Recent comments

  • Go topless this summer with strapless flip-flops.   18 years 24 weeks ago

    I had a pair. It kind of hurt to take them off. But they do protect the bottoms of your feet from hot pavement and pebbles.

  • Speeding through your mortgage   18 years 24 weeks ago

    Hey Tri,

    Sorry about the mix-up.

    I hope you didn't pay more than a few hundred dollars for your software. I would like to send a spreadsheet to you that shows that using a HELOC only saves a few thousand dollars over the life of a mortgage. It would be nice if you could post your projections.

  • Save $100 on Your Next Spa Visit by Buying Cold Medicine   18 years 24 weeks ago

    Here is an email from a customer service rep at SpaRewards: 

     

    Thank you for your inquiry regarding the SpaRewards promotion. Please find the answers to your inquiry below. If you have further questions, please free to contact me at 1-800-752-8735.

    Is there a limit? You may submit One Walgreens Rebate Form per month, per household. The quantity column on that form is blank. Yes, you may purchase more than 4 products and receive additional rewards.

    •  The products need to be larger than trial size, for the Wyeth brands listed. Chapstix 3 pack would qualify, but not a single Chapstix.
     SpaRewards are non transferable.

    • Do I need to send in UPC's? Not with this offer. You do need to submit the original register receipt.

    • there is not a minimum spa purchase required. You may use up to the maximum of $100 of rewards per visit, per person. Must be used on Spa service only. Not good for retail products, tax, nor tip.

    Thank you,
    Cyndi Mercogliano

     

    A call to the customer service line has been telling others that any licensed spa should be able to accept the gift certificates.  Hope this helps!

  • My groceries are killing me: easier ways to shop   18 years 24 weeks ago

    If you have one, it is worth exploring. I have often said that Aldi is why I am able to stay home with my children. Their food is so affordable and the quality is on par with any other grocery store. I don't know what I would do without this store and feel very blessed that we have several in our area!

  • Why Spending a Little More on a Brand Name can Pay Off   18 years 24 weeks ago

    We returned a five year old backpack to Land's End when one of the straps gave out. We had to pay the difference in cost between the new one and the old one, plus shipping.
    Another great brand is Oshkosh. After buying a pair of baby overalls with a missing rivet button, I wrote them and asked to buy a replacement button, and they sent me a mailer with instructions to return the overalls for repair. I got them back within a week with a new button!

  • Save $100 on Your Next Spa Visit by Buying Cold Medicine   18 years 24 weeks ago

    Is there a list somewhere of which specific spas are participating? I can find only a list of cities, but no indication of which spas in particular.

  • Cracking the Infamous McDonalds Monopoly Game   18 years 24 weeks ago

    My husband and the guys he works with were pooling their game pieces together. They had the pieces for $1000 and when they entered it on the site which after he hit enter it froze; has been trying to get ahold of someone with the company to see what to do but guess what....no one is responding...once again rippppped off by McDonalds; that is why I don't worry about playing any of their games.

  • 7 Monthly Expenses We Don't Realize We Don't Need   18 years 24 weeks ago

    Coffee: We are both coffee junkies. We make it at home and take it with. My $50.00 espresso machine has more than paid for itself.

    Cel Phones: We found out my husbands work gives a 20% discount for our existing provider. I also went through are call records after he changed jobs and saw that we were never coming close to using our minutes every month. We changed our plan, saved $30 a month and got nationwide service (no roaming). I won't do without a cel phone after having someone hit my parked car and then had their boyfriend show up and threatened me. We also have roadside assistance with ours that has paid for itself. I seem to have bad luck with vehicles dying without any warning on trips.

    Cable: Everyone tells you to ditch cable. Maybe I am just making excuses to justify keeping it but cable keeps other expenses down. We save by no longer renting movies and the related cost of driving to the video store. We also go out due to boredom less. Since the last time we went out for a few drinks ended up costing $60, having cable is cheaper . I just wish they would move to ala carte since we watch the movie channels and about 10 of the other channels. TV packages are rigged so you have to jump up into the next package in order to get certain popular channels. Our internet is reimbursed by work.

