Definitely agree about marathon training for weight loss. In fact, those of us who do it right actually end up gaining a bit of weight throughout the process!
I noticed that you don't want to add something that is all too familiar to workers here in America, if you are lucky to have a job with benefits and vacation time, that is:
1) You may be mocked, shamed, peer-pressured, macho-posing, whatever, in not taking the vacation time you have.
2) You are afraid and maybe reasonably so, that your job is in jeopardy or possible raises/bonuses/promotions are by taking that time off.
I love foaming hand soap and I reuse the dispenser, but why pay even for a refill that's mostly water? I use about a 4:1 water to liquid soap or body wash ratio (about 3 T) in my foaming soap dispenser. Just make sure to mix very gently to combine so it doesn't suds all over the place. If it clogs, I briefly pump warm water through it. Works great! And I'm finally using up that enormous bottle of liquid soap that's been decaying under the sink since I switched to foam.
It's important to have the right tool for the job, so figure out what 10 meals you make most often and then have what you need to make them. Everything else is just clutter.
True story: everyone and my mother has bought me a hand wisk...and I keep donating them. I open the gift, look at it, smile, thank them, and then think, "what on earth do you make this thing?" There is not a single thing I would make from scratch that requires hand wisking. That's my vote for most useless tool.
I have a disability, so I've made my peace with the cost of convenience food. Otherwise, I'm a huge fan of vinegar as a cleaner/sanitizer. Baking soda is good if you need to scrub a little.
I do like the pricier shampoos, but I wash my hair every other days, which is better for your hair anyway. In addition, I intersperse it with a $1 bottle of Suave clarifying shampoo because of our hard water. It was a beauty mag recommendation, if you can believe it.
We love, love, love the savings from switching to Hulu. It's padded our savings account very nicely.
As for bottled water, we live in Phoenix where the tap water is disgusting. And a Brita doesn't cut it. That said, the cost and environmental issue of bottled water meant that wasn't an option. Instead, we bought a used water cooler on Craigslist for $40, I think. Going on five years later, it still runs perfectly, and 5 gallons is $1.25.
We switched a year ago. (By the way, don't forget that a lot of places that sell Roku devices, including Roku itself, are on cash back sites.) We miss a couple of shows, but most of them end up on Netflix eventually.
Meanwhile, since we're not subsidizing our own cable and an extension for the guest house (in-laws), we're saving $92 a month. It's amazing and has boosted our savings.
I'd love to go to Norway with my family. I travelled there as a single person and loved it. Now that I have a family, I'd love to share the beauty and hospitality of that country with them.
It seems like 20K would take quite a few years to re-coup, even with a 30% tax credit. And here in MN, I would have to shovel snow off the panel, and we might go a month without sun. Even when we have sun, it's only 8 hours or less in the Winter.
I think I am better off moving to Florida or Arizona.
Older people depend on and need their savings account interest to supplement their income and when they spend it,it helps the economy. But of course with the help of our government, only the Wall St. thieves end up with it.
Banks have plenty of money and many other accounts to pay interest savings from.
Payment shouldn't have to depend on what the personal borrowing and lending market do.
Truth be told, most people I know in suburbia feel the need to drive everywhere - and I do mean "everywhere", including to places that could easily be walked in 5-7 minutes.
yes, I shop at the local mall. I buy clothes and shoes there
I don't shop at the mall. I shop online, at Target or at outlets.
Definitely agree about marathon training for weight loss. In fact, those of us who do it right actually end up gaining a bit of weight throughout the process!
I'm guilty of forever buying bottle water when I could easy refill
My dream vacation is to go to Ireland
I noticed that you don't want to add something that is all too familiar to workers here in America, if you are lucky to have a job with benefits and vacation time, that is:
1) You may be mocked, shamed, peer-pressured, macho-posing, whatever, in not taking the vacation time you have.
