You probably should mention that the heads of your distillate should be thrown out unless you want to drink the methanol in it to kill yourself or cause yourself to go blind...
Andy,
When pulling the heads, will will notice a unique smell. Start will several small glass jars. About half a cup in each, unless you are boiling all of the 40 gallons at once. You will notice it start to change quickly, so keep a close eye on it. Once the smell is gone, start collecting.
Guest,
With sugar only, you will not have to worry about heads and tails, if you do not overproduce. If you try to ferment 100 gallons and pull of the very first cup, you will get some nasty stuff. If you make 5 gallons and pull off the first cup, you are ok. Sugar could have residual vegitation that would create methonol, but not much.
I was just in Vegas and came to my own definition: being frugal is about selective spending. It might look cheap (especially if you're not drinking the $20 drinks!) to other people, because they select other ways to spend their money.
Frugal: Buying thrift-shop or yard-sale clothes that are in great condition. Cheap: Making your kid wear ugly, inappropriate or stained clothes to school, where s/he will be teased.
Frugal: Shopping carefully (sales, coupons) and cooking meals from scratch. Cheap: Serving 10-for-a-dollar ramen (and nothing else) for dinner five nights a week to save money.
Frugal is being smart with money. Cheap is being mean with money, i.e., frugality that negatively impacts another person (or even you).
I am careful with my cash; my mantra is "I save where I can so I can spend where I want." With the money that I *don't* spend on dinner out five nights a week, frequent trips to the mall, cable TV, et al., I can set aside money for the future and still enjoy the present.
Glad to hear that it was helpful, Emily. I'm surprised to hear that your advisor wasn't aware of ways to invest according to those particular values. I'd love to hear about the next steps you take. Are you thinking about talking with another advisor or at least talking with your current advisor about some of the tools in this article?
I would also say non-cash charitable contributions is a personal favorite as well. I use the book "MONEY For Your Used Clothing" each year when I do my charitable contributions. This book itemizes 1,200 used clothing and household items you can deduct on your taxes! Plus, it is really easy to use and they guarantee you save a minimun of $250 on your taxes or your money back! Also, the book offers an audit protection guarantee! It amazes me how some people do not take advantage of this tax deduction they are offered. You can find the book I use at www.mfyuc.com
I definitely say frugal - i look for high quality items that are going to last, instead of inexpensive "cheap" items - those turn out to be more expensive in the long run because you keep having to buy them. i.e. toys, clothes. etc.
There are many recipes out there. The easiest 'shine to make is going to be a rum, using sugar, water and yeast (and nutrients). I usually end up with about 12-14 pounds of sugar per 5 gallons of water....but usually don't use all the sugar at once. If you want to do a "bourbon" corn whiskey, and are going to do a 50 gallon batch..... You'll need 100 pounds of cracked corn, 60 pounds of sugar and 40 gallons of 100 degree F. water.
As for heads and tails.....I take the first 50ml per 5 gallons off the top. I just stop when then the temp gets to a certain level rather than doing the tails.
Damian from Quicken here. I tend to find myself on the frugal side, but some of my friends spend, spend, spend. A night with them usually includes dinner and drinks out, which adds up quickly. I have other "cheap" friends that sometimes show up at parties in their neighbor's homes without an invitation because there is likely free food. I try to encourage both groups of friends to meet in the middle, and it usually works. Instead of a night out, I invite everyone to my place and encourage them to bring what they'd like. The "cheap" friends usually bring board games and that's a great (and cheap) contribution.
Great advice, thanks! I figure that a bottle of booze, unless offensive for philosophical reasons, can always be re-gifted. Is it obvious how much I like re-gifting? :)
I see it this way: frugal is not spending more than you have to, cheap is not spending as much as you should.
For example, buying store brand cereal instead of name brand cereal because the only difference you notice is price is frugal, cutting out the things you don't really want or need to treat yourself somewhere else is frugal too. At the far end of the scale, cheap is going to car dealerships just to get free coffee or buying clothing only because it fits and has a low price.
I enjoy the music and folks saying Merry Christmas to each other. I like to see the relatives and other we don't see much through out the year and the food of course.
I tend to be on the frugal side. When I've been cheap about a purchase, very often I regret it. However, I'm not cheap with friends and family though I have felt bad about being frugal. With 5 kids, money doesn't go as far as it does in a smaller family.
I have a friend who is very frugal and very generous at the same time. She's a homeschooler who buys her supplies for very little money, and then gives them away or sells them to cover her costs.
Do you get mad when people add a third category to a 2 category question? Sorry for this, then!
I'll go with rational. I'll try to save money on any purchase - by seeking out the cheapest price, sleeping on a decision, and even figuring out the best plan. However, I try not to worry about it past the purchase.
