Thanks for your comment. I would agree that this is one area that would be beneficial to follow, even if you aren't absolutely certain of it. Most infant formulas (even store brand) now offer it in their standard formulations. In the next year or two it will be difficult to buy formula without it added.
Great content here. Knowing how to take advantage of opportunities to reduce your taxable income is essential in providing yourself an opportunity to retire early.
I not sure I can help much. I do know this: The state trooper doesn't decide who's at fault. That would be done in a court. (Plus the insurance companies have their own system to work these things out between themselves. And for this matter, your liability insurance would be involved, even if you don't have collision.)
If you were at a complete stop and the truck backed into you, then it's obviously not your fault. Making it legally not your fault may be difficult, but I suspect you've got a good chance, if you hire a good lawyer and follow his advice.
Thank you so much for this. I need serious help and have been wondering what and if credit couseling is appropriate for me. It is, I see, thanks to this article.
I got in a car accident today. A trash truck slowed down and i slowed down, i thought it was turning. It started to back up, and i guess it didn't see me, so i stopped and blew my horn and it backed up into me. The state trooper came, and said it was my fault because my front(car)was under his bumper.Istopped and did not hit that truck in the back he hit me, but i'm at fault. what can or is their anything i can do to fight this, i've never been in a accident and have no tickets, never. I was given a ticket for driving to fast for conditions,what can i do?
* 1 cup sifted all-purpose flour
* 1/4 cup white sugar
* 3/4 teaspoon baking powder
* 1/2 teaspoon salt
* 1 egg, beaten
* 1 cup beer
* 2 tablespoons butter, melted
DIRECTIONS
1. In a large bowl, stir together the flour, sugar, baking powder and salt. Pour in the egg, beer and melted butter; stir with a whisk just until blended - a few lumps are okay.
2. Heat a skillet or griddle over medium heat. Coat with vegetable oil or cooking spray. Spoon about 1/4 cup of batter onto the hot surface for each pancake. When bubbles appear on top of the pancakes, flip, and cook until browned on the other side.
Years ago I lived in a large house with other college kids. Not surprisingly, we had a kegger or two. The problem was, what to do with all the beer afterwards. So for the next week or so we cooked with beer, ate with beer, killed snails with beer, washed with beer and bathed with beer.
In particular there was great interest in the beer-as-conditioner idea (it was a coed house). Well let me tell you: unless you rinsed a LOT, you smelled like beer. Not yeast, but beer. Like you'd been sleeping in a puddle of it all night complete with cigarette butts. But if you rinsed enough (and it takes a lot of rinsing) to get rid of the smell, then any conditioner effect washes away.
So, if you're willing to smell like an old beer party, it's great.
Actually there is an army and military spending in Denmark. They spent 1.3% of GDP on defence in 2007, which is the same as Canada and Germany. The US, of course, topped the spending league in NATO in 2007 at 4% of GDP, but I don't think a large proportion of that money was actually spent on defending Denmark. A breakdown of the figures might reveal a higher percentage spent in Iraq, Afghanistan and on bases in other countries.
Danish taxes are high compared with the US, but it doesn't drive everyone away. The Danes have a democracy and can choose to vote for a lower tax government if they would prefer to have fewer public services, just as America apparently prefers. But many Danes prefer to have the public services.
I agree with your comments about the having one car or no cars. That can be difficult in some places though. I live in a college town in the midwest with no public transportation, no bike trails/lanes, and very few street lights. Not everything in the burbs is within walking distance. Luckily I live close enough to places that I don't have to drive if I don't want to, but not everyone is that fortunate.
I would like to add one idea on how you can thank your parents. Treat them to nice dinners. Treat your mom to a spa day. Treat them for a vacation getaway if you can afford it. Maybe it's cultural (I'm Chinese) but my siblings and I are now all working full-time and treat our parents often.
