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When I got my first credit card, the only incentive I was offered was a two-liter bottle of soda. That was enough to get me to pause at the table set up on my college campus and fill out the paper application. Nowadays, bonuses for getting a new credit card can be much more substantial.

Seven-in-one kitchen appliance Instant Pot has received widespread acclaim since its popularity shot through the roof on Amazon Prime Day in 2016, when more than 215,000 units were sold. But there's even more to the miracle cooking device than meets the eye.

When you're struggling to make ends meet and working to pay off debt, you may be inclined to skip the summer vacation. It just doesn't seem sensible to take a trip when you're trying to be diligent about saving.

But taking a vacation isn't impossible, even for the most debt-ridden among us.

We're all very busy these days. If you're working, going to school, or raising a family (or all three!), you may not have the time or energy to concern yourself with finances.