also, I suppose the person who wrote this article would rather get a "credit" card, which will charge you an initiation fee, a monthly fee, an over the limit fee, and an annual fee, as opposed to a pure debit card, which can only possibly deduct what you put on there. duh... netspend is a wise alternative to credit
The person who originally wrote this post is obviously someone with nothing else to write about, and she also cannot read. First of all, this is not a credit card. It is a prepaid debit card. It is a great alternative to a bank account, which can charge you fees that you do not know about until after you receive your statement, which only charges against what you put on the card, which is a great way to track money. Think of it as an American Express card for those of us who cannot get one. The fact that VISA is printed on it does not make it a visa credit card. It is simply a debit card, and to get all upset over something that only deducts from what you actually put on it, is really a waste of time. Prepaid debit cards are a great way to go, you either use or don't, you keep or throw out. Netspend is written up in Wikipedia as a great alternative source of managing your money. On Wikipedia: NetSpend’s stated goal is to provide consumers who lack established credit or banking relationships with the security, flexibility and convenience typically associated with debit and credit cards.
It was launched by two brothers who came to the US from Mexico, and with an initial investment of $750, they created netspend to help people in the subprime market. In other words, for people who usually have to deal with the indignity of subprime fees and costs, this is a fair alternative. I can only assume the person who wrote this article has never been there, but that is no reason to be ignorant about the rest of the population.
One issue I learned the hard way in the past couple of weeks.
My son's car was totaled while parked on a residential street. The at-fault drivers company took care of a rental car, gave me a very reasonable settlement, took care of all the paperwork and I just signed the car over to them.
My daughter was at-fault in a minor fender-bender. Our liability took care of the other party, but since I didn't have collision on the car, I'm stuck doing the leg work on getting estimates, and, having determined that the car is totaled, have to deal with getting rid of it myself.
I sure wish I'dve had collision on my daughter's car as it would have made the process much, much easier.
Thank you for such an article. I have recently changed my career and my life for that matter....moving from planning events to writing about them...and I have to say that I am having a blast! I get to keep my contacts and attend the soirees instead of planning them. Definite FUN
I hope that my new column with the LA Examiner [yep small plug] will bring me a bit more notariety. I would like to be the next Martha Stewart, my friends call me Magikal Martha. Definite FAME.
Although the money is not what it was planning the events, I realize that I have to 'pay-my-dues', put in the time to build a writers following and my resume which will lead to the books that I am always in the process of adding too and will publish in the near future. FORTUNE.
Thanks for my Sunday morning B12 shot!!!!! Here's to the three F's!!!!!
I am going to try this. I have very hard water from the well. The bathroom, kitchen, and washer suffer tremendously. How much do you think I should use to run through my washer?
It seems you have experience with the 9$ fare program can you explain to me how this works? To my understanding from what I read is that about every six weeks or so Spirit has "sales" where members can buy the very cheap tickets, but you can only fly the days that Spirit says and the airports Spirit says? because i live in California and I would have to fly out of LAX and if that is not one of the airports that has the cheap fares then it would not be a good deal for me. Please help me understand how this works.
An added perspective from the owner of a 92 Honda Accord that will in all likelihood last another 10 years:
Most of the people turning in vehicles under this program are buying vehicles that get improved mpg by about 10 mpgs.
From my perspective, this is adding a nice pulse of newer, higher-mpg cars into the sales stream that will be sold as used cars in 5 to 10 years, just in time for my next car purchase!
I do agree that it's wasteful to pour "liquid glass" into an engine to disable it; they should be melted down and recycled, not turned into unusable contaminated scrap. By draining the oil out of the vehicle and then running it for 10 minutes they would just as effectively disable the engine, but allow it to be melted down and recycled that way.
do not expect perfection in human affairs, they will always be ludicrous on some level even if and when on other levels they be inspired
My wife does batch cooking and it works for our food budget great. She does a great job cooking great meals and eating them and converting them into something else the next day.
I'm not a big fan of dishes that have been frozen. I was the same way as a kid. I'm big on texture and there are very few things that retain a good texture for me. As for ingredients, some freeze well.
Instead of batch cooking, I batch "prepare".
