This article is by staff writer Kristin Wong.
It seems like everybody’s goal lately is to leave their job and become a freelancer. And that’s great! Freelancing gives you flexibility and control — and, plus, you get to work from home in your yoga pants.
But as someone who has transitioned into that role full-time, there are certain things I do miss about having an employer:
401(k) match
Insurance benefits
Free coffee
Office buddies
Income stability
This article is by staff writer William Cowie.
Laughter and hooting filled the house as my wife had Karen and a few other friends over for a mid-morning tea. (Such are the joys of retired life.) The chirping of a cell phone rose from the pile of purses on the sofa. Nobody paid it any attention — whoever it is can leave a message was the general sentiment. Sure enough, the chirping stopped. But then they heard it again. The girls noticed it, paused, but went right on with their story.
Then the phone chirped again. “Whose is that? Don’t answer it!” After the ruffling of half a dozen handbags, Karen held up her little chirper. “Sorry, guys. It’s Rick.” Then she added, firmly, “I’ll call him back later.” Back into its pouch in the purse the phone disappeared, just like a little kangaroo.
It rang again. “Hey, Karen, maybe you should see what Rick wants.”
This post is by staff writer Honey Smith.
I’ve written about the power of personal networks before. Unfortunately, lots of people find networking intimidating for a variety of reasons. Certainly, I used to! For me, breaking networking down into a system that I can follow helps me overcome nervousness and network effectively. Here are the two main networking strategies that I use.
Networking via “keeping it warm”
What it is: Keeping it warm is a pretty straightforward strategy. It means that you don’t wait until you need something before getting in touch with your professional connections.
This article is by staff writer April Dykman.
For years I’ve tried to keep a daily meditation habit. Every time I read a new study about how meditation can improve your health, I vow to start again and to do it every day. Sadly, the habit lasts for about a week. But I recently learned about a non-health reason to meditate: Some money experts credit it with their financial success.
For instance, Reuters reported that some of the most successful hedge fund managers credit their success to meditation. According to the article, money managers who meditate cite the following benefits:
In a crisis situation, they’re able to remain calm and focus on what’s most important.
This article is by staff writer Kristin Wong.
The first time I felt the intimidating pressure of adult responsibility, I was three months out of college. It was my very first job interview, and I was wearing an old sweater and a pair of ill-fitted slacks, sweating. My would-be boss, the man sitting across from me, was only five or six years older than I was, which made me even more nervous. I’d never met someone in my age group who was that confident and self-assured. It was distressing.
He led me through a series of noisy workshops filled with strange smells and industrial machinery. He managed a small engineering firm, and I was applying to be their technical writer, which I was excited about because, if I got the job, I’d be a writer (technically).
The interview was going pretty well; but at the end, he asked me one final, bottom-line question:
This article is by staff writer Holly Johnson.
I have two second cousins who serve in the military — both brave young men I am proud to call my family. We don’t always talk much, though. The age gap can be a roadblock and those boys are always traveling around, serving overseas and living on bases in order to fulfill their military duties and finish school.
Still, social media makes it easier than it used to be, and emails are a quick and painless way to stay in touch. So I wasn’t surprised to receive an email from my cousin, Michael, asking for advice on his future financial goals.
So, what’s the deal? As part of his military compensation, Michael will soon start receiving $2,124 per month for housing and wanted ideas on how to parlay that money into long-term wealth.
This article is by staff writer April Dykman.
Several years ago, my husband and I were planning to build a house. We bought the land and cleared the build site. We then started working with an architect, which is how we lost $12,500 in a matter of months.
Here’s how it went down.
Losing thousands
When I hired this architect, whom I now refer to as He-Who-Must-Not-Be-Named, I thought I’d done my due diligence. The guy was profiled as one of the top architects in green building. He specialized in the type of house we wanted to build. We met with him, we toured two homes he designed, and we met with one of his past clients.
This article is by staff writer Lisa Aberle.
I’ve been cooking for years. Although, if you ask my husband, I’ve been screwing up fried eggs for just as long. (His secret: Fry them on low to avoid cooking the egg too quickly.) So I am no genius in the kitchen, but I am getting better.
Flexible cooking
I used to follow recipes exactly, afraid to deviate at all. (Didn’t have all the ingredients? Find another recipe!) But then I discovered a recipe in a cookbook that had the same basic ingredients (meat, pasta, diced tomatoes), but the recipe authors gave suggestions on how to use different spices (chili powder or Italian seasoning) and cheeses (mozzarella vs. sharp cheddar) to totally change the taste of the dish.
This article is by staff writer Kristin Wong.
It’s both fascinating and useful to calculate the value of your time. Financial freedom gives you options and flexibility. But without time, that means nothing. Time is a precious resource that we should spend wisely. But you already know this – we’ve written about it quite a bit.
Knowing the value of your time is helpful for a variety of reasons:
If you’re a freelancer, it can help you decide on gigs.
It can help you decide whether a frugal habit is worth it.
This article is by staff writer Kristin Wong.
Earlier this year, I started volunteering at my local library for a couple of hours a week. I’m a big fan of libraries, and I wanted to find a way to give back. And for some odd reason, I felt compelled to do something good. I couldn’t really pinpoint why, so I chalked it up to getting older.
At the library, one of my duties is to make sure one of the weekly programs doesn’t go over capacity. Most buildings have occupancy regulations, and the library is no different. I politely tell people, “Sorry, we’re full for this program. But we have another one starting soon.”
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