American debt is on the rise, up 3.8% from last year. We're carrying higher mortgage balances, more credit card debt, and significantly higher student loan burdens (which are up an astonishing 11.5% from last year).
For students in particular, it's easy to overspend.
Confidence is a funny thing.
If you have it, you can do just about anything, and oddly enough, you're much more likely to do it well. But without it, even the smallest tasks can seem overwhelming, and if your confidence level is really low, you might feel tempted to quit before you even try.
If you're like me, your budget follows the 80/20 rule -- 80% or your income goes to 20% of your spending categories. To knock out the expense of any of these big ticket bills would have an immediately therapeutic effect on your cash flow.
Welcome to Wise Bread's Best Money Tips Roundup!
Link for teaser title:
http://www.wisebread.com/bestdeals/today
Men's Suits at Macy's from $90, Top Chef 7-Piece BBQ and Carving Set for $50, Red Heart Pomp-A-Doodle Yarn 3-Pack...
Whether it's to save money, avoid harsh chemicals, or simply for the joy of creating, there are tons of good reasons to make your own baby and child products.
A job loss, a big audacious savings goal, or a shiny new set of braces. Whatever the cause, most of us have had to sit down and figure out how to feed our families for less money at one point or another.
By the time you hit your 40s, you're supposed to have figured everything out, right? Then suddenly you're 40, and guess what? Life is still pretty confusing.
There's just no two ways about it: asking for help is hard.
Whether you're at work, at home, or with your friends. Even when you know that it's normal, that everyone has to do it, and that a highly-touted business skill (delegation) is only asking for help in disguise.
If you can't get ahead at work, there's probably a reason why. You might not have the experience or educational background for a specific position — or worse, your boss may feel that you lack important qualities.
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