Hi
I know how you feel!!!! I find domestic bliss stupifyingly boring!!.
I cope by getting divorced and living near my ex so that I can take off when I need to goet away, Ive just done a month round thailand, laos and vietnam and nobody minded. I feel so so lucky to be able to do this.
Please dont give up on your desire to change.....youll regret it
Jane x
My mother asked me to borrow money for their house payment. Unfortunately, I was still in college and money was tight for me as it was. She then asked me to ask my fiance, which I gladly did. He asked me when she could pay him back since it was quite a large amount. She said a month and he gladly said yes. It has been 8 months and she has only paid for half. Today when he asked her when he might expect another payment (even if it isnt in full) she became upset and said "I had a trip planned for me and my sick husband, now you have made it impossible." I will never allow anyone close to me to borrow money from either I or my fiance.
3. Good money is going towards irreconcilably bad debt: This is completely true. Even if it is your own family... DONT DO IT!
I WAS WORKING WITH MY COMPANY 16 YEARS, GOT LAID OFF, AND THAT EVENING I HAD TO WORK MY PART-TIME JOB, OUT OF ANGER I TOLD THEM THAT I WAS LEAVING BECAUSE I GOT LAID OFF. I APPLIED FOR THE UNEMPLOYMENT BENEFIT AND WAS DENIED, AND I EXPLAINED THIS TO THEM, AND SOMEONE AT MY NIGHT JOB SAID THAT I CAN STILL COLLECT BECAUSE IT 12 HOURS A WEEK. PLEASE HELP AND ADVISE
It has been said that the black on black friday signifies black ink that means profit in accounting. The reverse of it is red ink or "going in red" meaning the company is experiencing a loss.
Guess where retailers get the black ink from? The consumers who are happy they've struck out a bargain while unknowingly writing their whole financial statements in red.
thank you but I would rather not papercut my ass just to save 5 dollars.... can I even flush that?
I can't believe in an economy ruined by stealing and ripping people off that people would resort to eating out of dumpsters when I buy at sams and work retail & in college.
It's ridiculous, I find ways to save money everywhere but I'm not trying to live for free by risking my health, car or criminal record.
Chili, yummy, for a week, maybe if you really like chili.
Starving yourself on the regular is not cool. You'll end up with a disease like I have, I take pills 6 times a day to not feel it, if I had to choose to spend a couple more bucks or shop smarter than live with what I have I would've. Unfortunately I live very healthy and take care of my body and still have it. Starving yourself can ruin your life, I didn't do it, but it's how many people end up with Chron's. If there is food in the fridge, eat it.
Also, stealing at someone elses expense, is not frugal, it's stealing. I've seen homeless people make soup out of ketchup packets, imagine a fast food restaurant limiting those? Somebody will go hungry, more than before.
Again, boast to your friends but think about your actions, it's awesome to want to save money but to be an jerk about it, simply isn't. Find inventive ways to change your spending habits, my boyfriend and I have a competition each week, who can save the most. He takes half the grocery list and I take the other and get two carts. Hand over the coupons and compare receipts. These types of activities allow for a) healthy relationships, b) saving not stealing, brands account for much more than the actual amount of people who use coupons, so they price merchandise higher. They factor this in. That's saving and the brands LOVE IT! c) we don't look like morons for buying paint we just bought or 7 million wallpaper swatches.
Sorry about all that...
Here's my all time tip! My boyfriend and I are HUGE art fans, we like cool, creative, new stuff that's not way too expensive. So we asked a couple friends who go to different colleges to make a piece for us. Since decorating our entire apartment in student art and getting rave revues. I always tell people, ask an art student or even the teacher, it's a great way to get awesome artwork for cheap or free and help an art student out. Now we have like over 10 artists with their work in our house. Some we paid for others were free. Since we've decorated, we've brought business to all of those artists, one now has an exhibit, and still in school. As well as we were able to help them become established and build up their portfolio. It's a great way to get custom artwork and build a better/barter economy. So don't go through peoples trash...it's sketchy.
Thank you all for the comments! A theme seems to be emerging that balance and being generalizing specialists are key to overall employability and career satisfaction (as always, with a few compromises along the way).
I've often thought that the money lies in specializing, but Charlie (above) shows us an interesting perspective by introducing the concept of an overall income mean. Interesting...thanks!