For fantastic design and durability I highly recommend Tom Bihn bags. They make all manner of bags, thoughtfully designed, and bomb-proof. http://www.tombihn.com/
Ok, I know this isn't technically relevant to the post (which, by the way, I think is a great resource, and which I will be showing my law-student fiance tonight), but I just wanted to say thanks for the great Saint Joe's picture. It's always great to see!
Hmmm, there must be some fuzzy math going on in this fanciful scenario. There currently is a maximum Federal tax rate of 35% for the top tax bracket. Last I checked, 35% of $100 is $35, not $59.
Sssshh, nobody say anything about the hedge fund managers earning multi-Million or Billion dollar ANNUAL compensation who receive their income in the form of dividends taxed at the glorious rate of 15% Ahhh, the congress sure knows how to look out for the middle class. Yes, ignore that hedge fund lobbyist entering your congressperson's office with one briefcase full of cash and another full of lobbyist-written-legislation ready for the old rubber-stamp treatment. He's just exercising his right to petition his government.
How convenient that campaign finance reform places the burden of reporting all 'gifts' from lobbyists on the politician not the lobbyist. We all know what great memories, and how scrupulously honest and what good record keepers our elected representatives are when it comes to such things. I wonder, will Tom Delay be pardoned like Scooter Libby? Awww shucks, nevermind, he's a good ol' boy too.
But then accurate math is probably not the point here, looks to me like the point is that all us middle class folk should be afraid. Afraid that all the rich folk are going to wake up and move to Shangri La leaving us cretins to our own devices; afraid that Bin Laden's going to blow up Main Street of Puny-town USA; afraid that if we speak out against a government run-amok that we'll be tarred as unpatriotic and then be spied on by our own government abetted by the telecom industry; afraid that Liberals are planning to unleash wave upon wave of wasteful Social programs; afraid that a Nationalized Medical program (like what congress gets) will mean poor care or inaccessible care for all, when in fact Canadian, British, and French programs conclusively show they are very effective for citizens and Doctors alike; afraid that the Iranians and North Koreans will get the Bomb; afraid that terrorists are using our domestic communications systems to plot against us; afraid that the smoking gun will be in the form of a mushroom cloud; afraid that same-sex marriages will lead to polygamy (huh!?) Fear, fear, fear. Remember folks: lock your front door, turn on your central station alarm, clench your butt-cheeks, and sleep with a pistol under your pillow. Be afraid. Because we're easier to control if we are all afraid.
I was pointed to this article by one of my many North American online friends and I have to say, it made me feel kind of bad that many of the things that I take for granted in my daily life, are things that one really shouldn't take for granted.
I think the argument that we Danes have lower expectations and generally don't take pleasure in rubbing our success in other peoples' faces, is spot on. There's a book, ironically written by a Norwegian, which perfectly illustrates these "rules" (http://www.ling.gu.se/~hansv/berra3/janteloven.html don't worry it is translated into English).
As for my happiness, well, I certainly have nothing to be sad about... but there's always room for improvement, eh?
About the defense/NATO comment, why do you think Denmark joined NATO? If the US is the high school sports jock, then Denmark is its nerdy geek friend ;-)
We are definitely benefitting from that one at our house.
And we are also considering the Peace Corps later when we are a bit more settled and after the dogs are no longer with us. One is super old and one is getting there, even though she's still 90 percent puppy in behavior . . .
Question:
How do you insure a family (health, life, etc) on a minimum-wage income?
Oh no, if I'm married and have a minimum-wage job, there is NO WAY I'm going to move in with my wife's parents.
I cannot imagine that a male blogger would ever suggest such a thing.
Thanks for your comment. I would agree that this is one area that would be beneficial to follow, even if you aren't absolutely certain of it. Most infant formulas (even store brand) now offer it in their standard formulations. In the next year or two it will be difficult to buy formula without it added.
Great content here. Knowing how to take advantage of opportunities to reduce your taxable income is essential in providing yourself an opportunity to retire early.
