Recent comments

  • Need cheap or free construction materials? Go to a demolished housing development.   16 years 37 weeks ago

    Harsh! Good tips though, thanks for the blog!

  • Toss It or Not? 5 Organizational Tips from a Chronic Clutter Bug   16 years 37 weeks ago

    When fridge clutter gets too bad, of course one goes through and pulls all the old news. Past due dates and events long since over can go right in the recycling bin; but what about the other stuff? Kid art, newspaper clippings, quotes, photos of cousins and all the other stuff you love to look at and can't throw in the garbage?

    Start a fridge scrap book! Pull the old news down and put it in a shirt box. Then, with the kids or by yourself, put it in a memory book that will, over time, read like the story of you family fridge's life.

    On a related note: It also helps to take a picture of the precious 3d sculpts and constructions the kids make before you toss them out. Putting them in an album will organize them into a gallery, which will keep forever in a tiny fraction of the space the original objects took up.

    Might even make a good coffee table book, if you're ambitious enough to make on up online one day.

    My $.02
    FWIW
    : )

  • How Online Job Boards Can Actually Help A Job Search   16 years 37 weeks ago

    Sports Jobs Worldwide is a new jobs site dedicated to the promotion of sports, fitness and leisure roles across the globe. Free to use for sports job candidates and great value to sports job advertisers / recruiters!

    VISIT NOW: http://www.SportsJobsWorldwide.com

    From sports agents to football coaches, physical trainers to club directors, if you're looking for a job in sport, leisure or fitness, Sports Jobs Worldwide is the site to try. Posts are placed from around the world, so if looking at home or abroad, Sports Jobs Worldwide will help you find the best sports job for your skills and background.

    Sports Jobs, Jobs in Sport, Sporty Jobs, Fitness Jobs, Leisure Jobs - WORLDWIDE...

  • Understand Capital Costs   16 years 37 weeks ago

    I agree with the previous comment, you did explain this very well. Thanks for the help!

  • Toss It or Not? 5 Organizational Tips from a Chronic Clutter Bug   16 years 37 weeks ago

    I liked Life Laundry when it was on PBS. "Into the crusher!" Cluttering for me is a sign of oversentimentality and in the case of papers, a fear I'll forget some "vital" bit of information. Tackling one room at a time works. Recently a woman mentioned she tossed one thing a day until she conquered her monster. Both ideas have helped.

  • Saving for Retirement (and Other Long-Term Goals) on a Variable Income   16 years 37 weeks ago

    Great tips here, this is a great way for freelancers to save for retirement. thanks for the blog!

  • netSpend: The Story of the Visa Debit Card We Did Not Apply For   16 years 37 weeks ago

    Almost since the invention of the internet, there have been programs that identify your ip address when you open a website and from that, everything about you can be determined: name, address, phone number, etc. etc. Companies trade such information and it's not illegal since it was gotten by YOU visiting THEM. It is how a majority of former telephone marketting companies now do business.
    You don't want unsolicited offers of debit cards, cable TV, life insurance or anything else? The answer is simple.
    Get off the computer and stay off and conduct all your financial affairs in cash. Just applying for telephone service and or a bank account opens you up to intrusions from both the business community and the government. (Read the fine print of your contract with the local phone company or bank if you doubt this.) Your personal information is not secure in this day and age unless you live in total isolation.
    You got a piece of plastic in the mail that is absolutely worthless unless YOU do something first. The account doesn't exist until YOU make it exist. Did it cost you anything? No.

  • Remember Where You Parked Your Car and More: 35 Practical Uses of a Digital Camera   16 years 37 weeks ago

    I used my cell phone camera to take pictures of our rental house when we moved out. After I power cleaned each room I took pictures of it to prove I properly cleaned it so we could get our deposit back.

    Years ago I had an apartment landlord keep part of my deposit for an uncleaned oven that I had power cleaned before I moved out. I had no way to dispute it, it was her word against mine.

  • Swoopo - great auction deals or great scam?   16 years 37 weeks ago

    a lot of people have their reservations with the new concept of "penny auction" web sites..
    i hope this blog sets them to rest for the better..
    if not.. this is another blog link that may help
    http://hubpages.com/hub/penny-auctions

  • How to Make Moonshine   16 years 37 weeks ago

    Can i just make a still and put it out in the woods. Its like 90-100 degrees which yeast shud still be able to reproduce in rite?

  • Remember Where You Parked Your Car and More: 35 Practical Uses of a Digital Camera   16 years 37 weeks ago

    Take a photo of your kids when you go to a busy place. If they go missing you have a current photo of them and can show exactly what they were wearing.

