Recent comments

  • Ask the Readers: Do You Regift?   12 years 32 weeks ago

    I absolutely regift! The trick is to make sure that the person you regift does not know the person who originally gifted the item to you. Don't pawn off gifts that suck, make sure you think the person you're giving it to would really like/want/need the item.

  • Ask the Readers: Do You Regift?   12 years 32 weeks ago

    Of course we regift! It's the right thing to do! You don't like/need/want it but know someone who will-do the right thing-pass it on!

  • Ask the Readers: Do You Regift?   12 years 32 weeks ago

    Oh, yes! (I have a friend who gets what THEY would like for the recipient, rather than what the recipient would enjoy.) Regifting has definitely happened; last year in fact! LOL

  • Not driving your less-frugal friends crazy   12 years 32 weeks ago

    I don't agree with this at all.

    I am frugal in areas I can or don't mind being so, and spendy in areas that matter to me.
    I believe that my friends do exactly the same, and it does not and should not matter if our choices differ.

    Oh, and I'll start worrying about the ways my frugality annoys my friends and family the day THEY start worrying about the way their constant whining about being too broke to pay the bills the day after posting about yet another excessive pointless splurge annoys ME.

  • Ask the Readers: Do You Regift?   12 years 32 weeks ago

    I definitely re-gift. But usually I only re-gift acquaintance/office/in-law gifts, you know the kind, from someone who doesn't really know you very well and just bought something like a bath set more out of social obligation than the intention of pleasing you.
    In turn I re-gift it to someone I don't know well enough to give a great gift to.

  • Ask the Readers: Do You Regift?   12 years 32 weeks ago

    I have regifted, but rule of thumb is that it is a household item that I can regift as shower gift. I do not regift clothing, even if I don't like the time. Rather, I will ask the person who gave it to me if I could exchange or return for a different size or style.

  • Ask the Readers: Do You Regift?   12 years 32 weeks ago

    Yes, I have regifted when I thought the gift was better suited for someone else.

  • Ask the Readers: How Do You Keep Warm on a Budget?   12 years 32 weeks ago

    Wear layers, drink hot tea, and MOVE AROUND!

  • Ask the Readers: How Do You Keep Warm on a Budget?   12 years 32 weeks ago

    We keep our thermostat low - around 63°F. We all wear layers around the house, have lots of throw blankets on chairs and couches, and use a heated mattress pad at night.

  • Best Money Tips: Money Moves to Make Before 2014   12 years 32 weeks ago

    Thanks for the shout out, Ashley!

  • 5 Hair Conditioners You Can Make at Home   12 years 32 weeks ago

    Any Olive Oil would do, I use extra virgin, unfiltered, and works fine.

  • The Secret to Succeeding at Absolutely Everything   12 years 32 weeks ago

    Interesting stuff Tara. I actually just read elsewhere that praising the effort as opposed to the result is the best way to encourage children's development. Being from Ireland, we don't have the sort of over-the-top positive reinforcement you tend to see in the US, but this is a valuable lesson nonetheless.

  • 25 Ways to Make Yourself Smarter — Today!   12 years 32 weeks ago

    YES. Thank you. I happen to be female and I've been listening to about 1/4 of the men's podcast list for months or years. The women's list looks super, super lame.

  • Ask the Readers: How Do You Keep Warm on a Budget?   12 years 32 weeks ago

    Honestly, using lots of blankets and wearing warm clothes works best. I get mine at the thrift store. Also, doing some exercises in the house can really warm you up.
    I also like doing some baking and then leaving the oven open after its finished until the heat goes away. No use wasting it!

  • 10 Rules of Etiquette Everyone Should Know (and Follow!)   12 years 32 weeks ago

    I love it when someone (I'm surprised when it is a young person) holds the door open for me. I always do it especially if the person going in or out is handicapped, has their hands full, or elderly.

