I made the mistake of buying one of those expensive HDMI cables at best buy a few weeks ago. They sure did pressure me to get one after buying my TV. I later found out you can get HDMI Cables cheap online. They're the same thing!
I received one of these cards today and was wondering why so I went to google and typed it in and get this site I am happy to know I am not alone I will not be activating this card it will most definitely be going into the shredder. I didn't sign up to receive this card so I really think they should not just send them to anyone I most definitely did not like that one bit. Thank you for sharing your experience with the rest of us.
Whenever I have a cold or flu, I found that gargling apple cider vinegar can also help besides consuming it, and also who are not used to swallowing ACV. If you haven't before then it may sting your throat at first. Mixing it with warm water, but not too much, will reduce the sting and clear your sinuses.
@Michael: Thanks, this works great. I have the ata and everything set up. I used the Cisco 2102 and sipgate.
Is this ok, though? I kind of feel bad for sipgate - they bill only for outgoing, but if I use google voice for all my outgoing calls, I don't need to pay them. But then again, that's how they choose to bill. Perhaps incoming calls are free for them, so they don't have to charge. Anyone have thoughts on this?
i've been reading these comments and there is a ton of info i could have used about a year ago. all but one of my medical bills, whic soon will be too, have been sent to collections. i made it perfectly clear to the hospital and clinics i went to that i did not have a job or insurance. they didn't offer me any finacial aid, which i do know they have becuase they offered it to my sister who has an income, and then they harrassed me about paying the bills. they said i either had to pay $75 or more. in november they contacted me and said i could have been paying $30 the whole time. i paid that month and the next month, before i even got a chance to pay, they turned it in to collections. i could have tried to pay the $30 a month if they had told me sooner. but my problem is they didn't offer me finacial aid when i told them i couldn't pay. isn't that some sort of discrimination?
I'm always curious when people say they spend X amount on groceries/food for the week to know; what exactly they're buying, where they live, how many meals are eaten outside the home. I'd love to see some kind of "grocery store confessions" diary, to see how people buy food over the span of a week. My inner sociologist/anthropologist wants to know these kinds of details!
@Julie - You bring up a great point; in fact my boyfriend had his credit card cancelled on him (again, from abroad) because of suspected fraudulent activity, and they had an old phone number on record. So when they couldn't reach him, they simply nixxed the card.
@NMPatricia - Doh! On the eve of your vacation no less...but at least you had a back-up card. Maybe that's another bona fide way to protect yourself from these problems...have more than one active card.
Lastly, another great way to make sure your card isn't swiped out from under you while on vacation, is to call the credit card company to advise them of your trip, and that you'll be using your card abroad. It isn't a failsafe, but if you don't call, the chances are much higher that your card will be flagged for suspicious activity.
I buy the regular all you magazine and take advantage of the coupons for the next issue.I also buy the special additions . I have in my hand the coupon for $1.00 off the cookbook that I have been hanging on to forever. I have wasted more gas going from store to store trying to find the magazine.It just isn't here.Did they all sell out????I did try Walmart several times and numerous other stores.Can you help me out to find one.
It's great to see people with diabetes supporting each other. I agree with the previous blogger who said that we shouldn't be dispensing medical advice. A lot of what I read on here contradicts what I read elsewhere. I'll be armed with many questions when I see my nurse next time. It's been very informative though. Thank you
For me, I felt my small amount of CC debt was something hanging over my head that would be a relief when I was finally out of debt. For that, I was right.
It's easy to be very short-sighted when you're working your way out of debt--it can be so all consuming. There were times that I felt like if I just had my debt paid, everything would fall into place. What I found was that you just find tons more things you need to save for. I was no longer paying off debt but I was trying to make sure I put enough money into my retirement account, saved for an emergency fund, and started saving for a car.
It is great being debt free but it is definitely more work being responsible with your finances than it is just paying off debt.
After we're debt free any considerable non-necessities we want (vacation, new kitchen table, etc.) will go on a wish list. We'll prioritize that list and save for each one. Hopefully that will occupy us and keep us debt free.
If you're interested in a new approach to boost your happiness based on the latest positive psychology research, check out our iPhone app: Live Happy; it's based on the work of Dr. Sonja Lyubomirsky, author of "The How of Happiness" and provides a unique method to create a personalized program to increase your happiness.
