These sales are very big in my area, put on mostly by preschools but also by other groups(who may raise thousands or tens of thousands of dollars) over a 3-day period. There are bargains and when my kids were smaller, I typically did a season's worth of clothes shopping for $40-$70. Higher-end brands in good condition were usually pretty high though (over $5 an item) and if items didn't sell, parents had the option of taking them back and trying to sell at the next event.
When I was a grad student (in English), I tutored a nice family's two children twice per week in exchange for the babysitting of my toddler twice per week. I could have not afforded this invaluable time to connect with my spouse alone otherwise! Please do not underestimate the poverty and loneliness of your local grad students: underpaid and often far away from their extended families, such partnerships can be beneficial to both beyond mere money. I am a professor now but everyday I miss my "family" - seeing the children’s' improvement in school was a personal joy as was their seeing my little one grow. And beyond a few small Christmas gifts, all we ever exchanged was time, care and effort.
You might want to contact your local university or, as my family did, the English Dept or department of your choice directly. Hang a poster, ask around -- we may seem pretentious on the surface, but trust me, we are all human underneath :)
A friend of mine attended a company training session on quality problems, and was shocked at one statistic. I don't remember the exact number, but a large fraction--well over half--of people surveyed said that if they bought a moderately priced item (such as a toaster) that turned out not to work when they got it home, they would not persue the matter, except that they'd quit buying things made by that manufacturer. This, of course, terrifies manufacturers--if they let something with bad quality slip though, they could lose over half their affected customers without even knowing anything was wrong.
Companies with smart management know that for every customer that calls with a problem there's others out there with the same problem, but not speaking up. The ones who speak up are the ones that they still have a chance to keep as a customer.
There is a difference between haggling and arguing my friend. I bought a display model TV from Walmart for $150 less, just because I asked. It isn't slimy or dirty, it's smart. If you want to pay extra money for some imaginary shred of 'pride', maybe it isn't worth it.
I just had a collection company call me regarding a debt I have been paying a little bit at a time. I told them last month that I would be sending payment every month and thought that stopped the calls?
They informed me that the company (I owe the debt to) ran a credit report on me to see if I could afford a line of credit - is this okay to do?
When I said I had no credit currently he wanted me to tell him every debt I had so they could work out a payment plan. I told him I had never heard of anything in my life and why would I tell him all my debts and how much I owed people. Is this legit?
Keep in mind that while charity care is a GREAT help, it does not cover fees for surgeons, anesthesiologists, radiologists, lab tests, etc. We're in the midst of this problem now and would love some info on reliable sources of charity care that cover these additional costs, which are still very substantial. One thing I can say is if possible, go to a private Christian hospital. They have their own sources of charity care instead of state-funded care and cover more.
How come dance lessons won't be deducted? What if you need to learn how to dance in order to teach one of your clients so that he can test your dancing shoes?
Hi
I had an unpaid Visa go to collections for $7112.13. I spoke with the collection agency/George and he had asked me to put $1400 on my account so that no further action or suing me would happen and this would buy me more time, at least another month. I explained how I am a stay-at-home mom, we are on 1 income and couldn't afford $1400 otherwise I wouldn't be in this mess! He asked if I could ask friends and family for the money or have my husband take out a loan. I said I would see and call and let him know in the next couple days.
I left him a msg last Tuesday saying wasn't able to come up with the money, would still try but the best I could do is make a small payment at the end of the month.
I made a payment of just $50 on the weekend. Today I received a v-msg from a gentleman by the name of Mark from the collection agency saying that he has an account in my name that has gone under scruteny from the creditors office. He was the admin that handles small claim issues. "If seeking legal attention you could have them fax the retainment to his office, Kindly govern yourself accordingly." What exactly does this mean???? He didn't even leave his contact number but does work at the same collection place that George was calling from.
Thanks for giving us the lowdown on library resources. My county also has live homework help offered through the public library. Just a few days ago, a high school chemistry teacher told me she tested the service so she could be confident in recommending it; apparently the tutor asked relevant questions of her (the teacher/pretend learner) and guided her rather than just give answers. What a great resource!
Don't forget the public library as a source of homework help. I am director of a small-medium public library. Some of the resources we offer for FREE to anyone with a library card -
Books, magazines, encyclopedias, etc and friendly librarians to help you and your child find information for assignments
Subscription databases available via our website 24/7. These include the full text of magazine and newspaper articles, language learning services, reference material just for kids, practice tests for all grade levels, and more. Go to your library's website and look for things like "Kids Infobits" "E-library elementary" "General Reference Center Gold" and "Novelist k-12). Many of these databases have a tab for resources for teachers and parents that can be of great help. If your not sure how to find these just call or stop by your local library and your friendly librarian will be happy to help.
Many libraries, ours included, subscribe to online tutoring services like Tutor.com These allow your child (4th grade and up) to use instant messaging to contact a qualified tutor who will help them solve a specific homework problem. In our case the service is availabe 7 days/week from 2-10PM and can be accessed from home.
