Recent comments

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    We probably pay for conveniences more than we realize, but it's a mix. We have a maid service every 3 weeks to give the house a good cleaning, but at the same time we make things like bread from scratch (probably not much cheaper, but we enjoy it) and cut up our own fruits and veggies. We buy applesauce and yogurt in big containers not snack size, but have someone clean out the gutters once or twice a year. I think it depends on what we like/don't like to do and safety factors - if my husband falls while cleaning the gutters it's going to cost much more than the $70 we pay 2x a year; sitting outside and cutting up and eating a watermelon with the kids is a nice activity for a summer day.

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    I guess I do in some instances, when I order online rather than trudging to the store, or go to a local convenience store for a few goods rather than the groceries. Not too often though.

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    You're right, every time we buy anything, we've paid for the convenience of someone else building/preparing that product. Even in building a computer, it's certainly more convenient to buy a pre-constructed motherboard, RAM, etc. than to go to school to become an electrical engineer.

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    Yes, I use the automatic car wash when I could wash the car myself. I pay for bottled water when I could buy a water filter because even though it may be cheaper to buy a filter I prefer getting my favorite water already bottled from the store.

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    Sometimes yes, most of the time no--especially as I learn how more to make the most of my budget.

  • Free Ways to Celebrate Mother's Day   15 years 15 weeks ago

    After my sister and I both moved out of the house (and were thereby not frequently available for family photos), we took our picture together one year -- our mom seemed to really appreciate that.

    Does anybody else have good suggestions for free ways to celebrate Mother's Day?

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    If I've had a bad day, I'll treat myself to the convenience of buying coffee, even though it's so much cheaper to make at home. I tend to look at it as time vs. money and if my time is more valuable than the amount of money I'd save doing something myself. Sometimes I'll pay a little extra for a direct flight to avoid a layover, but if the price is significantly higher, then I'll deal with stops. I'm a little more inclined to pay for convenience on vacation since I'd rather enjoy the experience and not be wasting the dollars spent on a trip by constantly counting pennies.

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    I definitely pay for convenience but only for certain things

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    I pay for lots of conveniences. This computer, for example was purchased even though I suppose I could wire-wrap my own board...once I made my own wire and board...after mining the appropriate minerals and ores and smelting them.

    There are times to pay for convenience and there are times to cut your own fruit.

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    I do my best to balance between paying for convenience and saving money by doing things myself, but the reality is...convenience usually wins. Here are a few ways I pay for convenience.

    1. I go visit a certain someone pretty frequently. I try to use SouthWest airlines as much as possible even when the tickets are a little more because the DAL is way closer to his house and if I need to cancel a flight at the last minute it's no big deal.

    2. Ditto on the oil change. I usually refuse to pay more than $19.99 though.

    3. In the future I plan to have a cleaning lady. I hate cleaning and I'd rather spend what little free time I have doing something fun.

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    Convenience is definitely something that I am willing to pay for. I like to apply the concept of opportunity cost to my time, and thus I am able to value my time for what it is and spend time on things that matter to me, rather than trying to save a few cents or not. It's all about weighing the pros and cons.

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    We ALL PAY FOR CONVINIENCES, such as electricity and other modern things, because they directly or indirectly damage the environment (think nuclear chaos or risk, or polution) and many other things are involved, such as destroying the local economies because we buy things cheaper from somewhere else...

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    Yes, I pay for convenience goods, mostly for food. I will buy pre-washed greens when I know I will use them right away. I also buy rotissiere chicken and make soup, enchiladas, fajitas, etc. For the cost of the chicken it is still a very good deal. I also will buy the frozen "bag" dinners and add fresh veggies or more meat to them to stretch them even further.

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    Yes, there are some areas which I will pay for convenience. I usually weigh the time involved against the cost to determine the benefit. For example, I will buy pre-cut veggies but I have a hard time paying a salon to color my hair because it is so expensive!

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    I do not pay for convenience most of the time. Sometimes I do pick up food for lunch thru a drive-thru when I didn't take the time to make my lunch.

  • Make Pizza Night Fun Again With These 30 Pizza Sauce Alternatives   15 years 15 weeks ago

    You've now given some validity to my friends PB&T sandwich! I thought she was crazy when she said natural peanut butter and a thick slice of tomato!

  • While Waiting for Rates: I-Bonds   15 years 15 weeks ago

    Sounds like a great plan!

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    I absolutely pay for convenience. As a perfect example: When sending a letter via Certified Mail-Return Receipt Requested, I use an online service instead of going to the post office. It's about $2 more expensive, but I don't have to go to the post office and wait in a ridiculously long and slow-moving line. To me, that is well worth an extra $2 considering it's an occasional thing.

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    Sometimes. I work strange hours that often make it difficult to make a healthy meal for dinner, so I'll often buy convenience items like frozen microwavable rice (or something similar) so that I can make a quick dinner.

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    This is a great question. In terms of our household, I would say that we usually don't pay for convenience services. We mow our own lawn, clean our own house, cook our own food (that we grow most of in our own garden), and I even launder and iron my husband's dress shirts instead of taking them to the cleaners.
    All that said, we do "pay" for these services in terms of opportunity cost. I only work part-time because I do so many things at home. My income could easily be doubled if we took advantage of more convenience services. But I enjoy doing many of these tasks, so it seems pointless to work more so I can earn more money to pay for someone else to do jobs I like.

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    Yes, I definitely pay for convenience; precut veggies and such allow me to meet halfway between frozen meals and cooking from scratch.

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    One convenience that I do pay for is lunch. I used to make sandwiches every evening before work, but now I opt for the ease of just going out at lunch to get something, even if it means I pay 100-300% more.

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    Anything I can do money to save as a SAHM I will do! Sometimes we have to inconvenience ourselves to get ahead.
    @luckyatars54
    whitlav at gmail dot com

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    Some goods and services are nice to have but in this tough economy I have found that I tend to do most things myself. Precut fruits and veggies are an easy decision for me... I cut them myself to preserve the freshness up until I need them. I have never had anyone else clean my home except for me or my parents (when they visit they tend to clean and yet their house is never clean). All this saves money from unnecessary expenses.

  • Ask the Readers: Do You Pay For Convenience?   15 years 15 weeks ago

    I added a lawn care this year, decided to pay someone to do all the weed and feed spraying instead of doing it myself. Each year it physically got harder for me to do and I was not sure that I wanted to add the cost into my budget. This year I took the big step and I have to say I do feel guilty about it.