These are absolutely wonderful - #13 made me laugh out loud. I'm also trying to picture myself telling my dad, who relishes rolling his socks up over his pant legs to avoid bug bites, that he could always wear panty hose to avoid the critters. Nope, that won't go over fell well.
The problem I have with residual pay content is that the writer may possibly not get any money for their work, or very little. What it is, is more like a "promise to pay." There are no guarantees of getting paid. I think it is humiliating...
"The current tax system simply encourages one *partner* to stay at home, not necessarily the woman. This is how it SHOULD work, as single-income families are more likely to have kids (future taxpayers) and raise the kids without support from the government (less burden on other taxpayers)."
As if parents need to be penalized by the government in order to stay home with their kids? Most dual income families are not that way because they want to be. They are that way because they can't afford to raise a family with only one income. So, very frankly, I don't see why those families should be further penalized by having to pay more taxes.
And I am not clear on the connection that you seem to draw about double income families requiring more support from the government. It is the attempt to be self-sufficient (not rely on outside support) that drives dual earners to both work. Please check your assumptions.
The government does not appear very capable in completing the tasks that are its main priority. It has failed to protect the country from internal/external dangers, failed to end the wars, failed to prevent the bank-crises, failed to protect its resources (human and environmental). Perhaps, rather than attempt to meddle in the private affairs of how families should be comprised and managed, the government should try to narrow its scope and simplify the codes by which it governs. In this way, with greater focus and concentration, it could perhaps succeed in using less (taxes, human capital, natural resource) and creating more (an enduring peaceful safe country that we can be proud of).
Old pantyhose are great for making "flour whompers". Fill the toe with about 3/4th cup of flour, tie a knot just above the flour and cut off the leg (also works with knee highs). You now have a great "weapon" that doesn't hurt when you hit someone (you can feel it, but it doesn't really hurt or sting or leave a welt. I wouldn't recommend hitting anyone in the head or face.) during games. Great for playing capture the flag (hit someone rather than tag them) or tag games or just for running around bopping people. It will leave a white mark on clothing, but that brushes off. Adds a great new aspect to all kinds of youth group games.
You've left out my favorite: poor-man's shredder. Just fill up your pantyhose with paper, tie them off, and throw them in the washing machine. The ink will wash right off. Then toss the mass of white paper in the recycling.
Actually, when most people say "Chex Mix" they are talking about the salty, traditional kind. "Puppy Chow" is the recipe with chocolate and powdered sugar on it (it looks like the powdered milk-covered Puppy Chow made by Purina). Both are delicious and well-loved by most anyone; great gift ideas!
If cigarette-smokers have the nicotine patch to help them quit, how about a caffeine patch? Has anyone heard of it? Does it work? I have a long history of migraine and going cold turkey is going to make my noodles explode from caffeine starvation. slow but gradual process is the key - like the caffeine patch... if only I could find it.
hello,
please i need imformation for the compacibility enter the dvd player DRX-S7OU-R and the windows media player in ASUS PC 9OO. I CAN'T PLAY VIDEO
THANKS
As a Former Radio Shack employee, who is now on unemployment because I did not sell enough cell phones and HDMI Cables...I now start looking on the internet for the best prices for things so that I can survive financially now...With a back ground in amateur radio and as a former radio engineer, something sort of stuck in my craw when I would steer people to the high end Cables, but I still did as I was trying to get my sales up there for the day...Generally I was service oriented and so helped the customer, when I had time figure things out for himself...
I love this list! I just bought a pair of nylons and my cat promptly destroyed one leg. I don't want to throw them out and now I know what I can do with them :D
Its great to see all the empathy on this board. I bought a house, not during the bubble, back in 99, but now my house is worth one third of what I bought it for, one third. The house I got was a 3 bedroom ranch with 85K household annual income, in a blue collar neighborhood. With the payments I am making now I could afford a giant house on Lake Saint Clair. We put a 30K down payment on a 145K home. Our market value today is about 20K which is less than the downpayment we made. I find it humorous that the bankers who are mainly to blame are giving themselves 30% more bonuses. I guess since they hate Americans, they deserve the increased bonuses.
So, I get to pay taxes to pay back welfare for the millionaire club and I am supposed to suck up the blame all the while fattening up the bankers wallets by paying 7 times market value? More innocent people were hurt in this fiasco than guilty and those most guilty got a raise for crashing the economy, increasing the suicide rate, making families homeless and some of you on this board choose to blame the peasantry. Its painfully obvious that the whole system is designed to keep the honest middle class as poor as possible and enrich the good ole boys club while they commit their crimes, golf and sail on their yachts. Let me get a box of tissues for those whining for the poor bankers.
