I've never followed a WRITTEN budget. One reason is that I'm single, so there's really nobody else's actions I need to "rein in", other than my own.
But I DO pay careful attention to just how much I'm spending. I try not to buy anything unless there is a good practical reason, and it's justifiable. I do allow myself a little "fun" spending occasionally. Nobody should have to keep their nose to the grindstone 24/7, especially if they've never permitted spending to get out of hand in the first place.
In my whole life (and I'm almost 60), I've NEVER been in trouble with money, even in the days when I was making barely more than minimum wage, or when I was unemployed for long stretches. I've never borrowed a dime from anybody.
Women who go on first dates with men who insist on picking up the tab do not necessarily "have it made." Men who pay on the first date are not necessarily the more "decent men." Many women prefer to pay for themselves on the first date, to keep it equal and keep things from being gendered. If a man really wants to pay on the first date, they should offer it as an option as opposed to just assuming that's what the woman wants. People should be able to consent to the gender roles they're placed into, and having someone else assume you want them to pay for everything can feel infantalizing. Women can see this practice as exemplifying men in the provider role, which does not feel great to everyone.
If I could do anything, I'd live in Ireland with a little cottage and some sheep. Since that's unlikely for more reasons than just money, I can be happy will having a cottage-like home & visiting Ireland occasionally. If I'm realistic about my possibilities, then yes, I'm on-track to live those happy goals. :)
I want my husband and I to have enough money to comfortably pay bills, have no debt, be able to help out our nieces and nephews, have a little bit of fun money, and money to donate to charity. We were well on our way to this, until the recession hit, and now who knows when we'll get back on track.
Refinancing can be a great idea for those looking to get a better rate, but careful calculation – as you mentioned – needs to take place first. In our case, unfortunately we have an ARM loan, but will be moving within a couple of years (we're either going to rent or get a fixed rate).
A standing work desk would do me a world of good, especially if I was walking on a treadmill during my work. However, my work does require a lot of focus – I wonder if anyone has struggled with getting less work done with a standing desk.
I've heard of Fiverr before, but not the others! Wow, renting your car out for others to drive? Not so sure I could do something like that. Answering questions at Pearl.com, that's something I'd be interested in, although my field of expertise is in a field where I'm not sure there's wide demand.
I kind of can't believe you still bothered to go on the date after the belches - you are a much more forgiving soul than I am.
I'm not big on going dutch - I prefer taking turns from one date to the next. Big high five on the initiator assuming responsibility for the bill on a date, though.
First I would rent an RV and drive from one coast to the other and see the sights and then I would settle down to a place on the ocean and walk the beach everyday.
I myself work in retail. I am a cashier and for the most part enjoy the job and my customers. My customers range from farmers, construction workers, and airport security. I learned a lot in the process of working at two different stores in 5 years, and my performance reviews were excellent.
I am looking for another job, not because of the customers or management. The company does health risk assesments each year, and you have to go through venipuncture. To make a long story short, I had to go in today for it, and I nearly passed out. They said my face and lips turned a shade of chalk white, and my body uncontrollably shook. It took two painful trys to collect a blood sample.
I hope this is not something that is becoming a trend, because I have a severe needle phobia.
I sell a lot through Craigslist and my neighborhood FB group. During yard sale season (which is just starting), I buy low and clean things up that people didn't take the time to do, then resell them for more than I paid. It works with big outdoor toys, baby gear, kids' clothing, etc.
I agree that some employers require that piece of paper before they're willing to assess the skills of the individual applying for a job. Fortunately, as I mentioned in my post, there are also hundreds of thousands that don't!
You introduced some ways to make extra money that I never knew about! Selling old smartphones or electronics is such a simple and easy way to earn some extra cash! I had never heard about TaskRabbit and is such a neat idea! I am sure there are many people out there too busy for their own good that could definitely use a hand for random tasks. Thanks for the great post!
Great suggestions! The kids made a good profit when they sold our old gadgets, appliances, and furniture on Craigslist and eBay. They had so much fun as they learn about selling and haggling.
it would be a dream to retire a early as possible with no debt. Kids are self sufficient. own a nice size house with a nice yard so I can garden. I must also travel.
I've never followed a WRITTEN budget. One reason is that I'm single, so there's really nobody else's actions I need to "rein in", other than my own.
But I DO pay careful attention to just how much I'm spending. I try not to buy anything unless there is a good practical reason, and it's justifiable. I do allow myself a little "fun" spending occasionally. Nobody should have to keep their nose to the grindstone 24/7, especially if they've never permitted spending to get out of hand in the first place.
In my whole life (and I'm almost 60), I've NEVER been in trouble with money, even in the days when I was making barely more than minimum wage, or when I was unemployed for long stretches. I've never borrowed a dime from anybody.
