The best thing about you being English, Paul, is that, in addition to getting drink-scamming advice from you, I get to read your articles in a British accent in my head. Today, I gave you a Liverpool accent, and next time, I'm going to try Cockney (or maybe Manchester?), since I actually have no idea what you sound like. But regardless, it's very charming, so thank you for being English.
On that note, I'd like everyone to read my blogs in a "Confucius" accent from now on.
Bookseller, that's an exceelent point. I might start work on a credit union post in a week or so. I belong to BECU (I have my car loan through them), and I agree, they have some great rates. It's only been recently that credit unions have opened up to people outside of small circles - for instance, BECU used to allow only Boeing Employees to bank there. Likewise, many credit unions are aimed at specific groups, like teachers. My own mother, a financially savvy woman if there ever was one, didn't know she could join any.
It's definitely something that I want to research.
Can I pretend I didn't read your comment? I really enjoy flicking those lights.
That one's an urban legend Will. Always check snopes.com for anything like that.
http://www.snopes.com/autos/law/strobe.asp
Those two kids are doomed.
Back in high school one of my friends told me that you can change the traffic light by flicking your highbeam light really fast. This supposedly tricks the traffic light into thinking that you are an ambulance. I don't know if this is true, but I sure enjoy doing it (in non-residential area with no cars around).
That China owns much of our debt through Wall Street investments. I knew I should have stayed in Beijing! I'd own debt, rather than owing it!
Investment banks and hedge funds do buy up debt. It is called an Asset Backed Security. They do it with Credit Cards, Mortgages, etc. They then sell bond-like "notes" that will pay back the capital + a set interest rate at a certain time. They make these notes by slicing up the debt in terms of how long it usually takes the average consumer to pay back. Depending on what slice of the pie you get determines how high the interest rate is. Since it is based on consumer debt, it is considered a rather high risk investment because if people start busting up their credit, they bust up your investment...atleast that's how it works with mortgages...
Read this for more info http://en.wikipedia.org/wiki/Asset-backed_security
Welcome to Wise Bread Dean! I love what you said about frugality. It certainly carries a weird negative meaning in our culture. I hope that will eventually change.
P.S. Love the question about Spam Andrea. I've always wondered about that....
that you are gong to have an awesome Valentine's Day? You have a great sense for romance AND you are newlyweds! Thanks for the great tips. Most of them are still doable in the next three hours. It's not too late guys!
Publishers do this to increase the value of their adverts.
Russian mail-order brides! My favorite!
I actually got hit up a few times for citizenship, too. I LOVE those emails. They're even more entertaining than the "Hi my nam Dave lik ur ad ur funny hahaha lol maybee coffee sumtim dontworrie i only hav 2 kids lollolololol".
I'd be too afraid to.
Hey, I LOVE affectrionate women.
True story. I signed up for Yahoo personals once and the very next day I got 50 messages! I was so excited. Girls love me. They really, really love me!
As it turn out 99% of the messages came from girls from other countries asking me if I have US citizenship. Well, you know where that's going....
Are you going to ask me to quit writing for Wisebread now that you know what I do for a "living"?
Down To Earth Princess... I have found my new self-identity. Although I'll admit, I'm all about funny birds that talk too much. That's the problem with online dating, I just never could decided between all of the gems!
Thanks for sharing your experience. I've been a BoA customer for years now and I have noticed this program, but like you I never gave it a thought. And mostly because I didn't hear or read about anyone else using it. So thanks for sharing your thoughts, and the pros and cons.
-RY
Is that your way of saying you've been conning "mark after mark"?
THIS was very funny. "chiseled features...abs of steel". [giggle] Stop by the tea shop sometime and we'll chat...I have a million stories :)
T
I've found that practicing involuntary abstinence saves me a lot of money on contraceptives. :)
What fun! And then, I spent all morning listening to more "Real Hustlers" videos on YouTube while attacking project after project.
The best thing about you being English, Paul, is that, in addition to getting drink-scamming advice from you, I get to read your articles in a British accent in my head. Today, I gave you a Liverpool accent, and next time, I'm going to try Cockney (or maybe Manchester?), since I actually have no idea what you sound like. But regardless, it's very charming, so thank you for being English.
On that note, I'd like everyone to read my blogs in a "Confucius" accent from now on.
Bookseller, that's an exceelent point. I might start work on a credit union post in a week or so. I belong to BECU (I have my car loan through them), and I agree, they have some great rates. It's only been recently that credit unions have opened up to people outside of small circles - for instance, BECU used to allow only Boeing Employees to bank there. Likewise, many credit unions are aimed at specific groups, like teachers. My own mother, a financially savvy woman if there ever was one, didn't know she could join any.
It's definitely something that I want to research.
I concur with Will.
But they all got me. Tricky! Might be worth practicing. ;)
Try a credit union, there rates are usually much lower and some have no balance transfer fee. I am at Bellco they have been great.
However, it does help when you look as hot as the girl in videos two and three.
I'm sure you just improved a lot of people's Valentine's Day by 1000%. Great research!