Cheers for sharing the basics of location independent career. I am myself location independent. I work at home making money online and I can bring my work whenever I go on a vacation with my kids - or even I often left my business behind.
Since I run blogs, all I need to bring while traveling is a laptop/tablet (and ensuring that I can get Internet access!)
1. If it is lightweight and valuable, I snap a picture and ebay it.
2. Take the item to a consignment store or put it in a consignment sale.
3. I sell bulky items on Craigslist, so I can have the buyer transport.
4. If my item doesn't sell with the above options, I put it in my annual garage sale.
5. When all else fails, I donate. Space promotes peace!
Do a lot of the same things thst were described in an srticle for my small business. I was actually thinking about hiring one intern but was worried that time spend teaching him and keeping him occupied might outweigh the benefits.
Hi. Some stuff is common sense for example keeping cats inside when it's dark to avoid night time fighting with other cats. We don't spend a lot on kitty litter maybe a couple of dollars every 2 months because they can go out where we live. If you live near a busy road maybe keep them in and train them to take short breaks outside for their 'constitution'.
We don't spend much on toys as they seem to like pens, socks and cuddles.
We give them a little bit of milk every couple of days. If they are lactose intolerant long life milk isn't too badly priced. We do scrambled eggs, a little bit of tuna if we are having tuna casserole etc.
Only bones that are raw never cooked.
And a bit of dry food.
Lots of water and love. But mostly keeping them safe prevents vet bills.
We don't do shots because I'm not a huge fan of them and if they are mostly indoors and don't get cold they should be healthy. Common sense really.
While debit cards offer some rewards, credit card cash back is much better so I only credit cards. I also feel that using credit card is safer in case of identity theft.
I don't think a "middle class" life is anything to strive for. If you're going to strive, why not strive to please yourself?
I look poor and live as if I were poor. Our grocery budget for 4 for the week is $40. We suffered thru much poverty in the past, in spite of advanced educational degrees. Or maybe because of them--student loans, anyone?
Anyway, frugality was the only option in order to eat. Now my husband has a better job and I am self-employed and we own rental property. We save money religiously. No one would know it from looking at us. We have a nice house--although with a terrible lawn, and most of our furniture is from Craig's List or the curb. Clothes by designer Sally Army. Coupons as far as the eye can see. One decent Honda and one 22 year old truck that is still running great--all bought and paid for.
I have a health condition looming over me that might take everything away from me someday and I think of that every day and try my best to do whatever I want and think is right for my family--the heck with everyone else!
I agree with the evolution of telemarketing and I think public awareness is key in exposing fraudulent phone solicitation. I always report telemarketing calls!
Hmm... I am not an accountant but I believe that as long as we have inhabited our house as the primary home for 2 out of the last 5 years, we won't have to pay capital gains tax. So that would be something we'll need to consider if we still own the house 3 years from now.
I'm not really expecting to sell it for more than we paid for it -- breaking even would be nice. Are you saying that if we bought the home for $329k and we sell it for $329k, the IRS could still consider that we made a profit due to depreciation? Confusing. I'll have to ask our accountant about that.
I used to spent time on a farm when I was a kid. We dried a lot of fruits which turn out to be delicious. Also my grandma made a lot of berry preserves and jams for winter. Great way to enjoy fruits or berries that saved a lot of money.
These are indeed excellent ideas to help turn around bad days. Best of all, they are simple, cheap to implement and yet bring fabulous results. Thank you.
At the same time, I will add one more tip to the list: instead of waiting to the end of the day (and suffer in the meantime!), why not start the day with a bang? I read a tip some twenty years ago: it’s hard to have a bad day if you have a good breakfast. I tried it and found out that it is true. Since then, I made sure to have a good breakfast before starting the day. After that, even when problems appear, they don’t look so bad.
As I’ve been smiling for the past twenty years, I reckon this tip works!
Wise Bread readers know that it's not "how much you save" but how much you *spend* that's relevant -- and you're implicitly advocating spending $21,000 on a wedding.
(As an aside, I assume the $26K figure is the mean and not the median cost -- presumably the number is inflated by a small number of million-dollar weddings. And it's in the interest of the wedding industry for you to believe that "most people spend $26K", even if this is not the case.)