    Bottled water: We bought a $90 water distiller off of Amazon. We use reusable bottles. A 24 pack of water is between $5 to $9 and we were going through two a week. We also don't have mountains of recycling in the garage.

  • Why is bread so expensive?   18 years 24 weeks ago

    You might want to fact check on the wheat issue. NASS reports more wheat acres planted in 07 than 06.

  • Save $100 on Your Next Spa Visit by Buying Cold Medicine   18 years 24 weeks ago

    Thanks, Linsey!

  • Why is bread so expensive?   18 years 24 weeks ago

    No, I did not get either. I don't deal much with the forum and I'm in the middle of a major computer malfunction here (sharing my husband's laptop today and probably until next week). But I have a back up way to get to the TLM email if you sent it to the server. It takes longer than outlook express, but I can get to it.

    Looking forward to more partner articles. I think it's a great format, since we both have a sort of "look" or template to the pieces. Hmmn . . . how about egg prices?

  • Why is bread so expensive?   18 years 24 weeks ago

    Thanks!  I'll give some thought to other companion pieces.... There must be more we could do.

    On an only slightly related note, did you get the email I tried to send yesterday morning, and have you read the blogger forums lately? (I'm suspecting not, because you're very responsive here and silent in those places....)

  • Why is bread so expensive?   18 years 24 weeks ago

    as usual! Thanks, Philip. I really was struck hard on my recent trek into civilization. Since we load up on each trip and hang here at the lake for long periods of time some months, when something has spiked it's immediately evident to us, as opposed to noticing it little by little. Even the cheapo long loaves of wheat sandwich bread were around 2 bucks. The good stuff is upwards of 4 bucks. We have higher gas prices here too, which probably doesn't help with the drive up state via the delivery trucks. Thanks for the companion article. It just sort of happened with the milk articles, but I think it's a fun format.

    Any ideas for another set?

  • My groceries are killing me: easier ways to shop   18 years 24 weeks ago

    I hate grocery shopping for so many reasons. At one time our oldest loved doing this & was very good sticking to the list/adding what I forgot to write down that we needed. He usually did add on a dark choc bar & coke but it was worth it for me to avoid this task. I only went for really specific things (otc, meat etc). We had an instore charge account there so that made it easy. Some stores you can buy prepaid grocery cards - in our town that is a HUGE fundrasier for many groups (the store give back a certain percentage). So that is on option if you have a driving teen who would love to have a reason to get out of the house. Our 2nd teenager HATED shopping & would rather eat stale cereal then go to the store. I am glad to see the posts about shopping on line. I was just checking that out last week, here they will deliver for $20 or have it ready to be picked up for $10. They have pickup times twice a day M-F. I am seriously considering after reading these posts. It wouldn't bother me to run in for the fruit/produce because that is so close to the entrance that I could be in & out in 20 minutes top. It isn't that the store is far away, I drive by it 5 times a day (can you tell I live in a small rural town?). I just hate the time, the hauling, slooow shoppers, the whole having to be social when I'm really tired & crabby. I have even thought about driving to the next store 25 miles away so I can shop in peace, quiet & anonymously! I know - I am terrible. But we don't buy alot "junk" or processed foods & I do have a fairly standard menu so it should be easy to order on line so I don't get sucked into an hour & half of shopping with a list which if I don't forget is usually only half of the list, the rest being in the pocket of a different jacket! Sorry for the long post. BTW - I just stumbled onto this site & I LOVE IT!

  • My groceries are killing me: easier ways to shop   18 years 24 weeks ago

    TheGroceryGame is not free. However you can earn 12 weeks free for every 3 referrals. HotCoupons is run by rabid moderators. I made two posts and got my account deleted for some vague reference to a site that was not even linked or had dot com behind it. I went back and read their TOS and no mention of not mentioning sites but just know it will get you canned there if you do. Best to lurk there IMHO.

