1) Those who take control of their money because it's a path to a better life. They look at expenditures as choices between a and b and decide which will make them and their family happier in the long run. They use money as a way to improve their relationships and their lives.
2) Those who are controlled by their money. They fixate on their savings because it gives them a scapegoat when they choose to ignore their relationships. Sometimes they have money because it's easier; sometimes they spend for the same reason. They don't use money to improve their lives but to excuse their lives.
Picking up pennies, choosing the cheaper food, and choosing cloth over paper towels are actions that well fit either group. But making those choices with love vs fear is a hallmark of the type of saver one is.
You can use this for any occasion, or no occasion at all.
We have developed a great business model that we are ready to launch. We did a ‘pre-test’ and before the website is up we already have 100 tributes ordered. It will be launched officially sometime next week. .
This website is a very unique tribute site for the loved ones in our lives, whether your sweetheart would be a person, your car, your pet or anything else you consider to be the thing you love the most.
This is the ultimate gift with the smallest price tag. No candy, no cards, no clothes shopping, no jewelry. Your sweetheart doesn’t need another gift. Your sweetheart needs a tribute, a tribute that keeps on giving forever in their memory.
When flowers wilt, when clothes wear out, when candy is finished and cards are lost, this will last forever in their heart.
This is the first time we are releasing this information to anyone who could potentially be an affiliate to this business idea. We are seeking US and international representatives where you would get your own domain name and the opportunity to market this unique business idea from the ground floor. After extensive research and pre-testing, we have come to the conclusion this is an opportunity for us to mutually benefit from a great idea. Now to further advance this idea, we are doing an enormous amount of press releases to insure its success. We are looking for partners who are willing to put in the same amount of effort in marketing the idea as we did in developing it so we can all achieve the level of success we are looking for. Contact us at info@FreeSeniorCitizensSolutions.com and give us your feedback and suggestions.
We are only seeking 5-10 worldwide representatives.
The website is in 'pre-launch' and isn't up until next week. The reason for contacting you now is to see if you have any interest, and if so, we will get Non-Disclosure Agreements in place, send you snapshots of the website and for us to get agreements in place to protect your commissions when they start coming in.
I've dry shaved before. It works great the first time, when the razor is brand new. For me, it makes the razor dull way too quickly. I can only get 2, maybe 3 shaves out of a razor (Gillette Atra cartridges). Wet shaving I can 5-7 shaves out of a razor.
Sounds like misery, but it's not. It takes me literally a minute or less, and I flick the razor downwards on the edge of the sink. It clears in two or three pops, and I never wet my razor. The dry cuttings are easy to clean up, and I've been doing it for 25 years, ever since I started. Only time I've ever cut myself was when a girlfriend insisted I use foam. Sliced myself pretty badly! Dry keeps the razor cleaner, and a disposable 2-3 blade is a quarter or so, I'm getting a month or two per razor. When it starts to drag badly, or cut poorly, I know to change it. Had one last 3 months, but I kinda pushed it. $.25-.50 per month to shave? I'm worth it!
We all know that a penny saved rarely makes it to an actual savings account; instead it's recycled into another purchase. As far as validating the penny pinching shoppers, they may not be any closer to retirement, but they are getting more bang for their buck. Prioritize your spending is the best way maximize your paycheck. It boils down to what is important to you.
-Dan Malone-
FYI: Picking up a penny takes around 2 seconds, which is equal to $0.30 a minute, or $18.00 an hour.
Too bad I only pick up coins if their "heads", I'm superstitious like that.
Agreed that cartridge disposables are the highest cost self-shave on the planet. But there are more alternatives than the DE safety and cutthroat. Like another poster, I buy a 1 yr supply of Gillette pivot plus at Costco for around $20. Throw one out after 7-14 days and start fresh. I rinse them thoroughly and wipe dry on a towel (opposite to shaving direction) to retard corrosion. OK, it may not be as green as straight steel, but I shave quickly, almost daily, and by throwing away a few razors, avoid the ghastly carbon footprint of those trips to the E.R.
