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These 10 Words and Phrases Are Keeping You From Getting a Raise

Nobody seems to have told 2014 that the recession ended five years ago.

Not only are college graduates having a hard time getting jobs, but current employees are having a hard time getting raises. This means that now more than ever, you should take every interaction with your supervisor or boss as an opportunity to leave a positive impression.

How to Effectively Complain to Get What You Want

You're on your third business trip this month. Exhausted after a full day of presentations, all you can think about on the cab ride to the hotel is how great it will feel when your head hits the pillow. You requested a room away from the elevator and ice machine, but guess which room they gave you? And when you enter your hotel room, you hear the drip from the leaky faucet in the bathroom. (See also: In Praise of Complainers)

Do you stew in silence, or run down to the lobby and create a scene at the reception desk?

Neither. There is an art to complaining — with tact — to get what you want.

Best Money Tips: Smart Ways to Save on Clothing

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some amazing articles on smart ways to save on clothing, getting your dream job, and tips for successful investing.

Top 5 Articles

10 Smart Ways to Save on Clothing — Save money on clothing by stocking up off-season and participating in loyalty programs. [Living Well Spending Less]

A 6 Step Guide to Getting Your Dream Job — To get your dream job, search job postings and find out what skills you need. [The Me Project]

10 Insane, Life-Affirming, and Cheap Things You Must Do Before You Die

Like the poet William Ross Wallace said, "Every man dies — not every man really lives." So how do you know if you're really living?

Well, you could read up on existentialism or employ a life coach — or you could tackle this bucket list of must-do's that are both frugal and utterly life-changing. (See also: 5 Cheap, Amazing, and Undiscovered Vacation Destinations)

Just reading our round-up of the top 10 is sure to light a fire in your belly.

The Easy Way to Negotiate a Cheaper Hotel Room

Here's something you may not know: Hotel rates are not set in stone. It's often possible to get the best deals simply by picking up the phone and negotiating your way into low rates, upgrades, and freebies. (See also: 20 Secrets of Last Minute Travel)

Very rarely will these opportunities be advertised, so the only way you can find out if a hotel negotiates is by picking up the phone and asking the hotel staff. Just follow the steps below, and remember to be nice, be polite, and charming as hell.

8 Things Real Estate Agents Don't Want You to Know

Ask a real estate agent what she or he is hiding from clients, and you will almost always get the same answer: Absolutely nothing.

After all, ethics are built into the training agents need to renew their licenses, and some disclosures are even mandated by law.

"In my experience I have found most agents to be very ethical in terms of disclosing information to both clients and other professionals," one agent told me in an email.

The 10 Things You Need to Do If You Want to Quit Your Job

Recent data shows that Americans stay at a single job for an average of 4.6 years. If a career lasts 40 years, that means we're destined for roughly 10 job changes, so you better get good at saying goodbye.

Leaving with grace is imperative to build your network, and you never know how your path will cross with former colleagues, because again, everyone's constantly shifting around!

Here are 10 things you should do to leave a job on a high note.

The 5 Best Door Locks

Most people would agree that one of the things they think is most important is the security of their home. But while it's nearly impossible to stop someone that is determined to break into your home, smart steps can be taken in order reduce the likelihood and possibility that someone will. Deadbolt locks are amongst the most common form of door locks, and a good deadbolt can go a long way to keeping would-be robbers out of your home.

Join Our Tweetchat on Thursday 8/14, 12pm PST for a Chance to Win $100 in Prizes!

Join our Tweetchat this Thursday at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win one of two $50 gift cards! Use #WBChat and #plutus14 to participate.

This week's topic: Personal Finance Blogs! Share with us what your favorite finance blogs are, how finance blogs have helped you improve your financial situation, and the best financial advice you’ve received from a blog! Also, tell us about your favorite finance apps and companies, then head over to vote for your favorite apps, companies, and blogs at http://www.plutusawards.com/.

Best Money Tips: The Best Time to Buy a Car

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on the best time to buy a car, online jobs for college students, and Warren Buffet's tips for investing.

Top 5 Articles

The Best Time to Buy a Car — Did you know the best day of the week to buy a car is Sunday? [PopSugar Smart Living]

6 Online Jobs for College Students — For college students looking to make some extra money, Swagbucks and writing blogs are a couple good online options. [Chrisitan PF]