Indeed. Peppers are "moderate" in terms of difficulty. Why not try peas instead? Way easier to keep alive and are good fresh or cooked. Not to mention growing times, as some of us in colder climates have short seasons to work with.
I also second rhubarb as a hard-to-kill plant for many regions. Also horseradish.
Thanks for validating that what I'm writing is legit! Congrats on your success without a degree. It's all about having a no-limit, take-charge mindset.
Thanks for the list. i didnt know arugula grew so easily. I am hopeless at tending my vegetable garden, but the year I planted kale, it would not stop growing. I harvested leaves and left the rest and the plants produced all summer until well past frost. Yum!
Carla makes a very good point here with her comments. An ARM gets such a terrible reputation in the market but it's only because people don't know the function of an ARM. There is almost always a cap on the highest possible rate someone could pay and many times it is lower than the rate they are currently in with their mortgage now. With rates where they are today ARM's are not such a good choice but that is only because you can get a fixed rate for almost nothing. If rates go back up into the mid 4's to mid 5's a 7 year ARM would be a great choice for a first time home buyer that is looking to move into a larger home in 4-5 years. People just need to keep their mind open and learn as much as they can about the various mortgage products and determine which one fits their needs.
Great article and thank you for supplying folks with the step by step instructions. It's amazing how many people leave out the little details when shopping for a home. There are so many important items that need to be considered. I really like your tip on forget the market. It is so true but many folks are caught up in this because the collapse in 2008. A home is not an investment!
I'd like to add a plug for timely versus delayed reminders: a pleasant, gentle reminder at the time when a chore-habit should be occurring rather than after the fact.
Example:
"I see you're done eating and I bet you're ready to go play. Would you please bring your dishes to the kitchen when you leave the table?"
gets the motions of the intended habit going at the time when you want it to be happening.
"Stop playing, and come back here and clear your dishes from the table."
tries to insert the habit into the wrong activity (playing) rather than the one you want it linked to (eating).
If you are forgetting a chore at the same time your spouse/child is forgetting a chore, clearly it is an easy chore to forget, and you need to empathize with the difficulty of remembering it at the right time!
Look people:
1. Netspend is a Prepaid DEBIT card, not a CREDIT card. No one can use it until money is loaded onto it. It's safe for people under 18, good for people with bad credit, etc.
2. I've had this company for 5 years. I've had ever paycheck and tax return put on it. I've never had a hold, never had any problems at all with my money.
3. NETSPEND CAN'T STEAL YOUR IDENTITY. They're able to send you cards without you signing up because all they use is your name and address. No other important information. You people give this info out and give the okay for others to sell it, so it goes to Netspend. Then you get pissed and freak out when you get a card in the mail. Come on, now.
Why does it matter that they sent you that card? You GAVE your name and address to a company who works with Netspend and somewhere along the way gave them the okay to sell said information. Since Netspend is a pre-paid card, all they need is a name and address to open an account and send a card. There was no harm done. They gave you the option of opening an account without having to wait for the card. Since you didn't want the account, you didn't activate the card and no account ever existed. Why is that so horrible and outrageous? People like you just want something to get pissed and rage about. It's NOT that big of a deal. Petty.
"As a Scandinavian dish, this is known as torsk" (tip no. 16) - well, not really: "torsk" is the name of the fish, not the name of a dish. i.e. cod=torsk.
When i try new recipes, i make them just for myself. Once i feel good about the results, I'll make it for others. If I'm just a little nervous about trying something or taking a class in something new, it's nice to have a friend who is new to it too. If it's something i find scary, like jumping out of a boat into 70+ feet of water, i find it helpful to have someone experienced, like someone who knows rescue swimming along.
there's also a balance between not taking on two much before you are ready for it and letting fear or anything else hold you back. Both extremes are bad.
Living in a safe, cool, sunny place surrounded by lots of natural beauty and cultural and entertainment opportunities including outdoor activities, small town atmosphere, and good shopping -- all of it dirt cheap.
Making everything pot-luck is my favorite way to have a party and save money! It is fun to see what everyone brings and you can swap some great recipes if there's a dish you really like.
I grow fresh mint and basil on my kitchen windowsill and I love them! They are very easy to maintain and do very well indoors, but I do agree they dry out very easily mine sit in the sun all day and they are fine if I water them twice a day.
These are really funny ideas! The only one I would be skeptical about would be starting a business, sometimes you work really well with friends and other times it falls through and can change the dynamic of a friendship.
Canola Oil for Butter is a good one, I have also replaced oils and butters with a tablespoon of coconut oil in the past and it works like a charm (will change whatever you are cooking to have a sweet coconut flavor, but I'm not complaining!). I disagree with juice or water with sugar for wine though, I feel like the flavor it adds is always great and unique. The way I would do that is just add a cheap wine instead of a nice one, Whole Foods always has an organic wine on sale for $2.99 that is delicious and works like a charm.
This is such a fun post! The best way to make money is to do it with friends! Combining your money together to start up a company requires teamwork but it can really benefit you if you do it the right way!
That's when I stopped reading!
You are welcome!
You are welcome!
Indeed. Peppers are "moderate" in terms of difficulty. Why not try peas instead? Way easier to keep alive and are good fresh or cooked. Not to mention growing times, as some of us in colder climates have short seasons to work with.