Hi! This is one of the best articles I was able to find on this subject. I just wrote about it in my blog and I was unable to find other GOOD articles on it. Thank you so much for taking the time to write about this!
The necessity for corporate profit will keep us 'progressing' as a society. The need to increase these profits keeps pushing negative social trends forward, promoting and selling still more excessive, unneeded and even useless and harmful stuff. Business does not exist to improve society or to make their audiences healthier and happier. We have been programmed to buy!
Government interference is unlikely where wealthy politicians are part owners in these companies or industries, or feel indebted to them in other ways.
I can't believe this article, much less some of the commentary. Stealing? Begging? Fraud? Welfare? It seems maybe the writer and the respondents should postpone their scholarly aspirations and spend a few months studying ethics and character develop.
Before you commit to your studies, review your finances. Make sure you have enough money to see you through. Make sure you can be self-sufficient. Get a job and save! Live below your means! Do not go into debt! I know several individuals that will spend 15 years post graduation paying off their student loans.
Self reliance equals self respect. To live in debt is to live in shame, without dignity. It may be difficult, it may be hard to live honestly and without resorting to unscrupulous behavior, but in the end, you will enjoy a more fulfilling and enlightened life.
I agree that homeownership is not a cure all, it's not the greatest investment, but it's better than some, don't talk to me about the stock market as an alternative! That just doesn't hold water (talk about price volatility!).
I believe you should live in the smallest and cheapest house you can manage. Take your extra money (that you have from living in a smaller house) and invest it. Stay there, don't move around every five years, if you move often the realtors make money not you!
Yes there are alot of hidden costs in owning. I bought a huge house, lived there for 15 years, when my kids graduated high school I sold it and moved into a smaller place. Now I save up the difference. I would have been better of renting in the first place. But hey, live and learn.
Hi, This is really amazing list of very common questions that are asked.
Hi
I know how you feel!!!! I find domestic bliss stupifyingly boring!!.
I cope by getting divorced and living near my ex so that I can take off when I need to goet away, Ive just done a month round thailand, laos and vietnam and nobody minded. I feel so so lucky to be able to do this.
Please dont give up on your desire to change.....youll regret it
Jane x
My mother asked me to borrow money for their house payment. Unfortunately, I was still in college and money was tight for me as it was. She then asked me to ask my fiance, which I gladly did. He asked me when she could pay him back since it was quite a large amount. She said a month and he gladly said yes. It has been 8 months and she has only paid for half. Today when he asked her when he might expect another payment (even if it isnt in full) she became upset and said "I had a trip planned for me and my sick husband, now you have made it impossible." I will never allow anyone close to me to borrow money from either I or my fiance.
3. Good money is going towards irreconcilably bad debt: This is completely true. Even if it is your own family... DONT DO IT!
I WAS WORKING WITH MY COMPANY 16 YEARS, GOT LAID OFF, AND THAT EVENING I HAD TO WORK MY PART-TIME JOB, OUT OF ANGER I TOLD THEM THAT I WAS LEAVING BECAUSE I GOT LAID OFF. I APPLIED FOR THE UNEMPLOYMENT BENEFIT AND WAS DENIED, AND I EXPLAINED THIS TO THEM, AND SOMEONE AT MY NIGHT JOB SAID THAT I CAN STILL COLLECT BECAUSE IT 12 HOURS A WEEK. PLEASE HELP AND ADVISE
It has been said that the black on black friday signifies black ink that means profit in accounting. The reverse of it is red ink or "going in red" meaning the company is experiencing a loss.
Guess where retailers get the black ink from? The consumers who are happy they've struck out a bargain while unknowingly writing their whole financial statements in red.
thank you but I would rather not papercut my ass just to save 5 dollars.... can I even flush that?
I can't believe in an economy ruined by stealing and ripping people off that people would resort to eating out of dumpsters when I buy at sams and work retail & in college.
It's ridiculous, I find ways to save money everywhere but I'm not trying to live for free by risking my health, car or criminal record.
Chili, yummy, for a week, maybe if you really like chili.