I have to reiterate what several other comments have said: keep your 'breast is best' comments out of a discussion like this. If a mother is giving her baby formula it is because she HAS to or even because she WANTS to, but it's not a crime and it does not deserve criticism or ridicule.
Women who feel the need to push breastfeeding on everyone have never been in a position where they didn't have the ability to breastfeed. They have no idea what that would feel like. They also lack empathy - how hard is it to imagine the fact that breastfeeding isn't always an option? Get a clue! And a heart!
Great article - thanks for the info. Target formula, you will be mine...
I don't think we're looking at a V or a W. I think it's more like an L. As others have said, the solid foundation of manufacturing jobs upon which the U.S. middle class was based is gone, and the easy credit that we tried to use as a substitute, is drying up. Another recessionary force will be huge price fluctuations in the price of oil. As demand increases, the price will go up again, devastating the transportation, retail, and agricultural sectors, and essentially putting a ceiling on any recovery.
We'd also better hope that we don't do anything to piss off the Chinese enough to dump our T-bills. The resulting devaluation of the dollar wouldn't necessarily be a bad thing, provided we still had a manufacturing sector, which we don't. A weak dollar might boost our ag. sector. But even if it did, the ag. sector doesn't have the high-paying jobs needed to sustain a middle class.
We need to make some serious changes. 20th century strategies won't work in the 21st century.
I really hope that all of you are putting some brain in to this. People! When you are breast feeding a child, you try your best to not take any antibiotics, you eat healthy and peruse through the labels of everything you consume. SO it really does matter what the cow eats, and if it is on drugs and what else is going on with it. And by the way, the FDA officially allows 1 ounce of pus cells to be present in every 30 ounces of milk...so all those trying to save a buck...save your health first!
Take two tablespoons of apple cider vinegar before meals. This will activate the digestive acids in your stomach, helping digest your food more quickly and enabling weight loss.
I think the best response would be a fellow co-worker putting other co-workers down, and not fostering their development. I think that within a company's environment, everyone should help to foster everyone's growth and development and not hinder them. To which you then resolved the situation by drawing attention to teamwork and the need to work together and conhesively. No idea is a bad idea and no question is a bad question.
Wherever you may travel through out the world you will find vinegar. Vinegar is used primarily in pickling but there are so many more uses that can make your taste buds jump for joy! If you experiment with the uses of vinegar in your home, you will notice many tastes of food are actually enhanced with vinegar. What are you waiting for – get cooking!
Less gas
If you are a bean lover, but you don’t like the gas that beans gives you, try this little trick. Using apple cider vinegar, soak your favorite bean (or split pea or even garbanzo beans!) in the vinegar overnight. Rinse the beans completely. Works great!
Pasta
If you put a few drops of vinegar in pasta as it boils, the starch is cut way lower. This makes the pasta less sticky and makes it so much easier to handle.
Egg yolk substitute
If you are in the middle of baking and you find that you are running short on egg yolks you can substitute one tablespoon of white vinegar for each egg that you are short for the same great results!
If you are allergic to eggs, use a tablespoon of vinegar as a replacement for eggs in cakes, muffins, brownies or cookies for a great taste that you can eat!
Scrambled eggs
When scrambling eggs, add a tablespoon of vinegar to your mixture to boost the flavor of your eggs. While milk makes your eggs fluffy, vinegar adds zest.
To answer your question Jet Dry is a product that makes dishes dry faster while in the dishwasher. It might have a different name for where you're at. It helps the dishes dry faster so that they don't get water stains on them. Hope this helps!!
I often use hair conditioner to shave with. It works well and leaves my skin very soft. Though it plugs up the razor really fast, so you will need to keep rinsing the razor when you use this.
I agree with Kathy in that honesty is good too - the tips I posted were random thoughts for alternative options as some kids are not as patient or understanding as others. My own daughter, who is 7, is an awesome kid who does understand when No means No and I do explain why we can't afford certain things. I don't always trick her but rather I try to make her think about how she can save money to get that expensive toy or new doll. She has something to look forward to, work towards, and I don't have to break my budget.