You can also learn more about the iPhone app on our Facebook page.
"I’ve never met a person who couldn’t want more stuff than what they have available for spending."
I wouldn't say there are many who have reached the point of "enough is enough [stuff]", but they definitely exist. Keywords are "simple living" or "anti consumerism".
For slightly more work than reheating in the microwave: we've found that making a big batch of homemade ravioli or tortellini and freezing it in individual portions is much cheaper, tastier, and faster than using pre-packaged ravioli or plain dried pasta.
You can make your own simple dough or use thin wonton wrappers. The filling possibilities are endless. Once they're frozen - spread out on a pan and individually frozen before packaging to avoid stickiness - they only take 5-7 minutes in boiling water, about half the time of dried pasta.
Similar to Julie, Bank of America canceled one of my credit cards because they thought "it had been compromised by some transactions on Amazon". Hmmm, they didn't say a word. I was just on my way to Australia (ironically enough for this post) and was planning to use it as it was a rewards card. I found out by checking my account on line and finding it had "disappear". A call to BofA revealed the reason. As I sweetly pointed out to them that I appreciate their oversight and protecting my credit, I was planning on using it on my trip on which I was leaving the next day. That did give the customer rep pause understanding they were going to lose that business. Lucky I had another card which I used, but them not telling me WAS NOT HELPFUL.
Boy, do these comments bring back memories. Both my parents were adults during the Great Depression (I was a late in life baby) and both knew how bad things could be. Our house was the one my Dad grew up in and was totally debt free. My mom was a stay at home homemaker (and that is exactly what her job was -- making a home for Dad and me). We always had a large garden (a half acre) We dug dandoline greens in nearby cow pastures and picked crab apples from wild trees. We had a camp (and it really was a camp not a cottage) and we spent the summer fishing (and digging the free worms to use as bait!) most of which we froze for the winter. We picked wild berries by the gallon and froze those too. I hated the garden because it was my job to pick the green beans every morning after the dew had dried up. I think we ate beans every meal (besides the ones we froze). Sundays we always had a "big" dinner after church and supper was always bread and milk or St.Johnsbury crakers and milk. We ate gravy on our bread but usually the gravy wasn't thickened. Once a week we had American chop suey made with a box of macaroni, a can of tomato soup, onions, and hamburg (the cheap kind). One of my favorite meals was Salmon P. Wiggle over toast. The can of bacon grease was always in the frig along with a slab of salt pork that was usd to flavor everything. My mom made the best oorn chowder with browned bits of salt pork and onion. I sure miss those days!! Maybe, corn chowder for supper.......
My wife and I are debt free. if anything, being debt free has made us more cognizant of spending, spending decisions and watching every penny. so, although I agree with the article above, when you have the kind of freedom we have - we tend to make damn sure it stays this way.
dont get me wrong we sure do enjoy ourselves, but still save up for things we want as if we didn't have any money.. that is the secret.
I believe this is important for those trying to become, or living, debt-free to really think about. It can be related to any one trying to lose weight or any number of other things in our lives. Just because someone loses 50 lbs does not mean that they get to eat Baskin Robins every day. There is always a component of work and maintenance that must continue once the goal is reached.
I am currently working to become debt free and find myself slipping into thinking some of the above points. It is always great to gain or re-gain perspective.
I once discovered my debit card had been cancelled for no reason I could figure out. When I called my bank, they told me that there had been suspected fraud at a store where I'd been shopping (they didn't tell me which one), and the bank preventatively cancelled every card that had been used there for a few days on either side of the known incident. I was able to get another card without too much hassle.
So it might not actually be any fault of your own. I agree that calling the company is probably your best bet as a first step.
We're over the threshold to benefit from any of it (family of five, single income) by a hair. What bothers me about "middle class tax cuts" is that the middle class is never defined, only alluded to. The federal government has no problem defining poverty thresholds as they should, but they like to keep the term "middle class" vague so most families don't know where they stand. That, and a solid definition would require the vast majority of elected federal officials to admit they are wealthy/upper class. Terrible PR for them.
I made the mistake of buying one of those expensive HDMI cables at best buy a few weeks ago. They sure did pressure me to get one after buying my TV. I later found out you can get HDMI Cables cheap online. They're the same thing!
