Fostering healthy habits is not only good for your body and mind, but it can also save you money. So, if we were to peek into the home of a textbook case healthy person, what might we find? (I love snooping!) Well, the following items would be a safe bet.
Beautiful, glossy magazines may be your guilty pleasure, but they don't have to cost you a pretty penny. There are ways to get them at a discount or even free. Check out some of these suggestions:
RELATED: 13 Ways to Get Free Books
Your Local Library
There are so many free goodies to be had at the library, one of which includes an extensive collection of magazines. Not only do libraries have current copies, but they will usually have backdated copies as well. They might even have copies of magazines that aren't currently being published.
Do you wince when you open up your monthly credit card statement? Do you look at the savings in your bank account at the end of the month and wonder where all of your money went? You're not alone. A 2013 study by FINRA Investor Education Foundation found that 41% of people spend less than they earn, 36% spend as much as they earn, and 19% spend more than they earn.
If you find yourself living beyond your means (or close to them), here is a daily practice that you can employ to get your spending under control: Write it down.
Besides saving, planning, and being practically prepared for when you end the working phase of your life, how will it actually feel? What will you be thinking? What will you do?
Most of us who start planning early, though we're diligently preparing for that time, can't fathom what it will be like to actually hang up our careers and have time to "putz" around the house.
Ending such a large part of your life, your work, is almost sure to bring about some predictable feelings and emotions.
Here's a taste of what those thoughts might revolve around, and what you might do.
1. Get a Part-Time Job
If you haven't already made plans, this is likely to be the first thing on your to-do list.
One of my most heady childhood memories is from the very first time I earned money from a "job." I was about 11 years old, and my father's best friend needed a mother's helper to entertain her baby for a couple of hours. In exchange, she gave me a $5 bill. (See also: Wise Bread Writer's First Jobs)
I walked on air all the way back to my house. I had earned my own money — and it felt great!
I now realize that the excitement I felt at earning that five-spot stemmed from a very powerful belief about money that I have held since I was a small child: I believed that people should make their own way in the world. Having an opportunity to do so as a child made me feel grownup.
Welcome to Wise Bread's Best Money Tips Roundup! Today we found some amazing articles on cheap summer date ideas, remaining frugal while traveling, and free (or nearly free) summer projects for kids.
Top 5 Articles
Love Don't Cost a Thing: 98 Cheap Summer Date Ideas — This summer, bike around your city or take a scenic road trip for a cheap summer date. [POPSUGAR Smart Living]
How to Remain Frugal While Traveling — To save on travel expenses, don't park your car at the airport and only bring carry-ons. [American Debt Project]
Self-sabotage is something that we all engage in. It looks different for everyone, but there are some common acts that you've probably seen in yourself or those close to you. Root these out, and you will be able to legitimately stand or fall, without shooting yourself in the foot along the way. (See also: 10 Reasons You Are Not Reaching Your Goals)
Take a deep breath — a really deep breath. For many of my yoga and meditation students, breathing is one of the hardest parts of class. Some are shallow breathers, meaning they only take in the bare minimum amount of breath needed to survive. Quite a few of my students also have a habit of holding their breath, especially when in challenging poses or when they're faced with a difficult situation in life. Both of these habits reduce the oxygen levels in our bodies and increase the levels of stress chemicals and carbon dioxide. This leaves us lethargic and induces depression. It also suppresses the immune system.
When you stay at an all-inclusive resort, you pay everything upfront. During the vacation, you can then take advantage of the included goods and services as much as you want without having to worry about the cost. This can be a great way to get the most value out of your money, but only if you travel a certain way. Here are some things to consider before you book an all-inclusive vacation.
Grocery shoppers: Smarten up your savings.
Unlike when shopping for big-ticket items, such as Macbooks and flat screen TVs, we spend too little time on smaller, every-day items. Supermarkets are very aware of this and often take advantage of our wallets as a result. (See also:Why You Pay More at the Grocery Store)
It's time to bring back the savings with these 22 supermarket tricks you haven't heard yet.
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