Many libraries also offer homework centers after school where kids can come for assistance with homework....
thanks paul! it sure took them long enough to come out with them. they were pretty responsive when they got complaints about the straps breaking, so they quickly offered to send out a set of new and improved straps to all owners. but these sleeves have been a long time coming.
i had purchased a bunch of sleeves on eBay but it's always nice to have extras since two of them have already ripped, from having to pull them off and on for batteries and resetting the remote to the console (i share the controllers with a neighbor).
If you do too much of the homework, then your child won't learn for themselves. And at least they don't have corporal punishment in schools these days ;) .
Here in Sweden the bad tasting part of the alcohol is called Finkel.
To counteract that you run the distilled spirit through a tube filled with coal to filter out the bad part.
The more times you filter it the better it tastes.
Zillow does not work in parts of the country where sales prices are not disclosed. Sure, they will guess, but in my market, prices are posted at about 33-50% higher than they really are.
I spent a bit of time trying to get out of credit card debt, and the thing that I did that worked best for me, is that I embarrassed myself out of using them. I taped notes on my credit cards that said "do you really want to take out a loan for this?" on on my debit card that said "you need this money to pay your bills". It was a reminder each and every time I took out the cards, and very frequently the salesperson would read it to me, out loud, embarrassing me in front of whomever I was with, and the other people in line. It didn't stop me every time, but doing that and with a little discipline, I got out of credit card debt inside of six months. Worth a shot.
Nothing comes into your house without a "like item" leaving it...keep the clutter down without having to excessively use your noggin' if you use this method.
Much like the above tools, Jungle-Search.com allows you to search Amazon.com by percentage off. It also allows you to search by category, subcategory, brand name, price range and more. This one is definately worth a look!
Remember, most people on Craigslist and such are looking to recoup the price they paid for their "beloved fido that we just don't have enough time for". So, negotiate. Alternatively, they really do want to make sure that fido is going to a good home, so offer to show your home and make a visit to negotiate the price down.
Hi i agree with you the cost of health insurance in this country is
way to expensive,I work for myself out of my home and no longer have health insurance my employer used to provide.I think with all the resources in this country everyone should be insured I dont know if
universal health care is the answer but must be a better way
I have had the AT&T 10.00 plan for 3 months and there is no other charge on it. $10.00 flat and that is it.
was your modem free?
These sales are very big in my area, put on mostly by preschools but also by other groups(who may raise thousands or tens of thousands of dollars) over a 3-day period. There are bargains and when my kids were smaller, I typically did a season's worth of clothes shopping for $40-$70. Higher-end brands in good condition were usually pretty high though (over $5 an item) and if items didn't sell, parents had the option of taking them back and trying to sell at the next event.
When I was a grad student (in English), I tutored a nice family's two children twice per week in exchange for the babysitting of my toddler twice per week. I could have not afforded this invaluable time to connect with my spouse alone otherwise! Please do not underestimate the poverty and loneliness of your local grad students: underpaid and often far away from their extended families, such partnerships can be beneficial to both beyond mere money. I am a professor now but everyday I miss my "family" - seeing the children’s' improvement in school was a personal joy as was their seeing my little one grow. And beyond a few small Christmas gifts, all we ever exchanged was time, care and effort.
You might want to contact your local university or, as my family did, the English Dept or department of your choice directly. Hang a poster, ask around -- we may seem pretentious on the surface, but trust me, we are all human underneath :)
A friend of mine attended a company training session on quality problems, and was shocked at one statistic. I don't remember the exact number, but a large fraction--well over half--of people surveyed said that if they bought a moderately priced item (such as a toaster) that turned out not to work when they got it home, they would not persue the matter, except that they'd quit buying things made by that manufacturer. This, of course, terrifies manufacturers--if they let something with bad quality slip though, they could lose over half their affected customers without even knowing anything was wrong.
Companies with smart management know that for every customer that calls with a problem there's others out there with the same problem, but not speaking up. The ones who speak up are the ones that they still have a chance to keep as a customer.
There is a difference between haggling and arguing my friend. I bought a display model TV from Walmart for $150 less, just because I asked. It isn't slimy or dirty, it's smart. If you want to pay extra money for some imaginary shred of 'pride', maybe it isn't worth it.
I just had a collection company call me regarding a debt I have been paying a little bit at a time. I told them last month that I would be sending payment every month and thought that stopped the calls?
They informed me that the company (I owe the debt to) ran a credit report on me to see if I could afford a line of credit - is this okay to do?
When I said I had no credit currently he wanted me to tell him every debt I had so they could work out a payment plan. I told him I had never heard of anything in my life and why would I tell him all my debts and how much I owed people. Is this legit?
Thanks!
Kimberley
Keep in mind that while charity care is a GREAT help, it does not cover fees for surgeons, anesthesiologists, radiologists, lab tests, etc. We're in the midst of this problem now and would love some info on reliable sources of charity care that cover these additional costs, which are still very substantial. One thing I can say is if possible, go to a private Christian hospital. They have their own sources of charity care instead of state-funded care and cover more.