I received one of these cards today and was wondering why so I went to google and typed it in and get this site I am happy to know I am not alone I will not be activating this card it will most definitely be going into the shredder. I didn't sign up to receive this card so I really think they should not just send them to anyone I most definitely did not like that one bit. Thank you for sharing your experience with the rest of us.
Whenever I have a cold or flu, I found that gargling apple cider vinegar can also help besides consuming it, and also who are not used to swallowing ACV. If you haven't before then it may sting your throat at first. Mixing it with warm water, but not too much, will reduce the sting and clear your sinuses.
@Michael: Thanks, this works great. I have the ata and everything set up. I used the Cisco 2102 and sipgate.
Is this ok, though? I kind of feel bad for sipgate - they bill only for outgoing, but if I use google voice for all my outgoing calls, I don't need to pay them. But then again, that's how they choose to bill. Perhaps incoming calls are free for them, so they don't have to charge. Anyone have thoughts on this?
i've been reading these comments and there is a ton of info i could have used about a year ago. all but one of my medical bills, whic soon will be too, have been sent to collections. i made it perfectly clear to the hospital and clinics i went to that i did not have a job or insurance. they didn't offer me any finacial aid, which i do know they have becuase they offered it to my sister who has an income, and then they harrassed me about paying the bills. they said i either had to pay $75 or more. in november they contacted me and said i could have been paying $30 the whole time. i paid that month and the next month, before i even got a chance to pay, they turned it in to collections. i could have tried to pay the $30 a month if they had told me sooner. but my problem is they didn't offer me finacial aid when i told them i couldn't pay. isn't that some sort of discrimination?
I'm always curious when people say they spend X amount on groceries/food for the week to know; what exactly they're buying, where they live, how many meals are eaten outside the home. I'd love to see some kind of "grocery store confessions" diary, to see how people buy food over the span of a week. My inner sociologist/anthropologist wants to know these kinds of details!
@Julie - You bring up a great point; in fact my boyfriend had his credit card cancelled on him (again, from abroad) because of suspected fraudulent activity, and they had an old phone number on record. So when they couldn't reach him, they simply nixxed the card.
@NMPatricia - Doh! On the eve of your vacation no less...but at least you had a back-up card. Maybe that's another bona fide way to protect yourself from these problems...have more than one active card.
Lastly, another great way to make sure your card isn't swiped out from under you while on vacation, is to call the credit card company to advise them of your trip, and that you'll be using your card abroad. It isn't a failsafe, but if you don't call, the chances are much higher that your card will be flagged for suspicious activity.
great idea on the Brita filters!!!
I buy the regular all you magazine and take advantage of the coupons for the next issue.I also buy the special additions . I have in my hand the coupon for $1.00 off the cookbook that I have been hanging on to forever. I have wasted more gas going from store to store trying to find the magazine.It just isn't here.Did they all sell out????I did try Walmart several times and numerous other stores.Can you help me out to find one.
It's great to see people with diabetes supporting each other. I agree with the previous blogger who said that we shouldn't be dispensing medical advice. A lot of what I read on here contradicts what I read elsewhere. I'll be armed with many questions when I see my nurse next time. It's been very informative though. Thank you
countertop unit for 199.00 at milehidistributing.com..pretty cool machine. You can watch the video on youtube.com
Very nice informative post. The economy is not to good now
For me, I felt my small amount of CC debt was something hanging over my head that would be a relief when I was finally out of debt. For that, I was right.
It's easy to be very short-sighted when you're working your way out of debt--it can be so all consuming. There were times that I felt like if I just had my debt paid, everything would fall into place. What I found was that you just find tons more things you need to save for. I was no longer paying off debt but I was trying to make sure I put enough money into my retirement account, saved for an emergency fund, and started saving for a car.
It is great being debt free but it is definitely more work being responsible with your finances than it is just paying off debt.
After we're debt free any considerable non-necessities we want (vacation, new kitchen table, etc.) will go on a wish list. We'll prioritize that list and save for each one. Hopefully that will occupy us and keep us debt free.
Here are my 3 simple reasons why ipad will fail.
http://www.mewithoutdebt.com/2010/02/3-simple-reasons-why-ipad-will-fail...