I not sure I can help much. I do know this: The state trooper doesn't decide who's at fault. That would be done in a court. (Plus the insurance companies have their own system to work these things out between themselves. And for this matter, your liability insurance would be involved, even if you don't have collision.)
If you were at a complete stop and the truck backed into you, then it's obviously not your fault. Making it legally not your fault may be difficult, but I suspect you've got a good chance, if you hire a good lawyer and follow his advice.
What can credit coundelors do about student loans - especially student loans in default?
I worry about money all the time, but I don't think there is anything a credit counselor can help me with.
Nothing better tasting than hot dogs boiled in beer. With a cold one on the side, of course.
NJTrout
Thank you so much for this. I need serious help and have been wondering what and if credit couseling is appropriate for me. It is, I see, thanks to this article.
And I thought pancakes could't get any better. I wonder if they're good for a hangover. The pancakes that bite the dog that bit you.
I got in a car accident today. A trash truck slowed down and i slowed down, i thought it was turning. It started to back up, and i guess it didn't see me, so i stopped and blew my horn and it backed up into me. The state trooper came, and said it was my fault because my front(car)was under his bumper.Istopped and did not hit that truck in the back he hit me, but i'm at fault. what can or is their anything i can do to fight this, i've never been in a accident and have no tickets, never. I was given a ticket for driving to fast for conditions,what can i do?
Beer Pancakes
INGREDIENTS
* 1 cup sifted all-purpose flour
* 1/4 cup white sugar
* 3/4 teaspoon baking powder
* 1/2 teaspoon salt
* 1 egg, beaten
* 1 cup beer
* 2 tablespoons butter, melted
DIRECTIONS
1. In a large bowl, stir together the flour, sugar, baking powder and salt. Pour in the egg, beer and melted butter; stir with a whisk just until blended - a few lumps are okay.
2. Heat a skillet or griddle over medium heat. Coat with vegetable oil or cooking spray. Spoon about 1/4 cup of batter onto the hot surface for each pancake. When bubbles appear on top of the pancakes, flip, and cook until browned on the other side.
Years ago I lived in a large house with other college kids. Not surprisingly, we had a kegger or two. The problem was, what to do with all the beer afterwards. So for the next week or so we cooked with beer, ate with beer, killed snails with beer, washed with beer and bathed with beer.
In particular there was great interest in the beer-as-conditioner idea (it was a coed house). Well let me tell you: unless you rinsed a LOT, you smelled like beer. Not yeast, but beer. Like you'd been sleeping in a puddle of it all night complete with cigarette butts. But if you rinsed enough (and it takes a lot of rinsing) to get rid of the smell, then any conditioner effect washes away.
So, if you're willing to smell like an old beer party, it's great.
Speaking for all of Wisconsin, there is nothing better than a beer brat.
That would be a fatal error on my part. Try it, it always works for me. I've also seen the recipe on All Recipes and it gets stellar reviews.
Are you sure about Granny? I've never seen a recipe call for Self Rising flour AND Baking Powder/Salt, since those things are in Self Rising Flour...
Yay or Nay on the Self Rising Flour? I wanna try that bread!
Actually there is an army and military spending in Denmark. They spent 1.3% of GDP on defence in 2007, which is the same as Canada and Germany. The US, of course, topped the spending league in NATO in 2007 at 4% of GDP, but I don't think a large proportion of that money was actually spent on defending Denmark. A breakdown of the figures might reveal a higher percentage spent in Iraq, Afghanistan and on bases in other countries.
Danish taxes are high compared with the US, but it doesn't drive everyone away. The Danes have a democracy and can choose to vote for a lower tax government if they would prefer to have fewer public services, just as America apparently prefers. But many Danes prefer to have the public services.
I agree with your comments about the having one car or no cars. That can be difficult in some places though. I live in a college town in the midwest with no public transportation, no bike trails/lanes, and very few street lights. Not everything in the burbs is within walking distance. Luckily I live close enough to places that I don't have to drive if I don't want to, but not everyone is that fortunate.
