I actually think that Lazy Couponer is a good book, but her method is anything BUT lazy! If anything, it teaches the opposite and scares people away from using coupons. Try Be Centsable by Chrissy Pate and Kristin McKee.
My parents were responsible with their money but never really communicated the "how to" to me. Instead, they made sure I had what I needed and some of what I wanted and never really communicated what they did with their money. When I became I grown up, I realized I had no clue, and numbers made my head spin. I attended a Dave Ramsey conference and finally understood that money was a mystery. He has a way of explaining money management and savings and investing that resonates with the way my brain works. So, hooray for Dave!
My finance teacher. He laid the groundwork and had lots of info from his own personal experience, both good and bad. I have also learned from my parents, siblings, friends and from my own experience.
I use some that I get for free, and store issued coupons (free eggs and bananas). I would never pay for an online service. Like you said, coupons are usually for junk food items that are really not needed....and pricey anyways even with a coupon.
While a lot of these are true for most people, there are ways to eliminate just about each of these concerns. I recommend you pickup a copy of The Lazy Couponer by Jamie Chase. She doesn't spend a lot of time... doesn't over-buy... gets lots of organic foods... and saves a lot of money.
It's a good book. I asked her for a guest post and here are some of her tips to whet your appetite:
My parents taught me the most through example. They have always lived frugally and I didn't always understand why, but I do look to them and the choices they made now that I'm a bit more experienced in what I *don't* want to do myself.
Whats the web site? We could all send her a msg. If she got 40 of them she might fork over the money. and if not, it wouldnt look good on facebook.
I am getting ready to ask for money back from my daughter and her husband, I need the money. I have been trying to find a nice way to say it, but I dont think there is one:(
Mistress Poverty. She taught me early in life to appreciate what I have, track expenses carefully, save something no matter how tight money is, and keep at it, month by month and year after year. I left her long ago but use what she taught me every single day.
Yep, I agree. I try to glance through the free coupons that come in the mail but 99% of the time, it's for things I don't want and things that are definitely unhealthy! Once in a while I'll find something useful, but...yeah, a lot of coupons are just prepackaged convenience food that I would never buy in the first place or name brands of something I can get cheaper as a generic.
My grandma. She and my grandpa raised 7 kids on one salary, neither with a high school exucation and ended up with a respectable retirement. I can't begin to explain how I admire them.
The law of giving says that your body, your mind and this universe is in constant and dynamic change. The divine energy is continually flowing through each of us and in order to receive something, you must be willing to give something. Many people believe that if they will give, they will have less but the law of giving does not work like that. According to this law, when you will give, you will have more.
I'm with you on this one. The savings isn't worth the hassle for me. I rarely ever buy brand names. And rarely do see coupons for the things I buy. I make a lot of things from scratch, which is also cheaper than packaged food (even ones on sale) that include a lot of very unhealthy ingredients. I am also not a multi-store shopper. I hit Brookshires one trip and Wal-mart the next. I don't go to 5 stores in one day so I can maximize my cheap and free stuff. I have 3 kids and I homeschool, so my time and sanity are more valuable than getting several of the same item that I will probably not even use for next to nothing. Don't get me wrong, I'm intensly frugal, I even run a frugal blog website. I've been there and tried it, it was too stressful and time consuming, and usually when I got to the store, the brand item was still more expensive with the coupon than the store brand that I had been buying. When I stumble across a coupon on something I do use, such as razors or cereal, I use it. A dollar is a dollar and is better in my pocket than theirs. But I'm not going out of my way for things I don't normally use.
Oh how we agree on this!!!! i spent less than $45. in the store last night & saved over $85!!! (confirmed by reout) NO COUPONS WERE USED...only special buys & on sale items that my family really uses...we eat real food not bogo poptarts or sodas. the kids are happy as what i have "saved" in food $$$ this month alone, has "paid" for the weekend @ the beach at the end of this month!!!
You can also find great deals on preowned maternity clothes at www.maternityresale.com.
I actually think that Lazy Couponer is a good book, but her method is anything BUT lazy! If anything, it teaches the opposite and scares people away from using coupons. Try Be Centsable by Chrissy Pate and Kristin McKee.
i like wisebread on fb
tweeted https://twitter.com/#!/oshkoshbgosh123/status/182283583510167552
my mother, brother, and books. also because i was innately interested i guess.