2) You are afraid and maybe reasonably so, that your job is in jeopardy or possible raises/bonuses/promotions are by taking that time off.
I love foaming hand soap and I reuse the dispenser, but why pay even for a refill that's mostly water? I use about a 4:1 water to liquid soap or body wash ratio (about 3 T) in my foaming soap dispenser. Just make sure to mix very gently to combine so it doesn't suds all over the place. If it clogs, I briefly pump warm water through it. Works great! And I'm finally using up that enormous bottle of liquid soap that's been decaying under the sink since I switched to foam.
It's important to have the right tool for the job, so figure out what 10 meals you make most often and then have what you need to make them. Everything else is just clutter.
True story: everyone and my mother has bought me a hand wisk...and I keep donating them. I open the gift, look at it, smile, thank them, and then think, "what on earth do you make this thing?" There is not a single thing I would make from scratch that requires hand wisking. That's my vote for most useless tool.
I have a disability, so I've made my peace with the cost of convenience food. Otherwise, I'm a huge fan of vinegar as a cleaner/sanitizer. Baking soda is good if you need to scrub a little.
I do like the pricier shampoos, but I wash my hair every other days, which is better for your hair anyway. In addition, I intersperse it with a $1 bottle of Suave clarifying shampoo because of our hard water. It was a beauty mag recommendation, if you can believe it.
We love, love, love the savings from switching to Hulu. It's padded our savings account very nicely.
As for bottled water, we live in Phoenix where the tap water is disgusting. And a Brita doesn't cut it. That said, the cost and environmental issue of bottled water meant that wasn't an option. Instead, we bought a used water cooler on Craigslist for $40, I think. Going on five years later, it still runs perfectly, and 5 gallons is $1.25.
We switched a year ago. (By the way, don't forget that a lot of places that sell Roku devices, including Roku itself, are on cash back sites.) We miss a couple of shows, but most of them end up on Netflix eventually.
Meanwhile, since we're not subsidizing our own cable and an extension for the guest house (in-laws), we're saving $92 a month. It's amazing and has boosted our savings.
Good point! Glad you're not here to see me angling away right now.
Good! Sometimes laughing at Youtube is the only way to learn.
My dream vacation is Hawaii.
I'd love to go to Norway with my family. I travelled there as a single person and loved it. Now that I have a family, I'd love to share the beauty and hospitality of that country with them.
A bracelet is cheaper than most bracelets and fashionable, also if you have a sports team just get some color bands for the team color
It seems like 20K would take quite a few years to re-coup, even with a 30% tax credit. And here in MN, I would have to shovel snow off the panel, and we might go a month without sun. Even when we have sun, it's only 8 hours or less in the Winter.
I think I am better off moving to Florida or Arizona.
My dream vacation is Aruba!
My dream vacation would be to walt disney world and universal orlando with my family, I think my kids would enjoy it and I know I would also
Older people depend on and need their savings account interest to supplement their income and when they spend it,it helps the economy. But of course with the help of our government, only the Wall St. thieves end up with it.
Banks have plenty of money and many other accounts to pay interest savings from.
Payment shouldn't have to depend on what the personal borrowing and lending market do.
Lawrence
Good article overall, but I was distracted by your misuse of 'uncomfortability' (not a word!) when you meant DISCOMFORT. Really, you should know that!
Truth be told, most people I know in suburbia feel the need to drive everywhere - and I do mean "everywhere", including to places that could easily be walked in 5-7 minutes.
My dream vacation is 1 month European trip with family.
She did also mention audiobooks.
We could also use the time to reflect on how not to be pigeons on the road of life - fly by, poop, then fly off.
Tried this today and no luck whatsoever. In some spots it left a darker color than was there before :/
Anybody have a similar experience?
If you want a standing desk that's actually affordable, the StorkStand is collapsible, affordable, and only costs $179. The Kickstarter for it is at https://www.kickstarter.com/projects/889675794/storkstand-the-most-affor...