Like I said though, not all kids are that way and sometimes moms and dads need a little creative way out, especially the parents who have trouble overcoming guilt from not having enough money to splurge on their kids.
I did see a commercial recently, with Joey Lagano, race car driver, his statement was when the small blue strip at the top of the blade on the gillette fusion turns white, its time to replace the blade.
I was a bit shocked by some assertions (a blade lasting for a year?!?!) until I saw it was Nora posting this one. I switched to a double-edged safety razor about two years ago. The quality of the shave is comparable to a Gillette fusion, according to my wife and daughters. With a $25 investment in blades, and $6 for a Gillette Superspeed on Ebay, I have been shaving for two years, and still have a lot of blades left.
That being said, you really can't let your attention wander using a safety razor, if you want a blood free shave. So I don't think this frugality measure really applies to anyone that is going to shave legs or armpits.
Getting your whiskers to soak up some water (hot towels, hot bath, hot showers all do the trick) will soften them and make them expand, making them easier to shave closer. Some sort of lubricant does help, both with reducing friction between the blade and the skin, and with conditioning the skin. That being said, too slippery, and the blade slides off my whiskers, which could be used to scrub pots.
The biggest offenders in dulling your blade are the salt and oils from your skin. That's why a soak in something that dissolves or dilutes your skin oils lengthen blade life.
I'm part African American and thus, have to shave quite often. Because of how frequently I have to shave, I find the fancier razors to be less of a hassle. I use the intuition razor because then I don't have to mess around with shave gels or creams and I can get a good shave without much time or hassle in the comfort of my shower. Sure they're terribly expensive, but good time-savers really pay for themselves in the long run.
I have been using a safety razor with shaving soap and a brush for about a year now. I love it! It's cost effective,does a better job and lets face it... there is something nice about shaving the way Roosevelt and JFK did it.
damn, a whole feature all because of a beard?? i think i should be thanking God that i only have a few whiskers instead of those "animals" that my peers have(am in my twenties btw). i think that i win in saving money out of shaving because i dont :)
I been using the power Gillette fusion for years now. I just bought a 2nd one to add one to my travel bag.
This is the best razor I have ever used. From using the Mach3, this is a big improvement. I shave everyday, and not only my face I shave my head with this razor also, everyday. The blades do last, I get 3 weeks easy on a blade. I can get a 4th week and usually do, however notice it getting dull and harder to shave.
The power does help, some people say it dont....maybe not a whole lot, but heck a battery will last me a year on this razor.
Having sensitive skin, I cant get a super close shave and I am not looking for one. This does the job well with one pass, and never has cut me to date.
Saving money was one motivation for me when I switched from the latest Gillette cartridge blades to an old-fashioned safety razor. Fusion cartridges can cost $2.50 or more per cartridge. Quality double-edged safety blades can cost as little as 15 cents per blade. I have heard that disposable blades are good for 4-7 shaves. If I change them out once a week, switching saves me about $120 a year. I can spend $15 for a hundred blades and not worry about running out or using a dull blade.
Eventually, I decided to do away with the canned gels and go with a shaving brush, oil, and cream setup. The oil goes on before you shave to protect your face against the blade. But a 2 oz. bottle of shaving oil at The Art of Shaving website costs $22. Now I make my own oil with two parts castor oil and one part olive oil. This also saves me quite a bit of money.
With my last pack of offbrand Gillette Atra cartridges running out soon (8 left!) I've been planning my next shaving move.
I ended up deciding that I'll go with a safety razor since it'll save money in the long run, and finding offbrand Atra blades is getting more difficult each year.
By extending the life of my razor blades, I'll be able to stretch my money farther, but saving by switching razors will help too.
If anyone is interested, you can check out my estimations here (Atra vs. Safety razor vs. Straight razor).
There are two kinds of savers:
1) Those who take control of their money because it's a path to a better life. They look at expenditures as choices between a and b and decide which will make them and their family happier in the long run. They use money as a way to improve their relationships and their lives.
2) Those who are controlled by their money. They fixate on their savings because it gives them a scapegoat when they choose to ignore their relationships. Sometimes they have money because it's easier; sometimes they spend for the same reason. They don't use money to improve their lives but to excuse their lives.
