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According to a survey by the Employee Benefit Research Institute, three in 10 workers report that preparing for retirement causes them emotional distress. Why?

While culture shock has long been a widely acknowledged experience, reverse culture shock has taken a little more time to gain the same understanding.

Setting goals, and having an action plan to achieve those goals, can help you make big changes to any part of your life — including your finances.

What are your financial goals for 2018? Why did you set these goals in particular?

They say money is the root of all evil. That’s debatable, but it can certainly be at the center of a lot of problems. You want to get out more, but your money says no. You want to retire someday, but your money gives you the finger.