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The 9 Hidden Costs of Drinking

Drinking isn't cheap. We all know that whether it's a quiet glass of wine at home in the evening or a full-fledged night out on the town, alcohol can cost you. But do you know the true costs? Those that go beyond just the actual price you're paying for that can of Coors or bottle of chianti? (See also: How to Make Moonshine)

Check out some of the common pitfalls associated with your drinking expenditures, as well as frugal ways to still have your wine and drink it too.

Never Use Your Credit Card to Pay for These 10 Things

Plastic comes in handy during an emergency, and when you're building reward points or your credit history. But although credit cards can be used for just about any purchase, there are things you should never charge to your card. Sometimes, you're better off using cash or a debit card. Here are 10 things you should never put on your credit card.

The 10 Offensive Phrases No One Is Telling You About

Unless you have a particularly mean streak, or you're in the middle of a bid for vengeance, you never knowingly want to offend people. It's human nature to actually do the opposite, and tread carefully to avoid making someone feel bad. After all, the consequences of that can be broken friendships, lost jobs, fights, or much worse.

But that doesn't mean we aren't all guilty of using the occasional phrase that, while seems harmless enough, is actually offensive to some people. Here are 10 phrases you should rethink.

The 5 Best Woks

Woks are typically most associated with Chinese cooking, and are capable of performing a large number of cooking functions. The larger size and higher slopes of a wok allow it to be used for boiling, braising, deep or pan frying and, most notably, stir frying. Woks are the best cooking vessel for stir frying because of their ability to retain a high level of heat, and their shapes allow for constant motion which results in better browning and flavor distribution.

Join Our Tweetchat on Thursday 7/31, 12pm PST for a Chance to Win $300 in Prizes!

Join our Tweetchat this Thursday at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #HaveAPlan to participate.

This week's topic: Making a Financial Plan! Learn about the importance of saving for retirement, having life insurance, and making a plan for your future. Share with us how you are planning for your future and whether or not you feel like you have your finances under control!

For an easy way to keep track of the conversation, try using our special Tweetchat Chatroom.

10 Surprising Ways to Save Money on Hotels

In my travel experience, I've become quite good at finding a great hotel deal. This post is geared to those of you that would like to find the same deals like me and travel the world a little cheaper! (See also: 3 Ways to Get Hotel Deals)

1. Refuse Maid Service

This option is available at Starwood Hotels worldwide, and you can ask at other hotels if they offer it as well. If you refuse maid service at Starwood on multi-day stays, you can net either a $5 daily voucher or 500 daily points added to your Starwood account.

Best Money Tips: Save on Medical Costs and Improve Your Family’s Health

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some amazing articles on saving on medical costs and improving your family's health, things you need to throw away, and remaining frugal while traveling.

Top 5 Articles

Twelve Inexpensive Strategies for Saving on Medical Costs and Improving Your Family’s Health — To save money on medical costs and improve your family's health, eat a better diet, and evaluate free health clinics. [The Simple Dollar]

This Is Why You Always Think Things Will Cost Less Than They Do

For my husband's birthday this year, I dropped by our local artisan grocery store and picked up a couple of premium steaks to grill. We only eat red meat a couple of times a month, but I was still pretty sure I knew what to expect, cost-wise. I generally got the good supermarket steaks for about $6 per pound or less, so I figured the really good stuff would be about $9/pound.

I spent nearly $12 per pound on our strip steaks.

Admittedly, these were among the most delicious steaks I've ever eaten. However, the cost for my husband's birthday meal was quite a bit more expensive than I anticipated.

The 7 Stages of Procrastination (Read This Right Now!)

Why do today what you can put off until tomorrow?

If this is your mantra, or if it's how you live even though it's not your mantra, then you, my friend, are a procrastinator.

While stories of epic procrastination are badges of honor in a few circles, most of us feel a lot of negative emotions about putting things off. We may feel guilty, ashamed, depressed, hopeless, and more. And what's more, we tend to feel like the procrastination monster is unbeatable. (See also: 9 Ways to Stop Procrastination — Now!)

How to Get a Credit Card When You Have Bad Credit

A bad credit score can happen to anyone. Perhaps you bit off more that you could chew during the holiday season, or have been in between jobs for a long time and missed several monthly payments. Sometimes circumstances arise and you have to declare bankruptcy.