    With the price of a gallon of gas taking off, groceries are where we can save a fortune. Don't forget to go to manufacturers web sites and sign up for their email list. Usually everyone has at least one coupon posted and when you get their emails you will generally get more coupons. If these reputable companies have a sweepstakes, enter those too. Sometimes going through that process will yield a thank you of a freebie from them or a nice coupon. I set up an email address just for all of my couponing needs, signups, sweeps etc.

    And, there is always bulk shopping at one of the warehouse stores for things like flour, sugar, eggs, milk if possible. We get the lowest prices there on all of those basic items. If you can't restrain yourself, warehouse shopping is NOT for you. It is much like being a kid in a candy store for loads of items. But, we have cut tons off the shopping budget by WH shopping, using their grocery, pharmacy and optical shops AND their gasoline pumps.

    I don't go to the check out without looking in my cart and asking ...
    1 - Do I NEED it?
    or
    2 - Do I just want it?
    If it is only a want, I make myself put those items back. It is almost like paying myself when I put things back.

    Happy shopping! Use a list and always use coupons!
    Ginger

  • My groceries are killing me: easier ways to shop   18 years 24 weeks ago
    Wow

    Thank you guys SO MUCH for all the input. It's so nice to know that I'm not alone in my frustration with "normal" grocery shopping.

  • My groceries are killing me: easier ways to shop   18 years 24 weeks ago

    I started shopping at ALDI to save money, but I've been amazed at how much time it saves me as well. There is only one brand, and one size, of each type of thing. Once you know the pattern of alignment between what you typically buy and what they typically have got (and once you know the best times of day to shop), you can get through a cart-overflowing megatrip in 30 minutes or less. It's also more efficient to just throw a flat of, say, chili beans in the cart and repeat that process every couple of months when the flat finds itself empty in your pantry, than to spend time before each trip figuring out what you have vs. what you need, and picking up a couple of cans every few weeks.

    I think it's unfortunate that a lot of people think of ALDI as "the place where poor people shop" instead of as IKEA for food.

  • My groceries are killing me: easier ways to shop   18 years 24 weeks ago

    I get to spend less time at the grocery store since I started online shopping a few months ago. The grocery store most convenient to me has the cereal and potato chips all in the same aisle. Good for their business-- bad for my wallet and my kids' bodies. By avoiding that scenario altogether I avoid the arguments and just get what I need. I spend more time at home with the kids and get my husband to watch them when I go to buy perishables. The only service I have tried is My groceries are killing me: easier ways to shop   18 years 24 weeks ago

    I tried getting groceries delivered for a short time so I wouldn't make impulse buys, but I learned quickly that including produce on the list was a bad idea. More often than not, the veggies or fruit that would come with my order wasn't the best quality. Canned good, frozen stuff, milk, etc was all fine, but I found i was going to the store myself to pick out fruits and veggies, for meals. Once i realized I was going to the store once a week anyway, I quit the delivery method. And with a detailed list before I went, I still kept away from impulse buys! Well, maybe not that dark chocolate bar at the checkout...

    /Yay grocery lists!

  • My groceries are killing me: easier ways to shop   18 years 24 weeks ago

    I have one of those assembly kitchens near me and I have been there twice. The quality of the food is so high, and the prices so low, that I don't understand how they make a profit. In less than an hour I can put together six meals, each of which is actually two meals for my family of picky eaters. Most days I fix something from scratch, but if I know I'm going to have a busy day, I thaw out one of those dinners and toss it in the oven as soon as I get in. So it's a healthier, cheaper alternative to take-out.

    But here's the best part: I regularly get together with a group of friends on Friday nights, and we have simply incorporated this into our routine. We book a time together, we bring the wine, and the kitchen supplies fairly substantial appetizers. So instead of being a chore, it's part of my social life.

    I don't really understand the point of the coupon game. Most coupons appear on the Sunday before the item goes on sale. If you check the circulars, it's not hard to figure out.