If you're interested in a new approach to boost your happiness based on the latest positive psychology research, check out our iPhone app: Live Happy; it's based on the work of Dr. Sonja Lyubomirsky, author of "The How of Happiness" and provides a unique method to create a personalized program to increase your happiness.
You can also learn more about the iPhone app on our Facebook page.
"I’ve never met a person who couldn’t want more stuff than what they have available for spending."
I wouldn't say there are many who have reached the point of "enough is enough [stuff]", but they definitely exist. Keywords are "simple living" or "anti consumerism".
For slightly more work than reheating in the microwave: we've found that making a big batch of homemade ravioli or tortellini and freezing it in individual portions is much cheaper, tastier, and faster than using pre-packaged ravioli or plain dried pasta.
You can make your own simple dough or use thin wonton wrappers. The filling possibilities are endless. Once they're frozen - spread out on a pan and individually frozen before packaging to avoid stickiness - they only take 5-7 minutes in boiling water, about half the time of dried pasta.
Similar to Julie, Bank of America canceled one of my credit cards because they thought "it had been compromised by some transactions on Amazon". Hmmm, they didn't say a word. I was just on my way to Australia (ironically enough for this post) and was planning to use it as it was a rewards card. I found out by checking my account on line and finding it had "disappear". A call to BofA revealed the reason. As I sweetly pointed out to them that I appreciate their oversight and protecting my credit, I was planning on using it on my trip on which I was leaving the next day. That did give the customer rep pause understanding they were going to lose that business. Lucky I had another card which I used, but them not telling me WAS NOT HELPFUL.
Good post.
Boy, do these comments bring back memories. Both my parents were adults during the Great Depression (I was a late in life baby) and both knew how bad things could be. Our house was the one my Dad grew up in and was totally debt free. My mom was a stay at home homemaker (and that is exactly what her job was -- making a home for Dad and me). We always had a large garden (a half acre) We dug dandoline greens in nearby cow pastures and picked crab apples from wild trees. We had a camp (and it really was a camp not a cottage) and we spent the summer fishing (and digging the free worms to use as bait!) most of which we froze for the winter. We picked wild berries by the gallon and froze those too. I hated the garden because it was my job to pick the green beans every morning after the dew had dried up. I think we ate beans every meal (besides the ones we froze). Sundays we always had a "big" dinner after church and supper was always bread and milk or St.Johnsbury crakers and milk. We ate gravy on our bread but usually the gravy wasn't thickened. Once a week we had American chop suey made with a box of macaroni, a can of tomato soup, onions, and hamburg (the cheap kind). One of my favorite meals was Salmon P. Wiggle over toast. The can of bacon grease was always in the frig along with a slab of salt pork that was usd to flavor everything. My mom made the best oorn chowder with browned bits of salt pork and onion. I sure miss those days!! Maybe, corn chowder for supper.......
My wife and I are debt free. if anything, being debt free has made us more cognizant of spending, spending decisions and watching every penny. so, although I agree with the article above, when you have the kind of freedom we have - we tend to make damn sure it stays this way.
dont get me wrong we sure do enjoy ourselves, but still save up for things we want as if we didn't have any money.. that is the secret.
I believe this is important for those trying to become, or living, debt-free to really think about. It can be related to any one trying to lose weight or any number of other things in our lives. Just because someone loses 50 lbs does not mean that they get to eat Baskin Robins every day. There is always a component of work and maintenance that must continue once the goal is reached.
I am currently working to become debt free and find myself slipping into thinking some of the above points. It is always great to gain or re-gain perspective.
I once discovered my debit card had been cancelled for no reason I could figure out. When I called my bank, they told me that there had been suspected fraud at a store where I'd been shopping (they didn't tell me which one), and the bank preventatively cancelled every card that had been used there for a few days on either side of the known incident. I was able to get another card without too much hassle.
So it might not actually be any fault of your own. I agree that calling the company is probably your best bet as a first step.
Here's another great way for me to save both time and money! Thanks, I'm going to try this this week!
We're over the threshold to benefit from any of it (family of five, single income) by a hair. What bothers me about "middle class tax cuts" is that the middle class is never defined, only alluded to. The federal government has no problem defining poverty thresholds as they should, but they like to keep the term "middle class" vague so most families don't know where they stand. That, and a solid definition would require the vast majority of elected federal officials to admit they are wealthy/upper class. Terrible PR for them.