Wait...I'm supposed to keep my place prepped? :P I don't. Not right now, at least--not with a baby due in less than a month!
Women who go on first dates with men who insist on picking up the tab do not necessarily "have it made." Men who pay on the first date are not necessarily the more "decent men." Many women prefer to pay for themselves on the first date, to keep it equal and keep things from being gendered. If a man really wants to pay on the first date, they should offer it as an option as opposed to just assuming that's what the woman wants. People should be able to consent to the gender roles they're placed into, and having someone else assume you want them to pay for everything can feel infantalizing. Women can see this practice as exemplifying men in the provider role, which does not feel great to everyone.
Thanks for including our job-finding article!
Do all aircraft have hot water for coffee? I don't even know, not being a coffee drinker! It's really cool if that's something you can count on.
I have lot's of gadgets which I will sell on Glyde.
I will be joining the twitter chatroom for sure.
If I could do anything, I'd live in Ireland with a little cottage and some sheep. Since that's unlikely for more reasons than just money, I can be happy will having a cottage-like home & visiting Ireland occasionally. If I'm realistic about my possibilities, then yes, I'm on-track to live those happy goals. :)
My dream retirement would be to teach part time at a college. I never really want to completely stop working.
Quote: "...BUY FROM A SPECIALIST, one that only sells life insurence".
You can't even spell the word INSURANCE correctly. Clue #1.
On top of that, you're ignorant. You do not need a brokers license or a securities license to sell a "universla" (UNIVERSAL) life product.
I want my husband and I to have enough money to comfortably pay bills, have no debt, be able to help out our nieces and nephews, have a little bit of fun money, and money to donate to charity. We were well on our way to this, until the recession hit, and now who knows when we'll get back on track.
Lots of travel, a paid-for small house, and some part-time jobs that we love! :)
Refinancing can be a great idea for those looking to get a better rate, but careful calculation – as you mentioned – needs to take place first. In our case, unfortunately we have an ARM loan, but will be moving within a couple of years (we're either going to rent or get a fixed rate).
Great thoughts here, thanks!
A standing work desk would do me a world of good, especially if I was walking on a treadmill during my work. However, my work does require a lot of focus – I wonder if anyone has struggled with getting less work done with a standing desk.
Anyway, great idea! Thanks!
I've heard of Fiverr before, but not the others! Wow, renting your car out for others to drive? Not so sure I could do something like that. Answering questions at Pearl.com, that's something I'd be interested in, although my field of expertise is in a field where I'm not sure there's wide demand.
Thanks for the article!
I kind of can't believe you still bothered to go on the date after the belches - you are a much more forgiving soul than I am.
I'm not big on going dutch - I prefer taking turns from one date to the next. Big high five on the initiator assuming responsibility for the bill on a date, though.
First I would rent an RV and drive from one coast to the other and see the sights and then I would settle down to a place on the ocean and walk the beach everyday.
My husband and I would love to retire to a small town on the Oregon coast.
I myself work in retail. I am a cashier and for the most part enjoy the job and my customers. My customers range from farmers, construction workers, and airport security. I learned a lot in the process of working at two different stores in 5 years, and my performance reviews were excellent.
I am looking for another job, not because of the customers or management. The company does health risk assesments each year, and you have to go through venipuncture. To make a long story short, I had to go in today for it, and I nearly passed out. They said my face and lips turned a shade of chalk white, and my body uncontrollably shook. It took two painful trys to collect a blood sample.
I hope this is not something that is becoming a trend, because I have a severe needle phobia.
HELP!!!
anonymous
I sell a lot through Craigslist and my neighborhood FB group. During yard sale season (which is just starting), I buy low and clean things up that people didn't take the time to do, then resell them for more than I paid. It works with big outdoor toys, baby gear, kids' clothing, etc.
Thanks for your comment Nick.
I agree that some employers require that piece of paper before they're willing to assess the skills of the individual applying for a job. Fortunately, as I mentioned in my post, there are also hundreds of thousands that don't!
You introduced some ways to make extra money that I never knew about! Selling old smartphones or electronics is such a simple and easy way to earn some extra cash! I had never heard about TaskRabbit and is such a neat idea! I am sure there are many people out there too busy for their own good that could definitely use a hand for random tasks. Thanks for the great post!
a nice house to live and travel the world!
Great suggestions! The kids made a good profit when they sold our old gadgets, appliances, and furniture on Craigslist and eBay. They had so much fun as they learn about selling and haggling.
it would be a dream to retire a early as possible with no debt. Kids are self sufficient. own a nice size house with a nice yard so I can garden. I must also travel.