How come dance lessons won't be deducted? What if you need to learn how to dance in order to teach one of your clients so that he can test your dancing shoes?
Ridiculous...
Jenn
Hotel
Hi
I had an unpaid Visa go to collections for $7112.13. I spoke with the collection agency/George and he had asked me to put $1400 on my account so that no further action or suing me would happen and this would buy me more time, at least another month. I explained how I am a stay-at-home mom, we are on 1 income and couldn't afford $1400 otherwise I wouldn't be in this mess! He asked if I could ask friends and family for the money or have my husband take out a loan. I said I would see and call and let him know in the next couple days.
I left him a msg last Tuesday saying wasn't able to come up with the money, would still try but the best I could do is make a small payment at the end of the month.
I made a payment of just $50 on the weekend. Today I received a v-msg from a gentleman by the name of Mark from the collection agency saying that he has an account in my name that has gone under scruteny from the creditors office. He was the admin that handles small claim issues. "If seeking legal attention you could have them fax the retainment to his office, Kindly govern yourself accordingly." What exactly does this mean???? He didn't even leave his contact number but does work at the same collection place that George was calling from.
Thanks for giving us the lowdown on library resources. My county also has live homework help offered through the public library. Just a few days ago, a high school chemistry teacher told me she tested the service so she could be confident in recommending it; apparently the tutor asked relevant questions of her (the teacher/pretend learner) and guided her rather than just give answers. What a great resource!
i definitely enjoy my video games, but i wouldn't say i'm diehard. no accidents yet!!
you must be one of those diehard Wii players. Hope there are no injuries.
Don't forget the public library as a source of homework help. I am director of a small-medium public library. Some of the resources we offer for FREE to anyone with a library card -
Books, magazines, encyclopedias, etc and friendly librarians to help you and your child find information for assignments
Subscription databases available via our website 24/7. These include the full text of magazine and newspaper articles, language learning services, reference material just for kids, practice tests for all grade levels, and more. Go to your library's website and look for things like "Kids Infobits" "E-library elementary" "General Reference Center Gold" and "Novelist k-12). Many of these databases have a tab for resources for teachers and parents that can be of great help. If your not sure how to find these just call or stop by your local library and your friendly librarian will be happy to help.
Many libraries, ours included, subscribe to online tutoring services like Tutor.com These allow your child (4th grade and up) to use instant messaging to contact a qualified tutor who will help them solve a specific homework problem. In our case the service is availabe 7 days/week from 2-10PM and can be accessed from home.
Many libraries also offer homework centers after school where kids can come for assistance with homework....
thanks paul! it sure took them long enough to come out with them. they were pretty responsive when they got complaints about the straps breaking, so they quickly offered to send out a set of new and improved straps to all owners. but these sleeves have been a long time coming.
i had purchased a bunch of sleeves on eBay but it's always nice to have extras since two of them have already ripped, from having to pull them off and on for batteries and resetting the remote to the console (i share the controllers with a neighbor).
I have been to school already.
If you do too much of the homework, then your child won't learn for themselves. And at least they don't have corporal punishment in schools these days ;) .
That decision on the company's part was way overdue. I've heard of a few plasma TV tragedies myself. Thanks for spreading the word!
Here in Sweden the bad tasting part of the alcohol is called Finkel.
To counteract that you run the distilled spirit through a tube filled with coal to filter out the bad part.
The more times you filter it the better it tastes.
At least that's what I've heard in theory. ;-)
Zillow does not work in parts of the country where sales prices are not disclosed. Sure, they will guess, but in my market, prices are posted at about 33-50% higher than they really are.
I spent a bit of time trying to get out of credit card debt, and the thing that I did that worked best for me, is that I embarrassed myself out of using them. I taped notes on my credit cards that said "do you really want to take out a loan for this?" on on my debit card that said "you need this money to pay your bills". It was a reminder each and every time I took out the cards, and very frequently the salesperson would read it to me, out loud, embarrassing me in front of whomever I was with, and the other people in line. It didn't stop me every time, but doing that and with a little discipline, I got out of credit card debt inside of six months. Worth a shot.
Nothing comes into your house without a "like item" leaving it...keep the clutter down without having to excessively use your noggin' if you use this method.
your thing is so nice i have an idea how to make a bag
Much like the above tools, Jungle-Search.com allows you to search Amazon.com by percentage off. It also allows you to search by category, subcategory, brand name, price range and more. This one is definately worth a look!
Remember, most people on Craigslist and such are looking to recoup the price they paid for their "beloved fido that we just don't have enough time for". So, negotiate. Alternatively, they really do want to make sure that fido is going to a good home, so offer to show your home and make a visit to negotiate the price down.
Hi i agree with you the cost of health insurance in this country is
way to expensive,I work for myself out of my home and no longer have health insurance my employer used to provide.I think with all the resources in this country everyone should be insured I dont know if
universal health care is the answer but must be a better way