    My real solution to the shopping problem is that I limit it to Whole Foods once a week. I bring my daughter, and it has become part of our Sunday routine. I prefer WF because it's simply a more pleasant place to shop—better food, more relaxing decor, and there's never a long line at the checkout. My daughter likes to cook and to eat unusual foods, and it's nice together time for us (she's 13, so I take it when I can get it). I stick mostly to basics, but we always treat ourselves to something from the bakery and buy something nice but quick for Sunday dinner (often shrimp or fish), which my husband usually cooks.

  • My groceries are killing me: easier ways to shop   18 years 24 weeks ago

    I've used the assembly dinner places and blogged about it too...price book...check....coupons and grocery special circulars too...just wrote a blog article on how to shop more efficiently...among other things, is to join a food coop, see http://www.coopdirectory.org/. I investigated one (unfortunately it was a few hours away)...they had a list of items to choose from (mostly fresh veggies, fruits, meats and even milk)...you meet the delivery truck (or go to a warehouse) once or twice a month and pick up your stash. This really cuts down on the time and cartful of stuff you haul out of the grocery store! Most of these coops do require some volunteer time, such as unloading the truck and perhaps a variety of other small tasks, but it is a change of pace and not plain drudgery like going to the grocery store. I tried it once and actually enjoyed it..maybe some other visitors can provide more info on coops.

    Oh, and don't forget local farms, farmer's markets and "pick your own" places..anything that will break up the monotony of grocery shopping!

  • My groceries are killing me: easier ways to shop   18 years 24 weeks ago

    I try to use a price book, or at least keep in mind the best price for frequently used items. As my favorite store is an oddball-you never- know-what-they-may-have kind of place. I take a list and then sort of wing it, stockpile when they have deals, use what I bring home. Since our budget is really tight and I shop with a set amount of cash, we don't overspend.

  • My groceries are killing me: easier ways to shop   18 years 24 weeks ago

    Have you thought about hiring a college student to do your shopping for you? I did it when I was in college, and I loved it. It was easy work, since the woman who hired me gave very detailed lists.

  • Cracking the Infamous McDonalds Monopoly Game   18 years 24 weeks ago

    yeah i just read that explination of how the winners are picked on the online game.. thats terrible.. i've been playing 10 things a day for a while .. even purchased 250 game stamps on ebay for 20bux.. so far i have one 27 game downloads.. but they only offer two games .. so i've been forced to give the codes away on a forum.. absolutely ridiculous!!

    someone should form a class action suit for getting us addicted to the game and not saying "play responsibly" like they do for the lottery!

  • My groceries are killing me: easier ways to shop   18 years 24 weeks ago

    I LOVE having my groceries delivered!

    I do it every 3-4 weeks for a larger shopping. For me, it works out great and I haven't even been clipping coupons so far.

    The delivery fee is $10 (no tips allowed) and it seems paltry to me considering the time and grief I save (our local grocery has terrible checkout times). I also do not own a car and so chalk up this expense as lightweight in comparison.

    So far, I am getting some great deals. Our grocer is ACME Markets. They make it super easy to find the best deals of the week, using logos to designate these at a glance. I am also able to add list items as I go, as they occur to me, before my order, and store my favorite items, so it never takes more than 30 minutes or so to pull up what I need based on my usuals.

    The best thing, though, has been their substitution policy. If they don't have something I want, it gets replaced with something of equal or greater value. This has translated to more ounces of ketchup, etc. for the same price, just because they didn't have the precise size I requested in stock. A couple of times a pricier organic option has been substituted for an out-of-stock request.

    I never had the wherewithal to get the 10 for $10 deals when I was hoofing it, but now I do, and our pantry has quickly become well-stocked as a result.

    They deliver the items perfectly, specially boxed based on what the item is (frozen separate from produce, etc), and next-day deliveries can be placed as late as 10pm.

    I love delivery, and don't understand why anyone bothers to go to the store in person anymore...what a waste of energy, time, and gasoline!