Frugal to me sometimes means to go overboard - to have space filled with bulk purchases, to spend lots of time to save a few dollars. I suppose if I had to pick one I'm with 'cheap'.
Definitely learn about your hostess (or host). There are many reasons (other than religious objections and substance abuse) not to give alcoholic beverages. Some people are very picky about what they like. Some people just don't like the taste of alcohol (like me!). Same goes with coffee related gifts (gift cards to coffee shops included) and similar things.
I was also recently taught not to give cut flowers without a vase to a hostess. This places a burden on the hostess, as she has to stop what she's doing (greeting guests, last minute prep, etc) and deal with the flowers. And that makes sense. Flowers already in a presentation ready vase are okay.
When my sister's kids were younger and I stayed with them on work trips, I always volunteered to watch the kids at least one evening (or weekend afternoon when I was working odd schedules) so that my sister and her husband could go out without the kids. Everyone won in that situation, as my sister got free babysitting and my nephews and I got to spend some time on our own (I may or may not have fed them sugared cereal for dinner and led Nerf wars around the house.). This, obviously, assumes that you're close enough with the parents and comfortable enough with the kids to do this.
This is a really timely article for me! We are starting a retirement with a new financial adviser. He asked if there was anything I didn't want to invest in and I said tobacco and oil--and I was told that it was basically impossible. It never occurred to me that it would be difficult to live my values financially, when I try hard to stay true to them throughout the rest of my life. Thank you for offering some information on this topic.
Frugal: Saving up for Christmas presents and then buying when you find a great deal. Cheap: Buying Christmas presents at yard sales, because "there's only one piece missing and it's 80% off retail!"
Living frugally is something I think I will always do, no matter what my income. I do enjoy nice things, especially lunches out, travel, and great cheeses. But those are not a good enough reason to not save, to blow a paycheck, or to be irresponsible with money.
Everyone has its own sets of strategies on how to save money but some are thinking of just for a period of time since they only need it for a certain period or property. To some its more of for the more permamnent security. Knowing which one you want or need will set your goal on which type of strategy you will be needing to do inorder to save money. you can either save through your income or on investment, whatever it is, this is for you and on your future needs.
Haha these are brilliant. I have never thought about cutting up an old Christmas jumper and using the material as a present wrap, a brilliant money saving tip.
You probably should mention that the heads of your distillate should be thrown out unless you want to drink the methanol in it to kill yourself or cause yourself to go blind...
Great examples, Donna. I'm a fan of your writing, so thanks for comment!
Andy,
When pulling the heads, will will notice a unique smell. Start will several small glass jars. About half a cup in each, unless you are boiling all of the 40 gallons at once. You will notice it start to change quickly, so keep a close eye on it. Once the smell is gone, start collecting.
Guest,
With sugar only, you will not have to worry about heads and tails, if you do not overproduce. If you try to ferment 100 gallons and pull of the very first cup, you will get some nasty stuff. If you make 5 gallons and pull off the first cup, you are ok. Sugar could have residual vegitation that would create methonol, but not much.
What a great way to bring your groups of friends together - a great tip for any host/hostess.
What a great way to bring your groups of friends together - a great tip for any host/hostess.
I was just in Vegas and came to my own definition: being frugal is about selective spending. It might look cheap (especially if you're not drinking the $20 drinks!) to other people, because they select other ways to spend their money.
Frugal: Buying thrift-shop or yard-sale clothes that are in great condition. Cheap: Making your kid wear ugly, inappropriate or stained clothes to school, where s/he will be teased.
Frugal: Shopping carefully (sales, coupons) and cooking meals from scratch. Cheap: Serving 10-for-a-dollar ramen (and nothing else) for dinner five nights a week to save money.
Frugal is being smart with money. Cheap is being mean with money, i.e., frugality that negatively impacts another person (or even you).
I am careful with my cash; my mantra is "I save where I can so I can spend where I want." With the money that I *don't* spend on dinner out five nights a week, frequent trips to the mall, cable TV, et al., I can set aside money for the future and still enjoy the present.
Glad to hear that it was helpful, Emily. I'm surprised to hear that your advisor wasn't aware of ways to invest according to those particular values. I'd love to hear about the next steps you take. Are you thinking about talking with another advisor or at least talking with your current advisor about some of the tools in this article?
I would also say non-cash charitable contributions is a personal favorite as well. I use the book "MONEY For Your Used Clothing" each year when I do my charitable contributions. This book itemizes 1,200 used clothing and household items you can deduct on your taxes! Plus, it is really easy to use and they guarantee you save a minimun of $250 on your taxes or your money back! Also, the book offers an audit protection guarantee! It amazes me how some people do not take advantage of this tax deduction they are offered. You can find the book I use at www.mfyuc.com
I definitely say frugal - i look for high quality items that are going to last, instead of inexpensive "cheap" items - those turn out to be more expensive in the long run because you keep having to buy them. i.e. toys, clothes. etc.
