I'm in my 30s now and I agree it is best to plan your retirement early. I both a 401k through work and my own IRA and I'm glad I do. I planned my retirement at 28 as soon as I landed my first full time job w/ full benefits after having a few part time jobs after graduating college after the economy tanked. The way Social Security is going these days I'm definitely NOT counting on it as my sole source of retirement income. Also with retirement planning, especially with IRAs I think its important not to just look at traditional banks but also credit unions sometimes credit unions can have cheaper fees or IRA packages than the traditional bank
I live in a very eco-minded college town where, luckily, it's fairly easy to get around without a car. I moved downtown this past year so that I'd be in walking distance to work, the bank, the post office, drugstores, and several grocery stores and co-ops. I run virtually all of my errands on foot and find that I rarely even need to use the bus!
Thanks for the great ideas! With a large and loving family, our girls seem to wind up with too many toys. We have used a number of these ideas to help control the clutter but I look forward to sharing this with my wife and thinking about some additional things we can do to keep the toy clutter in their rooms under control.
Good article but you should change number 7. Most OTC antacids aren't sodium bicarbonate. Calcium carbonate is a more common active ingredient. In my experience, sodium bicarbonate doesn't really work that well, and most people already ingest way too much sodium as it is. Potassium bicarbonate is a much better choice.
Thanks for the quick reference guide regarding ‘Do it yourself’ car maintenance tips. I never thought changing fuse or battery for that matter can be so easy. Yes you’re right even a novice like me can do it.
LOL... Interesting... But who says vamps have to wear tuxedos? Agreed the cleaning bill could get expensive regardless and zombies are definitely just as "in" as vampires. I'm just not sure if adopting any of their behaviors would offer any benefit. I do see your point on their authenticity, but then they don't do much else besides eat. Plus they're extremely slow and um "lacking" in the personal hygiene area. But hey, never say never... :)
I combine trips to save on gas. We also are driving older cars that are totally paid off instead of making car payments. My husband carpools to work. And we walk sometimes when feasible.
poor advice... how about never buy a new car unless you can pay cash for it? it's the worst investment one can ever make. i would never advise someone to finance a car. sorry, dont agree on this one.
I bought a double stroller so my kids and I can walk to preschool, the grocery store and church. We also try to do everything else we need to do (e.g., library, bank, dry cleaning) right in our own neighborhood so that we can either walk or do a very short drive. The stroller didn't cost us too much because we were able to cover the majority of the expense with gift cards our kids got for their birthdays. It is great because I can spend time with my kids while getting a workout. (All in all, I am pushing 90 pounds!) Plus the kids love exploring the neighborhood this way!
Awesome recipe! Tweaked it a little by what I had on hand. I used agave in the raw, yogurt, dark chocolate, almonds, whey powder and LOTS of cinnamon. Turned out great
I bought my house partly because it was my dream home, but also because I DO see it as an investment. Now, I don't think that I'm going to "cash it in" one day to pay for retirement, but I fully believe that I bought in an area whose home values will appreciate in the upcoming decade.
I've had the same problem where I live. Maybe the recycling programs are underfunded. As for the charities, my guess is that they're getting way too much in the way of electronics now. Also, new gadgets are a lot cheaper, which means that even if an old TV works, the discount isn't big enough to tempt most people.
I agree. I is sad how much of this stuff just gets thrown away. I think up until quite recently, though, there weren't as many options, especially for things that don't work. Hopefully, we'll see some improvement as more recycling programs emerge.
The charities I mentioned in the article all included information on their websites about accepting computers or other electronics. There may be some pretty specific caveats in terms of what they will accept. It would be worth phoning around to find out specifics in terms of the charity organizations in your area.
When I went from 177 pounds down to 140, I took ALL my "big" jeans to Goodwill. Turned around.... walked right back into the store... and bought a bunch of size 10's and 12's.
There are so many consignment shops around now that nobody should be stuck wearing things they don't like.
Being someone from DC who currently goes to school in Tampa, FL, I am not surprised by that statistic at all. The cost of living and pay is much higher up north than it is in the south, so it isn't surprising that people make and have the extra money to spend on a nicer vehicle.
I recently bought the Hamilton Beach blender and love it! I have only had it for a few weeks, but there has been no signs of it breaking down anytime soon.
I recently got rid of an old desktop and television and decided to recycle them, all of the charities and homes I contacted in my area weren't interested in taking them in! The only annoying thing about recycling your old electronics is that the places that take them in usually have odd and limited hours, the plant by my house is only open on Wednesdays for a three hour period once every other week to take donations!
Just try to find the cheapest gas around and get it when we are nearby.