Picking up pennies, choosing the cheaper food, and choosing cloth over paper towels are actions that well fit either group. But making those choices with love vs fear is a hallmark of the type of saver one is.
You can use this for any occasion, or no occasion at all.
We have developed a great business model that we are ready to launch. We did a ‘pre-test’ and before the website is up we already have 100 tributes ordered. It will be launched officially sometime next week. .
This website is a very unique tribute site for the loved ones in our lives, whether your sweetheart would be a person, your car, your pet or anything else you consider to be the thing you love the most.
This is the ultimate gift with the smallest price tag. No candy, no cards, no clothes shopping, no jewelry. Your sweetheart doesn’t need another gift. Your sweetheart needs a tribute, a tribute that keeps on giving forever in their memory.
When flowers wilt, when clothes wear out, when candy is finished and cards are lost, this will last forever in their heart.
This is the first time we are releasing this information to anyone who could potentially be an affiliate to this business idea. We are seeking US and international representatives where you would get your own domain name and the opportunity to market this unique business idea from the ground floor. After extensive research and pre-testing, we have come to the conclusion this is an opportunity for us to mutually benefit from a great idea. Now to further advance this idea, we are doing an enormous amount of press releases to insure its success. We are looking for partners who are willing to put in the same amount of effort in marketing the idea as we did in developing it so we can all achieve the level of success we are looking for. Contact us at info@FreeSeniorCitizensSolutions.com and give us your feedback and suggestions.
We are only seeking 5-10 worldwide representatives.
The website is in 'pre-launch' and isn't up until next week. The reason for contacting you now is to see if you have any interest, and if so, we will get Non-Disclosure Agreements in place, send you snapshots of the website and for us to get agreements in place to protect your commissions when they start coming in.
Warm Regards,
Mark Bowman
I've dry shaved before. It works great the first time, when the razor is brand new. For me, it makes the razor dull way too quickly. I can only get 2, maybe 3 shaves out of a razor (Gillette Atra cartridges). Wet shaving I can 5-7 shaves out of a razor.
Sounds like misery, but it's not. It takes me literally a minute or less, and I flick the razor downwards on the edge of the sink. It clears in two or three pops, and I never wet my razor. The dry cuttings are easy to clean up, and I've been doing it for 25 years, ever since I started. Only time I've ever cut myself was when a girlfriend insisted I use foam. Sliced myself pretty badly! Dry keeps the razor cleaner, and a disposable 2-3 blade is a quarter or so, I'm getting a month or two per razor. When it starts to drag badly, or cut poorly, I know to change it. Had one last 3 months, but I kinda pushed it. $.25-.50 per month to shave? I'm worth it!
We all know that a penny saved rarely makes it to an actual savings account; instead it's recycled into another purchase. As far as validating the penny pinching shoppers, they may not be any closer to retirement, but they are getting more bang for their buck. Prioritize your spending is the best way maximize your paycheck. It boils down to what is important to you.
-Dan Malone-
FYI: Picking up a penny takes around 2 seconds, which is equal to $0.30 a minute, or $18.00 an hour.
Too bad I only pick up coins if their "heads", I'm superstitious like that.
Agreed that cartridge disposables are the highest cost self-shave on the planet. But there are more alternatives than the DE safety and cutthroat. Like another poster, I buy a 1 yr supply of Gillette pivot plus at Costco for around $20. Throw one out after 7-14 days and start fresh. I rinse them thoroughly and wipe dry on a towel (opposite to shaving direction) to retard corrosion. OK, it may not be as green as straight steel, but I shave quickly, almost daily, and by throwing away a few razors, avoid the ghastly carbon footprint of those trips to the E.R.
I have to reiterate what several other comments have said: keep your 'breast is best' comments out of a discussion like this. If a mother is giving her baby formula it is because she HAS to or even because she WANTS to, but it's not a crime and it does not deserve criticism or ridicule.