There are many recipes out there. The easiest 'shine to make is going to be a rum, using sugar, water and yeast (and nutrients). I usually end up with about 12-14 pounds of sugar per 5 gallons of water....but usually don't use all the sugar at once. If you want to do a "bourbon" corn whiskey, and are going to do a 50 gallon batch..... You'll need 100 pounds of cracked corn, 60 pounds of sugar and 40 gallons of 100 degree F. water.
As for heads and tails.....I take the first 50ml per 5 gallons off the top. I just stop when then the temp gets to a certain level rather than doing the tails.
My favorite part is the day after Christmas when we can relax at home, munch on cookies and eat leftovers.
Damian from Quicken here. I tend to find myself on the frugal side, but some of my friends spend, spend, spend. A night with them usually includes dinner and drinks out, which adds up quickly. I have other "cheap" friends that sometimes show up at parties in their neighbor's homes without an invitation because there is likely free food. I try to encourage both groups of friends to meet in the middle, and it usually works. Instead of a night out, I invite everyone to my place and encourage them to bring what they'd like. The "cheap" friends usually bring board games and that's a great (and cheap) contribution.
Great advice, thanks! I figure that a bottle of booze, unless offensive for philosophical reasons, can always be re-gifted. Is it obvious how much I like re-gifting? :)
That's actually a great definition!
I see it this way: frugal is not spending more than you have to, cheap is not spending as much as you should.
For example, buying store brand cereal instead of name brand cereal because the only difference you notice is price is frugal, cutting out the things you don't really want or need to treat yourself somewhere else is frugal too. At the far end of the scale, cheap is going to car dealerships just to get free coffee or buying clothing only because it fits and has a low price.
I enjoy the music and folks saying Merry Christmas to each other. I like to see the relatives and other we don't see much through out the year and the food of course.
I tend to be on the frugal side. When I've been cheap about a purchase, very often I regret it. However, I'm not cheap with friends and family though I have felt bad about being frugal. With 5 kids, money doesn't go as far as it does in a smaller family.
I have a friend who is very frugal and very generous at the same time. She's a homeschooler who buys her supplies for very little money, and then gives them away or sells them to cover her costs.
Do you get mad when people add a third category to a 2 category question? Sorry for this, then!
I'll go with rational. I'll try to save money on any purchase - by seeking out the cheapest price, sleeping on a decision, and even figuring out the best plan. However, I try not to worry about it past the purchase.
Frugal to me sometimes means to go overboard - to have space filled with bulk purchases, to spend lots of time to save a few dollars. I suppose if I had to pick one I'm with 'cheap'.
Definitely learn about your hostess (or host). There are many reasons (other than religious objections and substance abuse) not to give alcoholic beverages. Some people are very picky about what they like. Some people just don't like the taste of alcohol (like me!). Same goes with coffee related gifts (gift cards to coffee shops included) and similar things.
I was also recently taught not to give cut flowers without a vase to a hostess. This places a burden on the hostess, as she has to stop what she's doing (greeting guests, last minute prep, etc) and deal with the flowers. And that makes sense. Flowers already in a presentation ready vase are okay.
When my sister's kids were younger and I stayed with them on work trips, I always volunteered to watch the kids at least one evening (or weekend afternoon when I was working odd schedules) so that my sister and her husband could go out without the kids. Everyone won in that situation, as my sister got free babysitting and my nephews and I got to spend some time on our own (I may or may not have fed them sugared cereal for dinner and led Nerf wars around the house.). This, obviously, assumes that you're close enough with the parents and comfortable enough with the kids to do this.
This is a really timely article for me! We are starting a retirement with a new financial adviser. He asked if there was anything I didn't want to invest in and I said tobacco and oil--and I was told that it was basically impossible. It never occurred to me that it would be difficult to live my values financially, when I try hard to stay true to them throughout the rest of my life. Thank you for offering some information on this topic.
Frugal: Saving up for Christmas presents and then buying when you find a great deal. Cheap: Buying Christmas presents at yard sales, because "there's only one piece missing and it's 80% off retail!"
Living frugally is something I think I will always do, no matter what my income. I do enjoy nice things, especially lunches out, travel, and great cheeses. But those are not a good enough reason to not save, to blow a paycheck, or to be irresponsible with money.
Everyone has its own sets of strategies on how to save money but some are thinking of just for a period of time since they only need it for a certain period or property. To some its more of for the more permamnent security. Knowing which one you want or need will set your goal on which type of strategy you will be needing to do inorder to save money. you can either save through your income or on investment, whatever it is, this is for you and on your future needs.
Haha these are brilliant. I have never thought about cutting up an old Christmas jumper and using the material as a present wrap, a brilliant money saving tip.