Russ,
Thanks for highlighting the second point. It do quiver sometimes when I hear people talking about all the rewards they've earned when I know they've got credit card debt. It simply doesn't add up.
I am completely debt-free. My goal 6 years ago was to crack $20,000 in liquid cash/mutual funds/GICs. My goal for this year to have $100,000 in instant liquidity. Goal was reached last paycheque. Now onto the next one... $250k?
I think most folks think too large for a "biggest goal". I people say "think big", "think #1", but set a series of smaller goals to get there and eventually you will. Besides, when you set a very large goal and accomplish it quickly, you're get a massive ruch and then are sort of left with an empty feeling inside.
"May all your desires be fulfilled except for one, so you'll always have something to strive for."
Liked you on Facebook a long time ago, but not a US resident anyway.
Since I took an extra, seasonal job at a bookstore last Christmas to make some extra mad money, I can identify the lead picture in this article as boxes of Godiva Chocolate. You can see the gold on gold lettering on the cover if you look closely. Doesn't really matter, as they are pretty boxes and good examples of how you can make a simple box look really pretty. But it's worth pointing out that, in an article about economical holiday gifts, you use Godiva chocolate that costs nearly $30 a box!
Biggest current goal is hitting my savings account goals so I can use the fall over each month to start investing in index funds. Should hit this goal in September.
Long term goals are - pay off mortgage, buy second property for vacation/retirement and be able to pay for my son's college completely.
I own couple of houses and was thinking about renting one but decided against it because of the negatives that you mentioned in an article. If I was to purchase a rental property I would rather buy a 4-5 unit house. There's not much difference between having one tenant and 4 (it's super stressful either way) but at lest you get better compensated for the time you spend on it
I used to have a cat when I was little but we had to leave him with my grandparents when my parents moved to NY. I was thinking of getting one soon but was worried about all those things that go into taking care of a pet. Good article on some of the cost associated with having a pet
Good article. We are all have a busy life so it never hurts to relax and have some fun. I have a pretty stressful line of work so some of the activities mentioned help me get rid of some stress
Great article Janey. Very thorough. One of the things that investors should be cautioned about before rolling over their 401K is the Age-55 Rule, especially if they are not able to find work. I would typically tell people that have been laid off to at least wait until they find a new job before completing the rollover. Once they complete the rollover, the Age-55 Rule is not available (it's not available in IRA's).
My biggest financial goal is to get a house. I've taken a class that makes me eligible for $20k towards the purchase price and learned a lot about the process. Now just gotta save up a down payment, earnest money and closing costs and keep up my credit score! Everyone should look up city programs for assistance.
My biggest financial goal is to be able to retire modestly and without worries about the markets or inflation after I reach the retirement point. It's daunting, because to live several decades off of principal money means we need to mass about $1.5-$2 million!
Right this moment, it's to have an accurate financial picture so we can pay off all our debt in the next five years. But if you ask my husband, he'd probably say it's to have an accurate financial picture so we know how much we need to meet our obligations and can then do work we enjoy.
Russ,
Thanks for highlighting the second point. It do quiver sometimes when I hear people talking about all the rewards they've earned when I know they've got credit card debt. It simply doesn't add up.
I am completely debt-free. My goal 6 years ago was to crack $20,000 in liquid cash/mutual funds/GICs. My goal for this year to have $100,000 in instant liquidity. Goal was reached last paycheque. Now onto the next one... $250k?
I think most folks think too large for a "biggest goal". I people say "think big", "think #1", but set a series of smaller goals to get there and eventually you will. Besides, when you set a very large goal and accomplish it quickly, you're get a massive ruch and then are sort of left with an empty feeling inside.
"May all your desires be fulfilled except for one, so you'll always have something to strive for."
Liked you on Facebook a long time ago, but not a US resident anyway.
Our current goal is to pay off our home. The mortgage is down to $91,000 and falling fast!
Since I took an extra, seasonal job at a bookstore last Christmas to make some extra mad money, I can identify the lead picture in this article as boxes of Godiva Chocolate. You can see the gold on gold lettering on the cover if you look closely. Doesn't really matter, as they are pretty boxes and good examples of how you can make a simple box look really pretty. But it's worth pointing out that, in an article about economical holiday gifts, you use Godiva chocolate that costs nearly $30 a box!
Biggest current goal is hitting my savings account goals so I can use the fall over each month to start investing in index funds. Should hit this goal in September.
Long term goals are - pay off mortgage, buy second property for vacation/retirement and be able to pay for my son's college completely.
Just some minimal goals *eye roll*
To earn enough money to pay my monthly bills without stress, followed by paying off my student loan.
I own couple of houses and was thinking about renting one but decided against it because of the negatives that you mentioned in an article. If I was to purchase a rental property I would rather buy a 4-5 unit house. There's not much difference between having one tenant and 4 (it's super stressful either way) but at lest you get better compensated for the time you spend on it
I've made the mix but my sprayer is 32 oz what setting should I use.....urgent and thank you so much
Susan
I used to have a cat when I was little but we had to leave him with my grandparents when my parents moved to NY. I was thinking of getting one soon but was worried about all those things that go into taking care of a pet. Good article on some of the cost associated with having a pet
Good article. We are all have a busy life so it never hurts to relax and have some fun. I have a pretty stressful line of work so some of the activities mentioned help me get rid of some stress
I have two 401k plans I've been hesitant to deal with. This is very useful information I'll use to make the needed rollovers in the next month or so.
Thanks so much for featuring out summer garden article Ashley!
Great article Janey. Very thorough. One of the things that investors should be cautioned about before rolling over their 401K is the Age-55 Rule, especially if they are not able to find work. I would typically tell people that have been laid off to at least wait until they find a new job before completing the rollover. Once they complete the rollover, the Age-55 Rule is not available (it's not available in IRA's).
Keep you cat as an indoor cat only.
My goal is to have a house that's paid off and enough money to safely invest.
Pay down my debt so that I can have a job that I love not one that I tolerate!!! Being debt free gives you so many more options!
I desperately want to pay off my debts. Then I can start saving serious money and start doing the things I want to do!
My biggest financial goal is to get a house. I've taken a class that makes me eligible for $20k towards the purchase price and learned a lot about the process. Now just gotta save up a down payment, earnest money and closing costs and keep up my credit score! Everyone should look up city programs for assistance.
WB FB Fan C.j. Jennings
My biggest financial goal is to save for a new car hopefully I'll get one by next year!
My biggest financial goal is to be able to retire modestly and without worries about the markets or inflation after I reach the retirement point. It's daunting, because to live several decades off of principal money means we need to mass about $1.5-$2 million!
Definitely, paying off credit card debt is my top goal--it's such an albatross around my neck!
Short term goal: Save enough that I can make it through a PhD program without loans.
Long term goal: Save enough to start a family.
Right this moment, it's to have an accurate financial picture so we can pay off all our debt in the next five years. But if you ask my husband, he'd probably say it's to have an accurate financial picture so we know how much we need to meet our obligations and can then do work we enjoy.
tweet: https://twitter.com/ElenaIstomina/status/227942260338216960