In France it's called "mise en place", basically getting all your ingredients ready to go so that when you start cooking you look like you belong on the Food network, haha. And most ingredients that you chop, mince, slice, etc. can be put in the fridge for a couple of days. Or if you must in the freezer :)
I like to take a Mediterranean approach and cook simple, fresh and seasonal.
But basically I look back to my grandmother for inspiration, who was from Spain, and think about how she put together meals for 8 children (including plucking the chickens!) I never complain.
I really like the woman from I've paid for this twice already www.paidtwice.com. In less than two years she is almost debt free. Her total debts started at over 30K and she is down to her last student loan.
I switched to direct TV today so I could watch football games I wanted to watch rather than the games comcast blesses me with in my local market. I LOVE comcast internet service and called their hotline to disconnect my TV Cable and keep my internet service. The lady (Christina) on the comcast end of the phone treated me like I was the biggest idiot in the world and was throwing my money away. I tried to explain to the bitch that I didn't care how much I paid I just wanted to watch some specific football games.
After a while she told me I could not cancel my service over the phone and I had to bring back a bunch of equipment to the local office.
So, I tried comcast online chat
then called the number the indian guy online told me to call
NOW I have to run down to the local comcast office to get rid of my service. Weird.
Comcast, you need to chill. Some of us don't mind the over priced service but would like to use on demand in a way that is more 2009 and less 1999. Really, i had to change services to watch a football game. That is retarded. I would have been happy to pay an additional $5-$10 per out-of-market game I wanted to watch
The cash for clunkers will bring about a slew of unintended consequences. Unintended but not unforseeable if you spent more than 10 minutes thinking and analyzing. I thought Obama and his administrators (please include the czars and congress) were/are supposed to be smart. Excuse me?
1. The program is artificially producing car sales but these sales are robbing future sales. Owners of clunkers were going to buy newer cars but down the road.
2. This program is adding additional burdens to the lower income groups. Working older cars (clunkers) are purchased by students and those not able to afford newer. Price of used cars just moved up.
3. Scrappers - those who make a living removing and selling parts from scraped cars will have less cars and less income.
4. Mechanics - less clunkers mean less work.
As with any 'free money' it comes with a cost. Buyers are less likely to get deals on new cars because of the artificial rush created by the program. Final new car prices will be higher as a result. (Basic economics which few understand.)
Money for the program has to come from somewhere. Borrowed from your kids' and grandkids futures. But who cares?
Economic benefits will be small and shortlived. Environmental benefit = probably nil after everything said and done. You probably don't realize this but you can use your clunker benefit towards a HUMMER!
Corruption and waste will be epidemic - as always with government programs. Right now, there are reports of car dealers selling the clunkers out the back door. Many car dealers backdated sales in the beginning to award the benefit to buyers.
This receipt stuff is all BS. Fact is, no technician (whether Apple store or independent authorized Apple service) asks you for anything. They don't even need the certificate because all of your warranty information is lodged in the Apple system at the time of registration. All they need is your computer's serial number (on the computer itself), and they can see if you are covered by Applecare. In fact, you can see this for yourself on the Apple website:
I have owned Macs for over 10 years, have had multiple Applecare repairs in different countries, and never has anyone asked for "proof" that I am registered. The only time it might come up is if there is evidence that your computer is stolen, or for whatever reason your details are not input in the system correctly. That's the only reason they ask you to save your receipt. In this case, just print and keep the email they send you, and call them. Seriously, Apple is not one of those retailers that is going to try to screw you over by saying "oh, you didn't save all 20 pieces of information from your purchase? too bad, no warranty".
also, I suppose the person who wrote this article would rather get a "credit" card, which will charge you an initiation fee, a monthly fee, an over the limit fee, and an annual fee, as opposed to a pure debit card, which can only possibly deduct what you put on there. duh... netspend is a wise alternative to credit
The person who originally wrote this post is obviously someone with nothing else to write about, and she also cannot read. First of all, this is not a credit card. It is a prepaid debit card. It is a great alternative to a bank account, which can charge you fees that you do not know about until after you receive your statement, which only charges against what you put on the card, which is a great way to track money. Think of it as an American Express card for those of us who cannot get one. The fact that VISA is printed on it does not make it a visa credit card. It is simply a debit card, and to get all upset over something that only deducts from what you actually put on it, is really a waste of time. Prepaid debit cards are a great way to go, you either use or don't, you keep or throw out. Netspend is written up in Wikipedia as a great alternative source of managing your money. On Wikipedia: NetSpend’s stated goal is to provide consumers who lack established credit or banking relationships with the security, flexibility and convenience typically associated with debit and credit cards.