  • Cheap and Simple Sunburn Remedies That Really Work   16 years 37 weeks ago

    Being a red-head and of European decent (mostly German but Irish, Dutch, Welsh, etc) I burn easily. I can be outside literally for 15 minutes and start turning pink. Even with sunscreen on that has a high SPF and blocks UVA and UVB I still burn. I generally apply 30 minutes before going into the sun and every hour to an hour and a half afterwards, whether I've been in water or not. I also wear floppy hats, shades and shirts and I still end up burning somewhere. This time...it was the top of my feet. The one place I forgot to apply sunscreen. Figures. Going to try the vinegar remedy tonight.

  • Remember Where You Parked Your Car and More: 35 Practical Uses of a Digital Camera   16 years 37 weeks ago

    So we're not the only ones! My husband and I have done many "FTR" (for the record) pictures:

    hiking trail maps, many misc. signs

    recipes (when you're at someone's house and want the recipe but don't have time to copy it down)

    broken equipment (can't very well haul a freezer back to Sears to show that it is damaged, but you can take a picture...they ended up not needing to see it anyway and thought it was funny that I offered to show it to them)

    a stack of maternity clothes I borrowed from someone so I know which ones are hers, etc.

  • 5 Good Reasons to Keep Your "Clunker"   16 years 37 weeks ago

    First they help people get into homes that they can't afford with bad loans that we are paying for now. Now they want people to get into cars they probably wont be able to afford in about a year....mark my words....we will be bailing out all of these cash for clunkers dummies in about a year!

    Billy King
    MO

  • Toss It or Not? 5 Organizational Tips from a Chronic Clutter Bug   16 years 37 weeks ago

    I totally agree with the 'store a bit until I decide what to do' comment. Whilst we need to be ruthless in clearing clutter, sometimes there's *stuff* that needs a little reprieve until later :-)
    I also like the 'a bit each day' approach. Too often we can be tempted to jump in and totally de-clutter the entire house in a day. This of course fails (kind of like joining a gym and trying to get fit in a day), and then we lose motivation and the clutter grows.
    Make de-cluttering part of the process. It's a means to an end (eg the 'end' being a happier life), not the end itself.

  • Remember Where You Parked Your Car and More: 35 Practical Uses of a Digital Camera   16 years 37 weeks ago

    I loved this post. Very creative!

  • Understand Capital Costs   16 years 37 weeks ago

    I should show this to my spouse. He doesn't get why, when we had two cars (no payments) but needed only one, I included the extra car in my 'what do we have if we liquidate now' rough calculation and its associated expenses in my rough 'expenses we could stop real fast' column. Since we only needed one, the second was convenient, but IMO truly saleable, and represented a monetary asset we had tied up tangibly, like a stock or an extra bicycle. The spouse is not much of a finance guy, and I haven't been able to put it in words he understands. But you have explained this very well!

  • Toss It or Not? 5 Organizational Tips from a Chronic Clutter Bug   16 years 37 weeks ago

    ...watching a tv show or documentary about people who hoard things always helps.

  • The mystery shopping scam that could cost you a fortune.   16 years 37 weeks ago

    I got a $2680.00 check in the mail today after signing up to do surveys and stuff online - It was so official looking, even said it was listed with the BBB! Luckily I checked and yes they are, with an article about these fake checks! Glad I'm suspicious by nature.

  • Understand Capital Costs   16 years 37 weeks ago

    I think this article adds a great perspective that I really didn't envision before.
    I too feel better about an item after I pay if off for some odd reason. Just this past March I finally paid off my car and somehow I like it better than I did before. The thought of someone still having an interest in an item of mine leaves me feeling a little uneasy. I suppose it is because if I don't make that last payment they can still "take it back". After it is paid off it finally feels safe.
    Thanks, keep up the good writing!

  • Toss It or Not? 5 Organizational Tips from a Chronic Clutter Bug   16 years 37 weeks ago

    Try a file cabinet. Baskets are great but get the ones that match your decor and fit on shelves. take everything off your kitchen counters and replace only what you need and what looks nice. That coffeemaker can sit in the cabinet if its not set on a timed start.

  • How to Answer 23 of the Most Common Interview Questions   16 years 37 weeks ago

    anyone seen problem halved iphone app?

  • Acknowledge You Have a Problem with Debt   16 years 37 weeks ago

    It's an iphone app where you post a problem and fellow users help answer your problem. App was created by an english trash collector. Is wuite a hit i hear.

  • Acknowledge You Have a Problem with Debt   16 years 37 weeks ago

    I lost around 50 000 to gambling. It is an illness and not that easy to cure.

    Whats this problem halved app?

  • Acknowledge You Have a Problem with Debt   16 years 37 weeks ago

    I was reading a post on problem halved iphone app about a guy who had lost over 350 000 dollars to gambling.

    Spending too much in other areas is like gambling. The problem halved app is full of people with financial problems.

    Its a good community to ask advice in