  • Ask the Readers: How Do You Keep Warm on a Budget?   12 years 32 weeks ago

    We use small heaters in the girls room during the day and in the bathroom at bath time, wear layers during the day, robes at night, insulation around windows and doors and wear slippers or slipper socks on our feet and have plenty of hot chocolate

  • Ask the Readers: How Do You Keep Warm on a Budget?   12 years 32 weeks ago

    We put plastic over our windows, particularly those in our old house that are single-paned. We also humidify the air so that it feels warmer. My favorite clothing item for warming up is polyester fleece.

  • Ask the Readers: How Do You Keep Warm on a Budget?   12 years 32 weeks ago

    I feel like I'm cheating - but I live in an apartment and don't pay for heat! I also don't control it - so sometimes it's too hot and I'm wearing shorts and sometimes I'm freezing to death and it's time to layer up!

  • Ask the Readers: How Do You Keep Warm on a Budget?   12 years 33 weeks ago

    Instead of buying a heavy, thick jacket, I have always worn just a 3-season jacket in the worst winters. I layer other clothes under the jacket and stay warm.

  • Ask the Readers: How Do You Keep Warm on a Budget?   12 years 33 weeks ago

    Layers, layers, layers and countless cups of hot tea!

  • 15 Frugal and Natural Ways to Fight Acne   12 years 33 weeks ago

    I think I had it lucky when it comes to acne. As soon as I started shaving I stopped having any acne issues! I guess the shaving removed any extra oil from my face.

  • The Benefits of Changing Your Routine   12 years 33 weeks ago

    Yes! What a timely read. My husband and I just made the decision this week for me to stop my career of 15 years as a piano teacher. I had 14 wonderful years running a large studio -- it was financially necessary and I had wonderful families that I worked with.

    But recently we moved to a new city and along with my chronic health issues and some depression from not having friends for the first year, teaching got much more difficult. The handful of families here were less easy to work with, partly due to the culture, and driving was more stressful. It was who I was, and what I had done for so long, but the stresses had started to outweigh the benefits. It took an unusually difficult week for me to realize that maybe I could change things a bit.

    The decision to quit and the realization that I don't have to always be a piano teacher have been so liberating! My perspective on my whole life has changed, and I am so excited to see what the future holds. The possibilities suddenly seem endless. And I am beyond blessed to not need to work for a season, after so many years of having to. I am hoping for better health, a small business in a different field that I'm passionate about, and possibly starting a family in the not-too-distant future. Wishing you continued luck in the changes you have made! :)

  • Say No! 7 Reasons Why You Shouldn't Get Married if You're in Debt   12 years 33 weeks ago

    My husband and I married when I had a decent amount of debt (that I was already working to pay down before I met him), but thankfully we have very similar values regarding money/lifestyle and have been committed to paying it down ASAP. It has caused tension at times to be sure, but it has also strengthened us. We had a very inexpensive wedding, are happily renting and are living a very no-frills life until we are out of the red, enjoying life immensely in the meantime! No regrets as it would have meant waiting years to marry, but your advice is very sensible and I think for most people it is right on! :)

  • Ask the Readers: How Do You Keep Warm on a Budget?   12 years 33 weeks ago

    We hang insulated curtains, use door draft stoppers at the bottom of little/rarely used doors, put an 'insulation tent' over our pull-down attic door to help stop heat loss, and leave the oven open after cooking dinner to allow the leftover heat to help.

    The best, most cost-efficient thing we ever did was have a wood stove installed. Sure, it costs money upfront and money to have it cleaned every year, but we live in a rural area and have the space to have 3 or 4 cords of full length wood delivered each spring. It takes some time to cut, split and stack it, but it's good exercise! Even though it costs us money to use our wood stove every year, we save so much on heating oil costs that it's well worth it (and a as bonus, we have heat even when the power goes out!).

  • Ask the Readers: How Do You Keep Warm on a Budget?   12 years 33 weeks ago

    Snuggle with my honey.