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My girlfriend recently bought a new car. After 23 years, she sold her 1997 Honda Accord to a guy who's more mechanically inclined than we are. Kim upgraded to a 2016 Toyota RAV4, and she loves it.

One of her primary considerations when searching for a new car was the cost to drive it. In her ideal world, she would have purchased a fully-electric vehicle but it just wasn't in her budget. The RAV4 hybrid was a compromise. According to fueleconomy.gov, it gets an estimated 32 miles per gallon. (And actual users report 34.7 miles per gallon.)

Kim's quest for a fuel-efficient car prompted me to revisit apps and online tools that help users track their driving and fuel habits. I've written about these in the past — and, in fact, this is an updated article from 2008! — but haven't looked into them recently.

Earlier this week, J.D. wrote about what he calls the biggest truth in personal finance: You can't get rich through frugality alone. As Liz at Frugalwoods says, “You can't frugalize income you don't earn.” Income is one-half the fundamental personal-finance equation, and it's probably the most important half.

J.D. advocates a three-pronged attack for boosting income: becoming better educated, becoming a more valuable worker, and learning to negotiate salary. But I think he's missing a fourth important income source: the proverbial “passive income”.

It's that time of year! I've been sorting through speaking invitations and comparing event schedules to my personal plans. I now have a rough idea of where I'll be in 2020 — and when. (As I finalize details, I'll update this post to reflect any changes.)

This year, I'll be traveling much less than last.

In 2019, I was away from home something like 3-1/2 months out of twelve. That was too much. In 2020, I'm deliberately saying “no” to opportunities. Still, I enjoy meeting and connecting with other folks who want to improve their lives — and the lives of others. So, I've agreed to a handful of engagements.

Here are the highlights from my “money event” calendar for the next few months.

“Intro to FIRE” Project (March 31st)

Before I do any travel, I have to do some work.

I messed up! Despite trying to make this article as fact-based as possible, I botched it. I've made corrections but if you read the comments, early responses may be confusing in light of my changes.

For the most part, the world of personal finance is calm and collected. There's not a lot of bickering. Writers (and readers) agree on most concepts and most solutions. And when we do disagree, it's generally because we're coming from different places.

Take getting out of debt, for instance. This is one of those topics where people do disagree — but they disagree politely.