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Your goal when buying rental property is to make money. Hiring a property manager to operate that property for you — find tenants, schedule repairs, or hire outside help like landscaping companies — costs money, and can quickly eat into your profits.

I love to read. Like most adults, I don't get nearly enough time to indulge in this pastime, because of this little thing called work. I have to earn money to pay for necessities such as the mortgage and groceries and, obviously, books.

But what if reading was my job?

Building equity that you can tap into for a loan is often touted as one of the main benefits of owning a home.

Ask people why they forgo making and adhering to a budget, and you'll hear a number of reasons that sound perfectly valid.