If a 2 cent piece of copper wire was able to ruin the phone sir/maam then why did all the manufacturers put an external wire port on all their phones? If you buy an adapter to go on it, all that is is a 2 cent piece of wire with a fancy plug on it to hold it in place. You obviously don't understand electronics or radio frequency. The 2 cent peice of copper you add to the phone increases the ability of the phone to pickup radio waves (i.e electromagnetic currents in the air) which are transmitted through the copper to the radio tuner or resinator. The resinator then amplifies the frequency it is set to and reduces all other frequencies so that it can capture the data being transferred on the appropriate signal. Because electormagnetic current does not penetrate the copper antenna, but runs along the exterior of it, the antenna must be insulated from the rest of the electronic components in the phone. In order for the antenna to penetrate the insulation and cause damage to the phones other components it would need to recieve an extraordinarily high frequency signal equivilant to that of an arc welder. So basically, in lamens terms, don't stick your custom antenna in a power socket or get struck by lightning while using it and you should be ok.
I love dried fruit, but hate that alot of the ones you buy in stores are loaded with extra sugar and additives. This is a great idea, and would probably taste even better then getting the processed packaged ones! I might have to take a rainy weekend day to sit at home and make my own trailmix with some homemade dried fruit. My favorites are strawberries, grapes (raisins) and mango- YUM!
I'm glad to see an article like this. So many other websites and internet blogs talk about this housing market being the best time to take advantage of buying property at a low cost, but is there really a point if you dont actually want to buy a house, or werent thinking about it before? Taking on an investment like new property just because it may turn into something more is not the best financial step to take in this economy, even if the housing market does seem likea good place to invest at the moment.
A word on the garden hose idea- most common hoses contain lead. That's why your parents never wanted you drinking from the hose. If you use a 100% rubber hose, you'll be fine. But that green vinyl species is not good for chewing.
My dream is to finance medical school for myself, repay the debts, and then be able to properly care for my parents in their old age.
Great list! Impulse buying can be a real drag!
My biggest financial goal is to become debt free (including the mortgage) within the 5 years. Plan in place, just need to keep up with it!
Nora,
Cheers for sharing the basics of location independent career. I am myself location independent. I work at home making money online and I can bring my work whenever I go on a vacation with my kids - or even I often left my business behind.
Since I run blogs, all I need to bring while traveling is a laptop/tablet (and ensuring that I can get Internet access!)
1. If it is lightweight and valuable, I snap a picture and ebay it.
2. Take the item to a consignment store or put it in a consignment sale.
3. I sell bulky items on Craigslist, so I can have the buyer transport.
4. If my item doesn't sell with the above options, I put it in my annual garage sale.
5. When all else fails, I donate. Space promotes peace!
Hilarious and useful thank you : )
I would love to pay off my mortgage early!
Do a lot of the same things thst were described in an srticle for my small business. I was actually thinking about hiring one intern but was worried that time spend teaching him and keeping him occupied might outweigh the benefits.
To retire comfortably
Pay off mortgage, Have some money set aside for kids' education. Retire in style.
Hi. Some stuff is common sense for example keeping cats inside when it's dark to avoid night time fighting with other cats. We don't spend a lot on kitty litter maybe a couple of dollars every 2 months because they can go out where we live. If you live near a busy road maybe keep them in and train them to take short breaks outside for their 'constitution'.
We don't spend much on toys as they seem to like pens, socks and cuddles.
We give them a little bit of milk every couple of days. If they are lactose intolerant long life milk isn't too badly priced. We do scrambled eggs, a little bit of tuna if we are having tuna casserole etc.
Only bones that are raw never cooked.
And a bit of dry food.
Lots of water and love. But mostly keeping them safe prevents vet bills.
We don't do shots because I'm not a huge fan of them and if they are mostly indoors and don't get cold they should be healthy. Common sense really.
While debit cards offer some rewards, credit card cash back is much better so I only credit cards. I also feel that using credit card is safer in case of identity theft.
I don't think a "middle class" life is anything to strive for. If you're going to strive, why not strive to please yourself?
I look poor and live as if I were poor. Our grocery budget for 4 for the week is $40. We suffered thru much poverty in the past, in spite of advanced educational degrees. Or maybe because of them--student loans, anyone?