It was launched by two brothers who came to the US from Mexico, and with an initial investment of $750, they created netspend to help people in the subprime market. In other words, for people who usually have to deal with the indignity of subprime fees and costs, this is a fair alternative. I can only assume the person who wrote this article has never been there, but that is no reason to be ignorant about the rest of the population.
You don't get out much -- do you?
One issue I learned the hard way in the past couple of weeks.
My son's car was totaled while parked on a residential street. The at-fault drivers company took care of a rental car, gave me a very reasonable settlement, took care of all the paperwork and I just signed the car over to them.
My daughter was at-fault in a minor fender-bender. Our liability took care of the other party, but since I didn't have collision on the car, I'm stuck doing the leg work on getting estimates, and, having determined that the car is totaled, have to deal with getting rid of it myself.
I sure wish I'dve had collision on my daughter's car as it would have made the process much, much easier.
--Jon
A couple of other fun two-player games that my wife and I really enjoy are "Lost Cities" and "Set" - they're shorter/simpler, but a lot of fun!
Thank you for such an article. I have recently changed my career and my life for that matter....moving from planning events to writing about them...and I have to say that I am having a blast! I get to keep my contacts and attend the soirees instead of planning them. Definite FUN
I hope that my new column with the LA Examiner [yep small plug] will bring me a bit more notariety. I would like to be the next Martha Stewart, my friends call me Magikal Martha. Definite FAME.
Although the money is not what it was planning the events, I realize that I have to 'pay-my-dues', put in the time to build a writers following and my resume which will lead to the books that I am always in the process of adding too and will publish in the near future. FORTUNE.
Thanks for my Sunday morning B12 shot!!!!! Here's to the three F's!!!!!
I am going to try this. I have very hard water from the well. The bathroom, kitchen, and washer suffer tremendously. How much do you think I should use to run through my washer?
It seems you have experience with the 9$ fare program can you explain to me how this works? To my understanding from what I read is that about every six weeks or so Spirit has "sales" where members can buy the very cheap tickets, but you can only fly the days that Spirit says and the airports Spirit says? because i live in California and I would have to fly out of LAX and if that is not one of the airports that has the cheap fares then it would not be a good deal for me. Please help me understand how this works.
Well spoken. I quite agree with your view points. Thanks for expressing such beautiful thoughts.
An added perspective from the owner of a 92 Honda Accord that will in all likelihood last another 10 years:
Most of the people turning in vehicles under this program are buying vehicles that get improved mpg by about 10 mpgs.
From my perspective, this is adding a nice pulse of newer, higher-mpg cars into the sales stream that will be sold as used cars in 5 to 10 years, just in time for my next car purchase!
I do agree that it's wasteful to pour "liquid glass" into an engine to disable it; they should be melted down and recycled, not turned into unusable contaminated scrap. By draining the oil out of the vehicle and then running it for 10 minutes they would just as effectively disable the engine, but allow it to be melted down and recycled that way.
do not expect perfection in human affairs, they will always be ludicrous on some level even if and when on other levels they be inspired
Good list. Definitely surprised on a few of them though. Some of them really claim to be very healthy.
Great ideas. Some of these sound great. Thanks for sharing.
My wife does batch cooking and it works for our food budget great. She does a great job cooking great meals and eating them and converting them into something else the next day.
Great ideas Jeff. The neighborhood pressure of the nice lawn doesn't always come with a huge price tag.
WOW....I had no idea of the cost of this game. Would like to play it but I think I will wait until someone else buys it and invites us over. :-)
Great article. I found it very interesting and informative.
I'm not a big fan of dishes that have been frozen. I was the same way as a kid. I'm big on texture and there are very few things that retain a good texture for me. As for ingredients, some freeze well.
Instead of batch cooking, I batch "prepare".