Women who feel the need to push breastfeeding on everyone have never been in a position where they didn't have the ability to breastfeed. They have no idea what that would feel like. They also lack empathy - how hard is it to imagine the fact that breastfeeding isn't always an option? Get a clue! And a heart!
Great article - thanks for the info. Target formula, you will be mine...
I don't think we're looking at a V or a W. I think it's more like an L. As others have said, the solid foundation of manufacturing jobs upon which the U.S. middle class was based is gone, and the easy credit that we tried to use as a substitute, is drying up. Another recessionary force will be huge price fluctuations in the price of oil. As demand increases, the price will go up again, devastating the transportation, retail, and agricultural sectors, and essentially putting a ceiling on any recovery.
We'd also better hope that we don't do anything to piss off the Chinese enough to dump our T-bills. The resulting devaluation of the dollar wouldn't necessarily be a bad thing, provided we still had a manufacturing sector, which we don't. A weak dollar might boost our ag. sector. But even if it did, the ag. sector doesn't have the high-paying jobs needed to sustain a middle class.
We need to make some serious changes. 20th century strategies won't work in the 21st century.
I really hope that all of you are putting some brain in to this. People! When you are breast feeding a child, you try your best to not take any antibiotics, you eat healthy and peruse through the labels of everything you consume. SO it really does matter what the cow eats, and if it is on drugs and what else is going on with it. And by the way, the FDA officially allows 1 ounce of pus cells to be present in every 30 ounces of milk...so all those trying to save a buck...save your health first!
I haven't paid for razors in ages. They have been putting out high value coupons on them so much lately that I have a nice stockpile going.
Take two tablespoons of apple cider vinegar before meals. This will activate the digestive acids in your stomach, helping digest your food more quickly and enabling weight loss.
I think the best response would be a fellow co-worker putting other co-workers down, and not fostering their development. I think that within a company's environment, everyone should help to foster everyone's growth and development and not hinder them. To which you then resolved the situation by drawing attention to teamwork and the need to work together and conhesively. No idea is a bad idea and no question is a bad question.
Wherever you may travel through out the world you will find vinegar. Vinegar is used primarily in pickling but there are so many more uses that can make your taste buds jump for joy! If you experiment with the uses of vinegar in your home, you will notice many tastes of food are actually enhanced with vinegar. What are you waiting for – get cooking!
Less gas
If you are a bean lover, but you don’t like the gas that beans gives you, try this little trick. Using apple cider vinegar, soak your favorite bean (or split pea or even garbanzo beans!) in the vinegar overnight. Rinse the beans completely. Works great!
Pasta
If you put a few drops of vinegar in pasta as it boils, the starch is cut way lower. This makes the pasta less sticky and makes it so much easier to handle.
Egg yolk substitute
If you are in the middle of baking and you find that you are running short on egg yolks you can substitute one tablespoon of white vinegar for each egg that you are short for the same great results!
If you are allergic to eggs, use a tablespoon of vinegar as a replacement for eggs in cakes, muffins, brownies or cookies for a great taste that you can eat!
Scrambled eggs
When scrambling eggs, add a tablespoon of vinegar to your mixture to boost the flavor of your eggs. While milk makes your eggs fluffy, vinegar adds zest.
Hey there!
To answer your question Jet Dry is a product that makes dishes dry faster while in the dishwasher. It might have a different name for where you're at. It helps the dishes dry faster so that they don't get water stains on them. Hope this helps!!
I often use hair conditioner to shave with. It works well and leaves my skin very soft. Though it plugs up the razor really fast, so you will need to keep rinsing the razor when you use this.
Can you use vinegar to clean granite? I have tried every store product that I can find and they all seem to leave my counter tops streaky.
I agree with Kathy in that honesty is good too - the tips I posted were random thoughts for alternative options as some kids are not as patient or understanding as others. My own daughter, who is 7, is an awesome kid who does understand when No means No and I do explain why we can't afford certain things. I don't always trick her but rather I try to make her think about how she can save money to get that expensive toy or new doll. She has something to look forward to, work towards, and I don't have to break my budget.