I'm in my 30s now and I agree it is best to plan your retirement early. I both a 401k through work and my own IRA and I'm glad I do. I planned my retirement at 28 as soon as I landed my first full time job w/ full benefits after having a few part time jobs after graduating college after the economy tanked. The way Social Security is going these days I'm definitely NOT counting on it as my sole source of retirement income. Also with retirement planning, especially with IRAs I think its important not to just look at traditional banks but also credit unions sometimes credit unions can have cheaper fees or IRA packages than the traditional bank
how did it go my husband is needing alternatives for his sugar?
I live in a very eco-minded college town where, luckily, it's fairly easy to get around without a car. I moved downtown this past year so that I'd be in walking distance to work, the bank, the post office, drugstores, and several grocery stores and co-ops. I run virtually all of my errands on foot and find that I rarely even need to use the bus!
Thanks for the great ideas! With a large and loving family, our girls seem to wind up with too many toys. We have used a number of these ideas to help control the clutter but I look forward to sharing this with my wife and thinking about some additional things we can do to keep the toy clutter in their rooms under control.
Good article but you should change number 7. Most OTC antacids aren't sodium bicarbonate. Calcium carbonate is a more common active ingredient. In my experience, sodium bicarbonate doesn't really work that well, and most people already ingest way too much sodium as it is. Potassium bicarbonate is a much better choice.
Thanks for the quick reference guide regarding ‘Do it yourself’ car maintenance tips. I never thought changing fuse or battery for that matter can be so easy. Yes you’re right even a novice like me can do it.
LOL... Interesting... But who says vamps have to wear tuxedos? Agreed the cleaning bill could get expensive regardless and zombies are definitely just as "in" as vampires. I'm just not sure if adopting any of their behaviors would offer any benefit. I do see your point on their authenticity, but then they don't do much else besides eat. Plus they're extremely slow and um "lacking" in the personal hygiene area. But hey, never say never... :)
I combine trips to save on gas. We also are driving older cars that are totally paid off instead of making car payments. My husband carpools to work. And we walk sometimes when feasible.
poor advice... how about never buy a new car unless you can pay cash for it? it's the worst investment one can ever make. i would never advise someone to finance a car. sorry, dont agree on this one.
I bought a double stroller so my kids and I can walk to preschool, the grocery store and church. We also try to do everything else we need to do (e.g., library, bank, dry cleaning) right in our own neighborhood so that we can either walk or do a very short drive. The stroller didn't cost us too much because we were able to cover the majority of the expense with gift cards our kids got for their birthdays. It is great because I can spend time with my kids while getting a workout. (All in all, I am pushing 90 pounds!) Plus the kids love exploring the neighborhood this way!
Well we are a one vehicle family and try to combine errands and trips to when we have to go out and pick up the kids so that we can conserve gas
I make pursed and things from recycled jeans. The shopping bag/ rag holder is one that I just started doing. Got a few ideas from this.
Awesome recipe! Tweaked it a little by what I had on hand. I used agave in the raw, yogurt, dark chocolate, almonds, whey powder and LOTS of cinnamon. Turned out great
I walk a on a lot of my errands.
I bought my house partly because it was my dream home, but also because I DO see it as an investment. Now, I don't think that I'm going to "cash it in" one day to pay for retirement, but I fully believe that I bought in an area whose home values will appreciate in the upcoming decade.
And frankly, I don't think that's smart!
I've had the same problem where I live. Maybe the recycling programs are underfunded. As for the charities, my guess is that they're getting way too much in the way of electronics now. Also, new gadgets are a lot cheaper, which means that even if an old TV works, the discount isn't big enough to tempt most people.
I agree. I is sad how much of this stuff just gets thrown away. I think up until quite recently, though, there weren't as many options, especially for things that don't work. Hopefully, we'll see some improvement as more recycling programs emerge.
The charities I mentioned in the article all included information on their websites about accepting computers or other electronics. There may be some pretty specific caveats in terms of what they will accept. It would be worth phoning around to find out specifics in terms of the charity organizations in your area.
Lucky you!
I typically donate all of my old electronics. Great post and suggestions!
When I went from 177 pounds down to 140, I took ALL my "big" jeans to Goodwill. Turned around.... walked right back into the store... and bought a bunch of size 10's and 12's.
There are so many consignment shops around now that nobody should be stuck wearing things they don't like.
Being someone from DC who currently goes to school in Tampa, FL, I am not surprised by that statistic at all. The cost of living and pay is much higher up north than it is in the south, so it isn't surprising that people make and have the extra money to spend on a nicer vehicle.
I recently bought the Hamilton Beach blender and love it! I have only had it for a few weeks, but there has been no signs of it breaking down anytime soon.
I recently got rid of an old desktop and television and decided to recycle them, all of the charities and homes I contacted in my area weren't interested in taking them in! The only annoying thing about recycling your old electronics is that the places that take them in usually have odd and limited hours, the plant by my house is only open on Wednesdays for a three hour period once every other week to take donations!