In France it's called "mise en place", basically getting all your ingredients ready to go so that when you start cooking you look like you belong on the Food network, haha. And most ingredients that you chop, mince, slice, etc. can be put in the fridge for a couple of days. Or if you must in the freezer :)
I like to take a Mediterranean approach and cook simple, fresh and seasonal.
But basically I look back to my grandmother for inspiration, who was from Spain, and think about how she put together meals for 8 children (including plucking the chickens!) I never complain.
I really like the woman from I've paid for this twice already www.paidtwice.com. In less than two years she is almost debt free. Her total debts started at over 30K and she is down to her last student loan.
One of my favorite games is "Medici." It's a bidding game that plays strongly upon supply and demand.
Dear Comcast,
I switched to direct TV today so I could watch football games I wanted to watch rather than the games comcast blesses me with in my local market. I LOVE comcast internet service and called their hotline to disconnect my TV Cable and keep my internet service. The lady (Christina) on the comcast end of the phone treated me like I was the biggest idiot in the world and was throwing my money away. I tried to explain to the bitch that I didn't care how much I paid I just wanted to watch some specific football games.
After a while she told me I could not cancel my service over the phone and I had to bring back a bunch of equipment to the local office.
So, I tried comcast online chat
then called the number the indian guy online told me to call
NOW I have to run down to the local comcast office to get rid of my service. Weird.
Comcast, you need to chill. Some of us don't mind the over priced service but would like to use on demand in a way that is more 2009 and less 1999. Really, i had to change services to watch a football game. That is retarded. I would have been happy to pay an additional $5-$10 per out-of-market game I wanted to watch
Did it really have to come to this?
Thanks
Aaron
I agree with all your points. I tried using the cam with a MacBook Pro (reasons -- better optics, better resolution, mobility) and it sucks.
No software, no control. I tried modifying the QuickTime components in the System Library -- not difficult but still risky. No luck.
And absolutely ZERO support from Logitech. Pathetech Logitech!
friends & family.
you got the other 3 but if you don't have these 2, you are still missing a lot.
The cash for clunkers will bring about a slew of unintended consequences. Unintended but not unforseeable if you spent more than 10 minutes thinking and analyzing. I thought Obama and his administrators (please include the czars and congress) were/are supposed to be smart. Excuse me?
1. The program is artificially producing car sales but these sales are robbing future sales. Owners of clunkers were going to buy newer cars but down the road.
2. This program is adding additional burdens to the lower income groups. Working older cars (clunkers) are purchased by students and those not able to afford newer. Price of used cars just moved up.
3. Scrappers - those who make a living removing and selling parts from scraped cars will have less cars and less income.
4. Mechanics - less clunkers mean less work.
As with any 'free money' it comes with a cost. Buyers are less likely to get deals on new cars because of the artificial rush created by the program. Final new car prices will be higher as a result. (Basic economics which few understand.)
Money for the program has to come from somewhere. Borrowed from your kids' and grandkids futures. But who cares?
Economic benefits will be small and shortlived. Environmental benefit = probably nil after everything said and done. You probably don't realize this but you can use your clunker benefit towards a HUMMER!
Corruption and waste will be epidemic - as always with government programs. Right now, there are reports of car dealers selling the clunkers out the back door. Many car dealers backdated sales in the beginning to award the benefit to buyers.
Tell me I'm wrong.
This receipt stuff is all BS. Fact is, no technician (whether Apple store or independent authorized Apple service) asks you for anything. They don't even need the certificate because all of your warranty information is lodged in the Apple system at the time of registration. All they need is your computer's serial number (on the computer itself), and they can see if you are covered by Applecare. In fact, you can see this for yourself on the Apple website:
https://selfsolve.apple.com/GetWarranty.do
I have owned Macs for over 10 years, have had multiple Applecare repairs in different countries, and never has anyone asked for "proof" that I am registered. The only time it might come up is if there is evidence that your computer is stolen, or for whatever reason your details are not input in the system correctly. That's the only reason they ask you to save your receipt. In this case, just print and keep the email they send you, and call them. Seriously, Apple is not one of those retailers that is going to try to screw you over by saying "oh, you didn't save all 20 pieces of information from your purchase? too bad, no warranty".
While the clunker's engine must be destroyed and the drive train cannot be resold, all other parts of the car are allowed to be resold.
See for yourself at the official website:
http://www.cars.gov/faq#category-14