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Best tips for managing money as an expat

This article is by staff writer Ryan Takach.

Have you ever considered taking an overseas assignment? Getting to see the world — while earning a steady paycheck and gaining valuable work experience — is a dream for many adventurous workers. Accepting an expatriate assignment was also one of the best career decisions I ever made — but it required some serious financial preparation and thought.

If you are pursuing an expat assignment, hopefully you can use my experiences as a helpful guide to keep your cash flow on track.

Expat experiences — the short- and long-term varieties

There are two basic types of expat packages (both have financial assistance for relocation, housing, taxes, and other incidental expenses):

How to deal with expensive friends

This article is by staff writer Holly Johnson.

No matter what I do to prevent it, spring budget creep always seems to take hold this time of year. Sometimes it seems as if the dollars start flying out the door the second the temperature starts to rise. And although I budget for all of our known expenses, the extra expenditures still add up — and hurt.

Part of our creep is a product of spring clean-up — mulch, new plants and flowers, and vegetable garden start-up. But the rest? It’s all social — neighbors inviting us over for cookouts, dinners out and card parties. Warm weather stuff.

Still, as much as it pains me to beef up our entertainment budget in warmer months, there is a part of me that enjoys it. When we moved to a new town and neighborhood last year, we started our journey without any local friends. And as many of you know, it can sometimes be difficult to make real, true friends once you reach your 30s.

Pros and cons of homeschooling

This article is by staff writer Lisa Aberle.

What if the average cost to educate a child was over $5,000 but you could drop it to just over $500 per child? According to a really old (1997) report on homeschooling, you could do just that by taking your child out of public school and schooling them at home.

Last winter, after several days off school with bitter-cold temperatures, coupled with a few serious cases of cabin fever, I posted on Facebook that I was “feeling overwhelmed” (appropriate emoticon included) about trying to keep my cooped-up kids from fighting with each other for hours, and I wondered aloud (or at least on Facebook) how homeschooling parents handled being with their kids all day — every day.

Ask the Readers: Are you planning to care for an aging parent?

This article is by editor Linda Vergon.

A few weeks ago, I got an unexpected invitation to lunch from my husband. His afternoon meetings had been rescheduled and he was coming home early. We went to a little Subway store in a shopping center near my office. The patio area in back has a beautiful view of the picturesque homes on the large canal by the bay, and it’s perfect to just talk and enjoy your meal while you soak up some sun.

Not long after we sat down, I noticed three little sailboats making their way up the channel. Now, this interests me because I spent much of my childhood and teen years sailing with my family. I watched them progress, tacking back and forth, and realized that their destination was actually a little dock about 15 feet from our table. One by one, they made their way toward the dock and tied off their boats. I’d say the three gentlemen were in their 70s.

When to use intermittent FMLA

This article is by staff writer Honey Smith.

Disclosure: I am not an attorney or HR specialist. This is just my experience with, and understanding of, FMLA.

According to the United States Department of Labor (DOL) website, “The Family and Medical Leave Act (“FMLA”) provides certain employees with up to 12 workweeks of unpaid, job-protected leave a year, and requires group health benefits to be maintained during the leave as if employees continued to work instead of taking leave.” The whole point of FMLA is to promote work-life balance by taking a reasonable amount of leave to deal with personal or family issues.

Why bankruptcy should be your last resort

(Petrish Dyer is an active military Navy Chief, currently stationed in Japan. Please understand that her duties and time zone may prevent her from responding to comments in a timely manner even though she would like to. Petrish is also the founder of debtfreemartini.com where she blogs and inspires others to live a debt-free life.)

A few years ago, I was at my lowest point financially. I was looking for a solution to rise above the financial crises I was experiencing and trying to find a way to keep my home out of foreclosure. I decided to contact a few agencies and a couple lawyers who all encouraged me to claim bankruptcy and start anew. The second lawyer sold me the bankruptcy dream, and I left his office with a sigh of a relief and plans to return with a $2,500 check to get my life back.

How to profit from economic cycles

This article is by staff writer William Cowie.

(Since April is Financial Literacy Month, a number of articles will be devoted to more educational topics. This is Part IV in a four-part series about how understanding economic cycles could inform your financial decisions. Part I is Understanding economic cycles: An introduction. Part II is Recognizing economic seasons: recovery and growth. Part III is The fall and winter seasons of the economic cycle.)

Job search tips that work

This article is by staff writer Honey Smith.

You may have noticed that, since last September, many of my posts here at Get Rich Slowly have focused on the job search. Some of you may have wondered why I would write about such a topic at all, since my job tenure was over seven years.

Well, it’s because I have been job-hunting. And I succeeded! As I write this, I just wrapped up my first week at a new job.

So I thought it would be helpful to revisit some of the posts I wrote during that time to see what job search tips actually worked for me as I went through the process. Here’s an overview of how I approached my job search and what made it successful.

Ask the Readers: Cheap luggage or expensive luggage?

This article is by editor Linda Vergon.

It’s spring! Don’t you just feel like hitting the road? Well, maybe you do if you don’t travel for a living.

Either way, luggage. I’ve had my fair share of experiences with luggage over the years. Lost luggage, broken luggage, matching luggage — you name it. Currently, I travel with a non-descript, black roller that I can barely distinguish from anyone else’s. I bought it for $49 at Target in 2008. It replaced a smaller roller that lasted two trips and cost all of $19. (No wonder, right?)

Caring for your garden tools

This article is by staff writer Lisa Aberle.

“Spring has sprung,” as they say in my little corner of the Midwest. Our magnolia tree is in partial bloom, the daffodils and hyacinths are in full bloom, and most trees are starting to bud. I love this time of year!

If you have been missing J.D. Roth’s garden posts, I plan to share periodic posts with a gardening theme. Speaking of gardening, some of our garden has been planted, the flower beds have been cleaned up, and the old grass in our pastures has been burned off. Yes, spring is here, and you know what that means: time to break out your gardening and lawn care tools!

Taking care of your garden tools

Your garden tools represent a sizable investment that, if properly maintained, can last many seasons and help you produce delicious, low-cost meals.