Anyway, frugality was the only option in order to eat. Now my husband has a better job and I am self-employed and we own rental property. We save money religiously. No one would know it from looking at us. We have a nice house--although with a terrible lawn, and most of our furniture is from Craig's List or the curb. Clothes by designer Sally Army. Coupons as far as the eye can see. One decent Honda and one 22 year old truck that is still running great--all bought and paid for.
I have a health condition looming over me that might take everything away from me someday and I think of that every day and try my best to do whatever I want and think is right for my family--the heck with everyone else!
I agree with the evolution of telemarketing and I think public awareness is key in exposing fraudulent phone solicitation. I always report telemarketing calls!
Hmm... I am not an accountant but I believe that as long as we have inhabited our house as the primary home for 2 out of the last 5 years, we won't have to pay capital gains tax. So that would be something we'll need to consider if we still own the house 3 years from now.
I'm not really expecting to sell it for more than we paid for it -- breaking even would be nice. Are you saying that if we bought the home for $329k and we sell it for $329k, the IRS could still consider that we made a profit due to depreciation? Confusing. I'll have to ask our accountant about that.
http://taxes.about.com/od/taxplanning/qt/home_sale_tax.htm
It's such a relief to hear that some people have good experiences being landlords!
I used to spent time on a farm when I was a kid. We dried a lot of fruits which turn out to be delicious. Also my grandma made a lot of berry preserves and jams for winter. Great way to enjoy fruits or berries that saved a lot of money.
These are indeed excellent ideas to help turn around bad days. Best of all, they are simple, cheap to implement and yet bring fabulous results. Thank you.
At the same time, I will add one more tip to the list: instead of waiting to the end of the day (and suffer in the meantime!), why not start the day with a bang? I read a tip some twenty years ago: it’s hard to have a bad day if you have a good breakfast. I tried it and found out that it is true. Since then, I made sure to have a good breakfast before starting the day. After that, even when problems appear, they don’t look so bad.
As I’ve been smiling for the past twenty years, I reckon this tip works!
Wise Bread readers know that it's not "how much you save" but how much you *spend* that's relevant -- and you're implicitly advocating spending $21,000 on a wedding.
(As an aside, I assume the $26K figure is the mean and not the median cost -- presumably the number is inflated by a small number of million-dollar weddings. And it's in the interest of the wedding industry for you to believe that "most people spend $26K", even if this is not the case.)
If a 2 cent piece of copper wire was able to ruin the phone sir/maam then why did all the manufacturers put an external wire port on all their phones? If you buy an adapter to go on it, all that is is a 2 cent piece of wire with a fancy plug on it to hold it in place. You obviously don't understand electronics or radio frequency. The 2 cent peice of copper you add to the phone increases the ability of the phone to pickup radio waves (i.e electromagnetic currents in the air) which are transmitted through the copper to the radio tuner or resinator. The resinator then amplifies the frequency it is set to and reduces all other frequencies so that it can capture the data being transferred on the appropriate signal. Because electormagnetic current does not penetrate the copper antenna, but runs along the exterior of it, the antenna must be insulated from the rest of the electronic components in the phone. In order for the antenna to penetrate the insulation and cause damage to the phones other components it would need to recieve an extraordinarily high frequency signal equivilant to that of an arc welder. So basically, in lamens terms, don't stick your custom antenna in a power socket or get struck by lightning while using it and you should be ok.
I love dried fruit, but hate that alot of the ones you buy in stores are loaded with extra sugar and additives. This is a great idea, and would probably taste even better then getting the processed packaged ones! I might have to take a rainy weekend day to sit at home and make my own trailmix with some homemade dried fruit. My favorites are strawberries, grapes (raisins) and mango- YUM!
I'm glad to see an article like this. So many other websites and internet blogs talk about this housing market being the best time to take advantage of buying property at a low cost, but is there really a point if you dont actually want to buy a house, or werent thinking about it before? Taking on an investment like new property just because it may turn into something more is not the best financial step to take in this economy, even if the housing market does seem likea good place to invest at the moment.
Paying off those pesky student loans!!
A word on the garden hose idea- most common hoses contain lead. That's why your parents never wanted you drinking from the hose. If you use a 100% rubber hose, you'll be fine. But that green vinyl species is not good for chewing.
Pay off my $243K mortgage by 2018! I'm down to $142K in 19 months! How? Living BELOW our Means and using half of our savings.