You can thank Eamonn for doing such a great job of taking it. I thought it was breathtaking when I first saw it!
Thanks for the comments!
I would like to add one idea on how you can thank your parents. Treat them to nice dinners. Treat your mom to a spa day. Treat them for a vacation getaway if you can afford it. Maybe it's cultural (I'm Chinese) but my siblings and I are now all working full-time and treat our parents often.
For fantastic design and durability I highly recommend Tom Bihn bags. They make all manner of bags, thoughtfully designed, and bomb-proof. http://www.tombihn.com/
Ok, I know this isn't technically relevant to the post (which, by the way, I think is a great resource, and which I will be showing my law-student fiance tonight), but I just wanted to say thanks for the great Saint Joe's picture. It's always great to see!
Hmmm, there must be some fuzzy math going on in this fanciful scenario. There currently is a maximum Federal tax rate of 35% for the top tax bracket. Last I checked, 35% of $100 is $35, not $59.
Sssshh, nobody say anything about the hedge fund managers earning multi-Million or Billion dollar ANNUAL compensation who receive their income in the form of dividends taxed at the glorious rate of 15% Ahhh, the congress sure knows how to look out for the middle class. Yes, ignore that hedge fund lobbyist entering your congressperson's office with one briefcase full of cash and another full of lobbyist-written-legislation ready for the old rubber-stamp treatment. He's just exercising his right to petition his government.
How convenient that campaign finance reform places the burden of reporting all 'gifts' from lobbyists on the politician not the lobbyist. We all know what great memories, and how scrupulously honest and what good record keepers our elected representatives are when it comes to such things. I wonder, will Tom Delay be pardoned like Scooter Libby? Awww shucks, nevermind, he's a good ol' boy too.
But then accurate math is probably not the point here, looks to me like the point is that all us middle class folk should be afraid. Afraid that all the rich folk are going to wake up and move to Shangri La leaving us cretins to our own devices; afraid that Bin Laden's going to blow up Main Street of Puny-town USA; afraid that if we speak out against a government run-amok that we'll be tarred as unpatriotic and then be spied on by our own government abetted by the telecom industry; afraid that Liberals are planning to unleash wave upon wave of wasteful Social programs; afraid that a Nationalized Medical program (like what congress gets) will mean poor care or inaccessible care for all, when in fact Canadian, British, and French programs conclusively show they are very effective for citizens and Doctors alike; afraid that the Iranians and North Koreans will get the Bomb; afraid that terrorists are using our domestic communications systems to plot against us; afraid that the smoking gun will be in the form of a mushroom cloud; afraid that same-sex marriages will lead to polygamy (huh!?) Fear, fear, fear. Remember folks: lock your front door, turn on your central station alarm, clench your butt-cheeks, and sleep with a pistol under your pillow. Be afraid. Because we're easier to control if we are all afraid.
I was pointed to this article by one of my many North American online friends and I have to say, it made me feel kind of bad that many of the things that I take for granted in my daily life, are things that one really shouldn't take for granted.
I think the argument that we Danes have lower expectations and generally don't take pleasure in rubbing our success in other peoples' faces, is spot on. There's a book, ironically written by a Norwegian, which perfectly illustrates these "rules" (http://www.ling.gu.se/~hansv/berra3/janteloven.html don't worry it is translated into English).
As for my happiness, well, I certainly have nothing to be sad about... but there's always room for improvement, eh?
About the defense/NATO comment, why do you think Denmark joined NATO? If the US is the high school sports jock, then Denmark is its nerdy geek friend ;-)
We are definitely benefitting from that one at our house.
And we are also considering the Peace Corps later when we are a bit more settled and after the dogs are no longer with us. One is super old and one is getting there, even though she's still 90 percent puppy in behavior . . .
"Suggesting that they don't need [a car] while they're in college will prompt a lot of discussion."
Try telling *high schoolers* that they don't need a car when all their classmates have them. I'll hear about the humiliation they suffered til I die!