yes b/c of the extra warranty that is sometimes provided if a purchase (for example, of an electronic item) is made via credit card as opposed to by a debit card or cash.
Thanks for the solution, Sebrina -- saving the old containers. I tried keeping mine in the 'fridge but it got really hard. That heat and humidity would do me in. I wilt in 90 degrees. Thanks for commenting!
Absolutely, Arizona would be a great test. I heard it was 113 the other day? Wow. As far as application, I have tried a couple of different methods. I have just scooped it out with my fingers, but yes, that leaves your fingers all messy. My latest method is to use a tissue, get a scoop of the deodorant, and then apply. I saw empty containers on ebay so I think that's my next move. Love to hear how it works in that withering heat. Thanks for commenting!
It does depend on the individual, but for the most part, all college students should have a credit card. Not only does it let the student start building a credit score, but it is also a indispensable lesson in responsibility. My parents made me go to the bank myself and get my own credit card. They didn't touch the statements and explained to me the dangers of debt. It was useful for things like buying books and making online purchases, but I never spent beyond my means.
With sales and coupons, I NEVER pay more than a dollar for deodorant at a drugstore. More often than not, it is free (just pay sales tax). Yes, it is nice to make it out of natural ingredients, but if you are doing this to save money, you are wasting your time!
I haven't gotten into making cheese yet, but I have been making Greek yogurt and it is fantastic! I keep the costs down by buying marked down organic milk and freezing it. I've seen marked down goat's milk too, and I LOOOVE goat cheese! I will try some of these recipes.
These are some great tips. I just learned (but have yet to try it out) that if you want to keep lobster for a bit, you need to steam it first, then freeze. This past weekend my parents froze raw lobsters and then steamed them, and the meat was mushy and fell apart easily.
I love lists like these! It helps remind me to slow down and be a human again! ;) Thanks for the tips. They are worth printing and hanging on the refrigerator! We all need gently reminders on how to be a better person!
College students can build their credit rating with a card, if used correctly. If they can learn to charge only small amounts and pay the entire balance each month, they are ahead of most adults. Then when they graduate they can use their credit for an apartment lease, car loan and other expenses needed to start their new career. Parents should not co-sign the card, and require the student to take full responsibility. It is a great learning opportunity.
That third e-book looks interesting. Does it go into detail about the different career paths? I would love to get additional ideas :D also knowing the logistics is just as important... Just wondering whether this e-book offers both ;D
I guess it depends on how responsible they are... my older son had one in college, and I monitored his use of it & payments. It helped him build a good credit rating. AFTER college he used it too much while looking for a job, and now it's locked up! My younger son is in college & on one of my credit cards, which shows up on his credit report & is helping him to establish his credit rating. I also monitor us of that, and he pays for his personal charges.
College students should have 1 low balance credit card, in order to build credit. I had 3 major credit cards and a handful of department store cards before I was 22. I wasn't responsible with them and had no income to justify the amount of credit I was given. I ended up going through credit counseling and ruining my credit for over 7 years. My story isn't uncommon, either.
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yes. they need to learn about financial responsibility. the more it's put off, the worse it might get.
Cool Veggie Pizza sounds interesting. I have to try this. And thanks for your useful article.
yes b/c of the extra warranty that is sometimes provided if a purchase (for example, of an electronic item) is made via credit card as opposed to by a debit card or cash.
Thanks for the solution, Sebrina -- saving the old containers. I tried keeping mine in the 'fridge but it got really hard. That heat and humidity would do me in. I wilt in 90 degrees. Thanks for commenting!
Absolutely, Arizona would be a great test. I heard it was 113 the other day? Wow. As far as application, I have tried a couple of different methods. I have just scooped it out with my fingers, but yes, that leaves your fingers all messy. My latest method is to use a tissue, get a scoop of the deodorant, and then apply. I saw empty containers on ebay so I think that's my next move. Love to hear how it works in that withering heat. Thanks for commenting!
Sure but it should have a low limit (under $1000) and parents should explain how credit balances work.
Burlington Coat Factory is definitely worthy of mention. They have tons of nice lady's suits under $40 in all sizes...most can be machine washed.
It does depend on the individual, but for the most part, all college students should have a credit card. Not only does it let the student start building a credit score, but it is also a indispensable lesson in responsibility. My parents made me go to the bank myself and get my own credit card. They didn't touch the statements and explained to me the dangers of debt. It was useful for things like buying books and making online purchases, but I never spent beyond my means.
Any time I carry my husband's new iPhone in my purse, I put it in a sock to protect it from key scratches.
With sales and coupons, I NEVER pay more than a dollar for deodorant at a drugstore. More often than not, it is free (just pay sales tax). Yes, it is nice to make it out of natural ingredients, but if you are doing this to save money, you are wasting your time!
They should get one as long as they can pay it off in full every month.
It wont work on steel ..but its easy on fiberglass..
This is a tough one, I think it really depends on the maturity of the child.
I haven't gotten into making cheese yet, but I have been making Greek yogurt and it is fantastic! I keep the costs down by buying marked down organic milk and freezing it. I've seen marked down goat's milk too, and I LOOOVE goat cheese! I will try some of these recipes.
Yes, I think it's important for them to start learning to manage their money.
These are some great tips. I just learned (but have yet to try it out) that if you want to keep lobster for a bit, you need to steam it first, then freeze. This past weekend my parents froze raw lobsters and then steamed them, and the meat was mushy and fell apart easily.
I love lists like these! It helps remind me to slow down and be a human again! ;) Thanks for the tips. They are worth printing and hanging on the refrigerator! We all need gently reminders on how to be a better person!
College students can build their credit rating with a card, if used correctly. If they can learn to charge only small amounts and pay the entire balance each month, they are ahead of most adults. Then when they graduate they can use their credit for an apartment lease, car loan and other expenses needed to start their new career. Parents should not co-sign the card, and require the student to take full responsibility. It is a great learning opportunity.
That third e-book looks interesting. Does it go into detail about the different career paths? I would love to get additional ideas :D also knowing the logistics is just as important... Just wondering whether this e-book offers both ;D
- Maria Alexandra
I guess it depends on how responsible they are... my older son had one in college, and I monitored his use of it & payments. It helped him build a good credit rating. AFTER college he used it too much while looking for a job, and now it's locked up! My younger son is in college & on one of my credit cards, which shows up on his credit report & is helping him to establish his credit rating. I also monitor us of that, and he pays for his personal charges.
Liked on Facebook. Thank you!
College students should have 1 low balance credit card, in order to build credit. I had 3 major credit cards and a handful of department store cards before I was 22. I wasn't responsible with them and had no income to justify the amount of credit I was given. I ended up going through credit counseling and ruining my credit for over 7 years. My story isn't uncommon, either.
I like WiseBread on FB--Monica Elizabeth