I also second rhubarb as a hard-to-kill plant for many regions. Also horseradish.
Thanks John.
I agree. Starting with a side gig and doing something they enjoy is how most people jump into full-time self-employment.
Ree,
Thanks for validating that what I'm writing is legit! Congrats on your success without a degree. It's all about having a no-limit, take-charge mindset.
Interesting thought! We're definitely cooks, not cleaners.
Thanks for the list. i didnt know arugula grew so easily. I am hopeless at tending my vegetable garden, but the year I planted kale, it would not stop growing. I harvested leaves and left the rest and the plants produced all summer until well past frost. Yum!
Carla makes a very good point here with her comments. An ARM gets such a terrible reputation in the market but it's only because people don't know the function of an ARM. There is almost always a cap on the highest possible rate someone could pay and many times it is lower than the rate they are currently in with their mortgage now. With rates where they are today ARM's are not such a good choice but that is only because you can get a fixed rate for almost nothing. If rates go back up into the mid 4's to mid 5's a 7 year ARM would be a great choice for a first time home buyer that is looking to move into a larger home in 4-5 years. People just need to keep their mind open and learn as much as they can about the various mortgage products and determine which one fits their needs.
Great article and thank you for supplying folks with the step by step instructions. It's amazing how many people leave out the little details when shopping for a home. There are so many important items that need to be considered. I really like your tip on forget the market. It is so true but many folks are caught up in this because the collapse in 2008. A home is not an investment!
I'd like to add a plug for timely versus delayed reminders: a pleasant, gentle reminder at the time when a chore-habit should be occurring rather than after the fact.
Example:
"I see you're done eating and I bet you're ready to go play. Would you please bring your dishes to the kitchen when you leave the table?"
gets the motions of the intended habit going at the time when you want it to be happening.
"Stop playing, and come back here and clear your dishes from the table."
tries to insert the habit into the wrong activity (playing) rather than the one you want it linked to (eating).
If you are forgetting a chore at the same time your spouse/child is forgetting a chore, clearly it is an easy chore to forget, and you need to empathize with the difficulty of remembering it at the right time!
Bell peppers frustrate me to no end. In the southeast where I live, I cannot grow them past strawberry size.
Look people:
1. Netspend is a Prepaid DEBIT card, not a CREDIT card. No one can use it until money is loaded onto it. It's safe for people under 18, good for people with bad credit, etc.
2. I've had this company for 5 years. I've had ever paycheck and tax return put on it. I've never had a hold, never had any problems at all with my money.
3. NETSPEND CAN'T STEAL YOUR IDENTITY. They're able to send you cards without you signing up because all they use is your name and address. No other important information. You people give this info out and give the okay for others to sell it, so it goes to Netspend. Then you get pissed and freak out when you get a card in the mail. Come on, now.
Why does it matter that they sent you that card? You GAVE your name and address to a company who works with Netspend and somewhere along the way gave them the okay to sell said information. Since Netspend is a pre-paid card, all they need is a name and address to open an account and send a card. There was no harm done. They gave you the option of opening an account without having to wait for the card. Since you didn't want the account, you didn't activate the card and no account ever existed. Why is that so horrible and outrageous? People like you just want something to get pissed and rage about. It's NOT that big of a deal. Petty.
0% [non-fat] Greek Yogurt instead of sour cream. There's almost no difference and it's worlds healthier!
"As a Scandinavian dish, this is known as torsk" (tip no. 16) - well, not really: "torsk" is the name of the fish, not the name of a dish. i.e. cod=torsk.
When i try new recipes, i make them just for myself. Once i feel good about the results, I'll make it for others. If I'm just a little nervous about trying something or taking a class in something new, it's nice to have a friend who is new to it too. If it's something i find scary, like jumping out of a boat into 70+ feet of water, i find it helpful to have someone experienced, like someone who knows rescue swimming along.
there's also a balance between not taking on two much before you are ready for it and letting fear or anything else hold you back. Both extremes are bad.
My dream retirement is to have a paid for house away from the big cities and being able to travel around the world.
Living in a safe, cool, sunny place surrounded by lots of natural beauty and cultural and entertainment opportunities including outdoor activities, small town atmosphere, and good shopping -- all of it dirt cheap.
Making everything pot-luck is my favorite way to have a party and save money! It is fun to see what everyone brings and you can swap some great recipes if there's a dish you really like.
I grow fresh mint and basil on my kitchen windowsill and I love them! They are very easy to maintain and do very well indoors, but I do agree they dry out very easily mine sit in the sun all day and they are fine if I water them twice a day.
These are really funny ideas! The only one I would be skeptical about would be starting a business, sometimes you work really well with friends and other times it falls through and can change the dynamic of a friendship.
Canola Oil for Butter is a good one, I have also replaced oils and butters with a tablespoon of coconut oil in the past and it works like a charm (will change whatever you are cooking to have a sweet coconut flavor, but I'm not complaining!). I disagree with juice or water with sugar for wine though, I feel like the flavor it adds is always great and unique. The way I would do that is just add a cheap wine instead of a nice one, Whole Foods always has an organic wine on sale for $2.99 that is delicious and works like a charm.
To live the same standard of live after retirement and live close to the people we love.
This is such a fun post! The best way to make money is to do it with friends! Combining your money together to start up a company requires teamwork but it can really benefit you if you do it the right way!