Like I said though, not all kids are that way and sometimes moms and dads need a little creative way out, especially the parents who have trouble overcoming guilt from not having enough money to splurge on their kids.
I did see a commercial recently, with Joey Lagano, race car driver, his statement was when the small blue strip at the top of the blade on the gillette fusion turns white, its time to replace the blade.
I was a bit shocked by some assertions (a blade lasting for a year?!?!) until I saw it was Nora posting this one. I switched to a double-edged safety razor about two years ago. The quality of the shave is comparable to a Gillette fusion, according to my wife and daughters. With a $25 investment in blades, and $6 for a Gillette Superspeed on Ebay, I have been shaving for two years, and still have a lot of blades left.
That being said, you really can't let your attention wander using a safety razor, if you want a blood free shave. So I don't think this frugality measure really applies to anyone that is going to shave legs or armpits.
Getting your whiskers to soak up some water (hot towels, hot bath, hot showers all do the trick) will soften them and make them expand, making them easier to shave closer. Some sort of lubricant does help, both with reducing friction between the blade and the skin, and with conditioning the skin. That being said, too slippery, and the blade slides off my whiskers, which could be used to scrub pots.
The biggest offenders in dulling your blade are the salt and oils from your skin. That's why a soak in something that dissolves or dilutes your skin oils lengthen blade life.
I'm part African American and thus, have to shave quite often. Because of how frequently I have to shave, I find the fancier razors to be less of a hassle. I use the intuition razor because then I don't have to mess around with shave gels or creams and I can get a good shave without much time or hassle in the comfort of my shower. Sure they're terribly expensive, but good time-savers really pay for themselves in the long run.
I have been using a safety razor with shaving soap and a brush for about a year now. I love it! It's cost effective,does a better job and lets face it... there is something nice about shaving the way Roosevelt and JFK did it.
damn, a whole feature all because of a beard?? i think i should be thanking God that i only have a few whiskers instead of those "animals" that my peers have(am in my twenties btw). i think that i win in saving money out of shaving because i dont :)
The tips about razor are very helpful for me.
I been using the power Gillette fusion for years now. I just bought a 2nd one to add one to my travel bag.
This is the best razor I have ever used. From using the Mach3, this is a big improvement. I shave everyday, and not only my face I shave my head with this razor also, everyday. The blades do last, I get 3 weeks easy on a blade. I can get a 4th week and usually do, however notice it getting dull and harder to shave.
The power does help, some people say it dont....maybe not a whole lot, but heck a battery will last me a year on this razor.
Having sensitive skin, I cant get a super close shave and I am not looking for one. This does the job well with one pass, and never has cut me to date.
G
Member of Amazon Coupons Club.
Saving money was one motivation for me when I switched from the latest Gillette cartridge blades to an old-fashioned safety razor. Fusion cartridges can cost $2.50 or more per cartridge. Quality double-edged safety blades can cost as little as 15 cents per blade. I have heard that disposable blades are good for 4-7 shaves. If I change them out once a week, switching saves me about $120 a year. I can spend $15 for a hundred blades and not worry about running out or using a dull blade.
Eventually, I decided to do away with the canned gels and go with a shaving brush, oil, and cream setup. The oil goes on before you shave to protect your face against the blade. But a 2 oz. bottle of shaving oil at The Art of Shaving website costs $22. Now I make my own oil with two parts castor oil and one part olive oil. This also saves me quite a bit of money.
With my last pack of offbrand Gillette Atra cartridges running out soon (8 left!) I've been planning my next shaving move.
I ended up deciding that I'll go with a safety razor since it'll save money in the long run, and finding offbrand Atra blades is getting more difficult each year.
By extending the life of my razor blades, I'll be able to stretch my money farther, but saving by switching razors will help too.
If anyone is interested, you can check out my estimations here (Atra vs. Safety razor vs. Straight razor).
View it:
https://spreadsheets.google.com/ccc?key=0Ar6zgIsMeEJkdHlSaVIza2NYOERuUDk...
Download it:
http://spreadsheets.google.com/pub?key=tyRiR3kcX8DnP96C1bpbt7Q&output=xls