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Drama in real life: Making planned gifts before death

My mother's health has been declining over the past few months, and it's produced a wee bit of year-end financial drama in our family. (The word “drama” is a bit of an exaggeration. Maybe it's produced some year-end financial consternation?)

As long-time readers will recall, my mother has been in assisted living for more than a decade now. She lives a mellow life filled with television, her pet cat, and a regular routine. Because she has cognitive problems, it's difficult for her to communicate. The doctors call her “non-verbal”, and they can't explain the cause. She cannot form complete sentences (sometimes two words is tough!), and it seems as if she cannot formulate complex thoughts. It's a mystery to everyone.

Keeping a home improvement projects to-do list

My Christmas curse continues! You see, for a long time now — almost thirty years — Christmas has become synonymous with home problems for me.

This all started in the first home that Kris and I owned back when we were newly married. We woke one Christmas morning to find that the water heater had overflowed, flooding the laundry room and much of the converted garage. Unfazed, we cleaned up the mess and spent our holiday without hot water. It was fun!

Since then, I've experienced a long line of home problems on Christmas day: frozen pipes, broken gutters, fallen fences, and more. And this year? Well, this year's issue was minor…but may lead to a major repair.

The house that Kim and I bought last August is in good shape. We made sure of that during the inspection period. Still, no home is perfect — and a house built fifty years ago has a few warts.

Grading homes: The system I used when picking a new place to live

This morning — because the sky was clear and I hadn't anything better to do — I let the dog lead me on a six-mile walk. For two hours, we wound our way through the streets of Corvallis. We sniffed drains, barked at squirrels, and in every way had a merry old time.

If I'd allow her, Tally would spend hours every day sniffing drains around the city.

As we walked, I reflected on how fortunate Kim and I were when we decided to move here. We were deliberate about our choice, sure, but it was still something of a gamble. Sometimes research and experience don't align. In this case, they have.

Why We Love Corvallis

After four months Corvallis seems like a perfect fit for us. There's so much we love about this place, such as:

The value of a college degree

I'm a long-time vocal proponent of higher education. For me, it's personal. I was raised in a poor family with parents who had briefly attended college, but never with any real gusto. (I'm not sure my father had a plan. My mother studied home economics. Not kidding.)

My uncle got a math degree from a now-defunct community college, and his son (my cousin Duane) went to school back East. I'm not sure if he got a degree, though. (I'll ask him tomorrow when we get together to bake Christmas cookies!)

But from a young age, I knew that I wanted to go to college. I knew I was a smart kid, and I viewed college as a Way Out. It was an escape from the trailer house I grew up in, an escape from menial labor.

Too bad then that I squandered my college education. I entered Willamette University intending to be a religion major, but eventually ended up with a psychology degree — chased with an equally useless English minor.

A useful new tool to help you pick a place to live

Every now and then, The New York Times gives us an awesome new personal-finance tool. Back in 2007, they created an amazing rent vs. buy calculator, which they've diligently updated and maintained over the past fifteen years. A couple of weeks ago, they unveiled their where should you live? tool. [Warning: possible paywall, which is unfortunate.]

Here's how it works:

We created a quiz using data for almost 17,000 places across more than 30 metrics. Realtor.com shared housing prices with us; Yelp contributed tallies of restaurants, music venues and gay bars; and AccuWeather helped us collect statistics on temperature, sunshine and snowfall, to name just a few of our sources.

Learning from history: How this all happened

The older I get, the more interested I am in history.

When I was young, history and myth seemed to be interchangeable to me. To ten-year-old me, there was little difference between, say, Abraham Lincoln and the Greek gods sitting atop Mount Olympus. All of it was abstract stuff that happened to imaginary people long ago.

Somewhere along the way — in my late teens, I think — history began to seem relevant. During my junior year of college, I took a course on Pacific Northwest history and my eyes were opened. I could see in my own life how events decades ago (or hundreds of years ago or thousands of years ago) created the actual world in which I lived my day-to-day existence.

Now that I'm firmly entrenched in middle age, history has never seemed more relevant.

Amazon Brand Detector

Two months ago, The Markup — a big-tech watchdog site — published a piece about how Amazon prioritizes its own “brands” first above better rated (and/or cheaper) products. This came as no surprise to me.

I've found Amazon increasingly useless over the past few years. Its search results are cluttered with ads. Sometimes my searches fail to show products I know the company stocks and sells. And Amazon Prime has lost its luster as shipping times have lengthened and Prime Video has become increasingly superfluous.

So, to learn that Amazon cheats search results by crowding out better and cheaper products in favor of it own stuff was no big shock. Yet another reason for me to take my business elsewhere, when possible. From the article:

The long, complicated history of lines at Disney theme parks

As part of my new commitment to just being me, I hope to share a lot more random stuff around here — just like I used to. Instead of waiting for weeks (or months) in order for inspiration to strike for a longer essay, I want to share the best of the interesting money stories (and semi-money stories) that I find around the interwebs.

Think of it as Apex Money, I guess, but instead of sharing three to five discoveries each day, I may share one or two a week. And instead of editing and polishing these pieces, they'll just be quick braindumps with minimal attention to detail.

Today, for instance, here's a 103-minute YouTube video about the lines at Disney theme parks.

If you're a nerd like me (and I know that many of you are!), this is fascinating stuff.

One thing to my people (A prayer of thanksgiving)

I recently flew to Cincinnati, Ohio to attend the second-annual EconoMe Conference. I had one of the best weekends of my life.

I can't say that the conference itself was the reason for this peak experience. There's no question that I enjoyed interacting with the speakers and attendees. As the video below demonstrates, the main-stage talks were both entertaining and educational. The conversations at the venue were great too. I reconnected with old friends and made some new ones.

But while I enjoyed EconoMe, the conference was mostly incidental to making my weekend great. EconoMe was merely the vehicle for bringing everyone together so that I could experience the laughter and conversations I enjoyed for five days.

The Get Rich Slowly file vault

A new Get Rich Slowly subscriber emailed me yesterday to alert me of two problems.

  • First, all of the free resources I share on Google Drive have magically switched from publicly-available to private.
  • Second, the automated email sequence for new readers is broken (which means that folks aren't receiving The Money Boss Manifesto).

Fixing the email sequence will take some work. It wouldn't take much effort to make it functional again, but while I'm in there mucking around, I might as well make a pass to revise it. The info and examples are five years old. (Meanwhile, the current version of The Money Boss Manifesto can be downloaded here.)

Fixing the shared documents on Google Drive was easy, though. They should once again be publicly viewable. Please let me know if they're not.