Starving yourself on the regular is not cool. You'll end up with a disease like I have, I take pills 6 times a day to not feel it, if I had to choose to spend a couple more bucks or shop smarter than live with what I have I would've. Unfortunately I live very healthy and take care of my body and still have it. Starving yourself can ruin your life, I didn't do it, but it's how many people end up with Chron's. If there is food in the fridge, eat it.
Also, stealing at someone elses expense, is not frugal, it's stealing. I've seen homeless people make soup out of ketchup packets, imagine a fast food restaurant limiting those? Somebody will go hungry, more than before.
Again, boast to your friends but think about your actions, it's awesome to want to save money but to be an jerk about it, simply isn't. Find inventive ways to change your spending habits, my boyfriend and I have a competition each week, who can save the most. He takes half the grocery list and I take the other and get two carts. Hand over the coupons and compare receipts. These types of activities allow for a) healthy relationships, b) saving not stealing, brands account for much more than the actual amount of people who use coupons, so they price merchandise higher. They factor this in. That's saving and the brands LOVE IT! c) we don't look like morons for buying paint we just bought or 7 million wallpaper swatches.
Sorry about all that...
Here's my all time tip! My boyfriend and I are HUGE art fans, we like cool, creative, new stuff that's not way too expensive. So we asked a couple friends who go to different colleges to make a piece for us. Since decorating our entire apartment in student art and getting rave revues. I always tell people, ask an art student or even the teacher, it's a great way to get awesome artwork for cheap or free and help an art student out. Now we have like over 10 artists with their work in our house. Some we paid for others were free. Since we've decorated, we've brought business to all of those artists, one now has an exhibit, and still in school. As well as we were able to help them become established and build up their portfolio. It's a great way to get custom artwork and build a better/barter economy. So don't go through peoples trash...it's sketchy.
I will definitely use some of them - I hate throwing out my hose with runs!
I work in the United States pal. The good ole U.S. of A.....
Thank you all for the comments! A theme seems to be emerging that balance and being generalizing specialists are key to overall employability and career satisfaction (as always, with a few compromises along the way).
I've often thought that the money lies in specializing, but Charlie (above) shows us an interesting perspective by introducing the concept of an overall income mean. Interesting...thanks!
These are absolutely wonderful - #13 made me laugh out loud. I'm also trying to picture myself telling my dad, who relishes rolling his socks up over his pant legs to avoid bug bites, that he could always wear panty hose to avoid the critters. Nope, that won't go over fell well.
The problem I have with residual pay content is that the writer may possibly not get any money for their work, or very little. What it is, is more like a "promise to pay." There are no guarantees of getting paid. I think it is humiliating...
"The current tax system simply encourages one *partner* to stay at home, not necessarily the woman. This is how it SHOULD work, as single-income families are more likely to have kids (future taxpayers) and raise the kids without support from the government (less burden on other taxpayers)."
As if parents need to be penalized by the government in order to stay home with their kids? Most dual income families are not that way because they want to be. They are that way because they can't afford to raise a family with only one income. So, very frankly, I don't see why those families should be further penalized by having to pay more taxes.
And I am not clear on the connection that you seem to draw about double income families requiring more support from the government. It is the attempt to be self-sufficient (not rely on outside support) that drives dual earners to both work. Please check your assumptions.
The government does not appear very capable in completing the tasks that are its main priority. It has failed to protect the country from internal/external dangers, failed to end the wars, failed to prevent the bank-crises, failed to protect its resources (human and environmental). Perhaps, rather than attempt to meddle in the private affairs of how families should be comprised and managed, the government should try to narrow its scope and simplify the codes by which it governs. In this way, with greater focus and concentration, it could perhaps succeed in using less (taxes, human capital, natural resource) and creating more (an enduring peaceful safe country that we can be proud of).
Old pantyhose are great for making "flour whompers". Fill the toe with about 3/4th cup of flour, tie a knot just above the flour and cut off the leg (also works with knee highs). You now have a great "weapon" that doesn't hurt when you hit someone (you can feel it, but it doesn't really hurt or sting or leave a welt. I wouldn't recommend hitting anyone in the head or face.) during games. Great for playing capture the flag (hit someone rather than tag them) or tag games or just for running around bopping people. It will leave a white mark on clothing, but that brushes off. Adds a great new aspect to all kinds of youth group games.