My parents were responsible with their money but never really communicated the "how to" to me. Instead, they made sure I had what I needed and some of what I wanted and never really communicated what they did with their money. When I became I grown up, I realized I had no clue, and numbers made my head spin. I attended a Dave Ramsey conference and finally understood that money was a mystery. He has a way of explaining money management and savings and investing that resonates with the way my brain works. So, hooray for Dave!
My finance teacher. He laid the groundwork and had lots of info from his own personal experience, both good and bad. I have also learned from my parents, siblings, friends and from my own experience.
I use some that I get for free, and store issued coupons (free eggs and bananas). I would never pay for an online service. Like you said, coupons are usually for junk food items that are really not needed....and pricey anyways even with a coupon.
Read The Lazy Couponer by Jamie Chase. All of these don't necessary apply to all couponers.
While a lot of these are true for most people, there are ways to eliminate just about each of these concerns. I recommend you pickup a copy of The Lazy Couponer by Jamie Chase. She doesn't spend a lot of time... doesn't over-buy... gets lots of organic foods... and saves a lot of money.
It's a good book. I asked her for a guest post and here are some of her tips to whet your appetite:
http://www.lazymanandmoney.com/top-10-couponing-tips-from-the-lazy-coupo...
aw adorable, definaitly made my day :) give your dog a little scratch for me.
I've learned about finances from financial literacy books and doing my own research before making purchases
My parents taught me the most through example. They have always lived frugally and I didn't always understand why, but I do look to them and the choices they made now that I'm a bit more experienced in what I *don't* want to do myself.
I liked you on FB.
My mom taught me the most about finances.
i didn't think you could become hypoglycemic with type II.
Whats the web site? We could all send her a msg. If she got 40 of them she might fork over the money. and if not, it wouldnt look good on facebook.
I am getting ready to ask for money back from my daughter and her husband, I need the money. I have been trying to find a nice way to say it, but I dont think there is one:(
Mistress Poverty. She taught me early in life to appreciate what I have, track expenses carefully, save something no matter how tight money is, and keep at it, month by month and year after year. I left her long ago but use what she taught me every single day.
My Grandmother paid me to read The Wealthy Barber when I was in high school and I learned alot from her, reading and my mom as well.
I am glad to know I am not the only one who doesn't use coupons
Yep, I agree. I try to glance through the free coupons that come in the mail but 99% of the time, it's for things I don't want and things that are definitely unhealthy! Once in a while I'll find something useful, but...yeah, a lot of coupons are just prepackaged convenience food that I would never buy in the first place or name brands of something I can get cheaper as a generic.
My grandma. She and my grandpa raised 7 kids on one salary, neither with a high school exucation and ended up with a respectable retirement. I can't begin to explain how I admire them.
The law of giving says that your body, your mind and this universe is in constant and dynamic change. The divine energy is continually flowing through each of us and in order to receive something, you must be willing to give something. Many people believe that if they will give, they will have less but the law of giving does not work like that. According to this law, when you will give, you will have more.
I'm with you on this one. The savings isn't worth the hassle for me. I rarely ever buy brand names. And rarely do see coupons for the things I buy. I make a lot of things from scratch, which is also cheaper than packaged food (even ones on sale) that include a lot of very unhealthy ingredients. I am also not a multi-store shopper. I hit Brookshires one trip and Wal-mart the next. I don't go to 5 stores in one day so I can maximize my cheap and free stuff. I have 3 kids and I homeschool, so my time and sanity are more valuable than getting several of the same item that I will probably not even use for next to nothing. Don't get me wrong, I'm intensly frugal, I even run a frugal blog website. I've been there and tried it, it was too stressful and time consuming, and usually when I got to the store, the brand item was still more expensive with the coupon than the store brand that I had been buying. When I stumble across a coupon on something I do use, such as razors or cereal, I use it. A dollar is a dollar and is better in my pocket than theirs. But I'm not going out of my way for things I don't normally use.
Oh how we agree on this!!!! i spent less than $45. in the store last night & saved over $85!!! (confirmed by reout) NO COUPONS WERE USED...only special buys & on sale items that my family really uses...we eat real food not bogo poptarts or sodas. the kids are happy as what i have "saved" in food $$$ this month alone, has "paid" for the weekend @ the beach at the end of this month!!!