We just cranked out a new budget for 2013 and it includes saving a tad more each week. As our finances are already fairly tight, it will be a challenge, but we're hoping to have an additional $700 set aside by the end of 2013.
Gyms and fitness centers often give a free membership to their employees, how else to convince them to be fit and healthy at the same time. YMCA does this, and if you have kids you can use their child care services as well!
I'd like to retire our car loan. It's less than one year in on a five-year loan, but I really dislike the monthly payment. It's a lofty goal, but I'm hoping to get it down as much as possible.
Yep. I would like to pay for flooring for our house and I'd like to pay off a line of credit. The cost is going to be around $3000 for the both of them or $250 a month.
Financial goals 2013: Pay off all credit card debt by: Budget and operate on cash only basis. Utilize ebay, amazon, yard sales, used book stores and apply all profit to pay off cards. Plan menus, utilize internet to find low cost meals, coupon & sales combinations, garden, and barter to cut grocery bill by 50%, freeing up more to pay on debt. Line dry clothes. Study financial blogs for ideas to reduce other expenses as well as encouragement. Exchange services with friends to learn new skills. Limit errands. Compare rates for services; call current provides and ask for better deals. Think twice before purchasing. Reduce. Reuse. Be aggressive.
My financial goals for 2013 include paying down a small amount of debt, increasing my secondary savings, and increasing my earning potential by focusing on improving my business! Big year - can't wait!
Resolution? I rarely make a set resolution as I am one of those who find it hard to carry out to completion. My resolution, if you want to call it one, is interrelated, not to just money.
Yes, I wish to earn more money which is a "financial goal", but to make this happen I must do several things! I need to pay more attention to my financial software, like put in the data I never have. It is about time I learned more about the financial options I have available to me.
Most importunately, it is necessary for me to continue to build up my physical stamina. This makes it possible to carry out the physical and mental challenges ahead that will lead to more income. I do not know about others, but my mental abilities are so connected to my physical state.
Therefore... my resolution is to take care of myself which in turn will help me acquire a positive financial income in 2013
This is the first time I have admitted in public to having $14,000 in credit card debit. Our main financial goal is to pay this off. My husband is retired and I am a freelancer whose income took a big nose dive along with the economy. That's how the debt got so high. I'm now working a lot more, and we are getting back on track. We sold our house in high-priced Silicon Valley and bought one free-and-clear in another area, so we are now mortgage free. We have paid off one higher-interest rate credit card. We have $15,000 in emergency savings, which could take us through one year if it had to (along with husband's social security and 401K payments.). So now we are focusing on the last of our debt--that last credit card (at 9.75 percent). We have set an 18-month goal for repayment and have set the budget and spending plan to reach it.
This year is working on pumping up our emergency fund, redecorating a few rooms, and saving up for a vacation we'd like to take in 3 years! SO exciting!
My financial resolution this year is to save $100 a week towards a down payment on a house. I don't live in an area where I'm interested in buying, and I'm currently working on paying down my student loan debt, so I figure $5,200 at the beginning of 2014 will be a nice start towards my down payment on my first home since I have a couple of years before I'll be looking to buy.
Working at the movies was definitely worth the free tickets every payday! I also got to see a free concert once while working security.
We just cranked out a new budget for 2013 and it includes saving a tad more each week. As our finances are already fairly tight, it will be a challenge, but we're hoping to have an additional $700 set aside by the end of 2013.
We had a crazy year of fostering a baby girl this year and with that came some debt so we are going to try to pay some of that down.
my resolution is to pack lunch more often... I spend way to much money eating out every day!
Continue my goal of being smart with money is my goal for ths year and beyond!
Gyms and fitness centers often give a free membership to their employees, how else to convince them to be fit and healthy at the same time. YMCA does this, and if you have kids you can use their child care services as well!
Have you considered using some of the emergency fund to pay off the credit card. I can't imagine that you're getting 9+ percent interest on that.
I'd like to retire our car loan. It's less than one year in on a five-year loan, but I really dislike the monthly payment. It's a lofty goal, but I'm hoping to get it down as much as possible.
Yep. I would like to pay for flooring for our house and I'd like to pay off a line of credit. The cost is going to be around $3000 for the both of them or $250 a month.
Financial goals 2013: Pay off all credit card debt by: Budget and operate on cash only basis. Utilize ebay, amazon, yard sales, used book stores and apply all profit to pay off cards. Plan menus, utilize internet to find low cost meals, coupon & sales combinations, garden, and barter to cut grocery bill by 50%, freeing up more to pay on debt. Line dry clothes. Study financial blogs for ideas to reduce other expenses as well as encouragement. Exchange services with friends to learn new skills. Limit errands. Compare rates for services; call current provides and ask for better deals. Think twice before purchasing. Reduce. Reuse. Be aggressive.
My financial goals for 2013 include paying down a small amount of debt, increasing my secondary savings, and increasing my earning potential by focusing on improving my business! Big year - can't wait!
My resolution is to have my new baby in Spring without going into debt despite taking a pay reduction over the next three months.
My resolution is to keep up the exercise plan I started last summer - keep it going, but be more consistent this year.
My resolution is to boost my emergency fund
I have several financial resolutions for 2013, one of which is to give away 12% of my income.
We 're planning on paying off our car this year, a couple years early.
My husband and I are going to put 25 dollars a piece into our savings account on each payday this year for 2013
I need to start saving more money
Resolution? I rarely make a set resolution as I am one of those who find it hard to carry out to completion. My resolution, if you want to call it one, is interrelated, not to just money.
Yes, I wish to earn more money which is a "financial goal", but to make this happen I must do several things! I need to pay more attention to my financial software, like put in the data I never have. It is about time I learned more about the financial options I have available to me.
Most importunately, it is necessary for me to continue to build up my physical stamina. This makes it possible to carry out the physical and mental challenges ahead that will lead to more income. I do not know about others, but my mental abilities are so connected to my physical state.
Therefore... my resolution is to take care of myself which in turn will help me acquire a positive financial income in 2013
This is the first time I have admitted in public to having $14,000 in credit card debit. Our main financial goal is to pay this off. My husband is retired and I am a freelancer whose income took a big nose dive along with the economy. That's how the debt got so high. I'm now working a lot more, and we are getting back on track. We sold our house in high-priced Silicon Valley and bought one free-and-clear in another area, so we are now mortgage free. We have paid off one higher-interest rate credit card. We have $15,000 in emergency savings, which could take us through one year if it had to (along with husband's social security and 401K payments.). So now we are focusing on the last of our debt--that last credit card (at 9.75 percent). We have set an 18-month goal for repayment and have set the budget and spending plan to reach it.
This year is working on pumping up our emergency fund, redecorating a few rooms, and saving up for a vacation we'd like to take in 3 years! SO exciting!
I resolve to save for my kids' college funds.
I have just started a new job that includes retirement benefits, so I have enrolled in them.
My goals are to pay off our home equity loan and a credit card, and to open some type of an investment account for our granddaughters.
My financial resolution this year is to save $100 a week towards a down payment on a house. I don't live in an area where I'm interested in buying, and I'm currently working on paying down my student loan debt, so I figure $5,200 at the beginning of 2014 will be a nice start towards my down payment on my first home since I have a couple of years before I'll be looking to buy.