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Most of us don't think too much about our mortgage lender once we've moved into our new home. We might complain about how much interest we're paying on our mortgage each month, but that's about as deep as it gets.

I've come across a lot of job listings that play up perks like they are advertising a trip to Disneyland. It makes sense considering that many companies are trying to attract millennial talent, and millennials just happen to be the group that look for and change jobs most often.

With the summer season approaching, your mind may be on family vacations, lounging at the beach, hosting barbecues, and soaking up the sun as often as your day job will allow. But summer weather can be pretty extreme in many locations all over the country, and the world.

When it comes to guilty pleasures, we all have a few. Some vices are fine to indulge in every once in a while — like that weekly caramel latte. However, splurging too much on these vices can rob our budget, and in some cases, our health.