You've left out my favorite: poor-man's shredder. Just fill up your pantyhose with paper, tie them off, and throw them in the washing machine. The ink will wash right off. Then toss the mass of white paper in the recycling.
Actually, when most people say "Chex Mix" they are talking about the salty, traditional kind. "Puppy Chow" is the recipe with chocolate and powdered sugar on it (it looks like the powdered milk-covered Puppy Chow made by Purina). Both are delicious and well-loved by most anyone; great gift ideas!
If cigarette-smokers have the nicotine patch to help them quit, how about a caffeine patch? Has anyone heard of it? Does it work? I have a long history of migraine and going cold turkey is going to make my noodles explode from caffeine starvation. slow but gradual process is the key - like the caffeine patch... if only I could find it.
hello,
please i need imformation for the compacibility enter the dvd player DRX-S7OU-R and the windows media player in ASUS PC 9OO. I CAN'T PLAY VIDEO
THANKS
Great hints, Jeff! The wrapping paper one is my favorite.
As a Former Radio Shack employee, who is now on unemployment because I did not sell enough cell phones and HDMI Cables...I now start looking on the internet for the best prices for things so that I can survive financially now...With a back ground in amateur radio and as a former radio engineer, something sort of stuck in my craw when I would steer people to the high end Cables, but I still did as I was trying to get my sales up there for the day...Generally I was service oriented and so helped the customer, when I had time figure things out for himself...
I love this list! I just bought a pair of nylons and my cat promptly destroyed one leg. I don't want to throw them out and now I know what I can do with them :D
Its great to see all the empathy on this board. I bought a house, not during the bubble, back in 99, but now my house is worth one third of what I bought it for, one third. The house I got was a 3 bedroom ranch with 85K household annual income, in a blue collar neighborhood. With the payments I am making now I could afford a giant house on Lake Saint Clair. We put a 30K down payment on a 145K home. Our market value today is about 20K which is less than the downpayment we made. I find it humorous that the bankers who are mainly to blame are giving themselves 30% more bonuses. I guess since they hate Americans, they deserve the increased bonuses.
So, I get to pay taxes to pay back welfare for the millionaire club and I am supposed to suck up the blame all the while fattening up the bankers wallets by paying 7 times market value? More innocent people were hurt in this fiasco than guilty and those most guilty got a raise for crashing the economy, increasing the suicide rate, making families homeless and some of you on this board choose to blame the peasantry. Its painfully obvious that the whole system is designed to keep the honest middle class as poor as possible and enrich the good ole boys club while they commit their crimes, golf and sail on their yachts. Let me get a box of tissues for those whining for the poor bankers.
Hi! This is one of the best articles I was able to find on this subject. I just wrote about it in my blog and I was unable to find other GOOD articles on it. Thank you so much for taking the time to write about this!
Becky
The necessity for corporate profit will keep us 'progressing' as a society. The need to increase these profits keeps pushing negative social trends forward, promoting and selling still more excessive, unneeded and even useless and harmful stuff. Business does not exist to improve society or to make their audiences healthier and happier. We have been programmed to buy!
Government interference is unlikely where wealthy politicians are part owners in these companies or industries, or feel indebted to them in other ways.
It's up to us but what are the odds?
I can't believe this article, much less some of the commentary. Stealing? Begging? Fraud? Welfare? It seems maybe the writer and the respondents should postpone their scholarly aspirations and spend a few months studying ethics and character develop.
Before you commit to your studies, review your finances. Make sure you have enough money to see you through. Make sure you can be self-sufficient. Get a job and save! Live below your means! Do not go into debt! I know several individuals that will spend 15 years post graduation paying off their student loans.
Self reliance equals self respect. To live in debt is to live in shame, without dignity. It may be difficult, it may be hard to live honestly and without resorting to unscrupulous behavior, but in the end, you will enjoy a more fulfilling and enlightened life.
I agree that homeownership is not a cure all, it's not the greatest investment, but it's better than some, don't talk to me about the stock market as an alternative! That just doesn't hold water (talk about price volatility!).
I believe you should live in the smallest and cheapest house you can manage. Take your extra money (that you have from living in a smaller house) and invest it. Stay there, don't move around every five years, if you move often the realtors make money not you!
Yes there are alot of hidden costs in owning. I bought a huge house, lived there for 15 years, when my kids graduated high school I sold it and moved into a smaller place. Now I save up the difference. I would have been better of renting in the first place. But hey, live and learn.