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7+ tricks to maximize your Ibotta cashback
I use the cashback app Ibotta to save on groceries. Here are tricks to making sure that you maximize your savings …
To date, I've earned over $160 cashback with Ibotta.
Saving money with Ibotta goes like this:
- Install the app on your phone.
- Select the items with cashback deals you want.
- Go shopping and buy the items.
- Scan your receipt.
- Get your cash when you reach $20.
And that's it. It's a bit like couponing without the coupons.
How to do Ibotta by the book
That's how things are supposed to work, anyway.
Five ways to avoid killing your retirement dreams
Want to retire? Watch out for these retirement killers and avoid them by doing the right things …
Each year, every year, I get a year older. Likely the same is happening to you.
And although I'm incredibly thankful for my job, I envision a time when (a) I may choose not to do it anymore, or (b) I simply won't be able to do it anymore.
At its simplest, retirement is a money thing, not an age thing. “Retirement age” may (traditionally) be 65, but without the money in place to back it up, it isn't going to be pleasant. Either you have the money set aside to perform the final act of your life without the income from a job, or you don't.
5 retirement killers — and what to do instead
There are lots of ways to utterly and completely screw up your chances of retirement, but here are five ways way up on the list.
Budgeting tip for weekly and biweekly paychecks
Have a weekly or a biweekly paycheck? Do you get bonuses in your paychecks? I guarantee you do. Here's a budgeting tip for you.
Get biweekly paychecks, or even weekly paychecks? Then this budgeting tip is expressly for you …
Getting a regular paycheck is a blessing in many ways. There's a stability in being an employee.
A regular paycheck makes budgeting fairly straightforward. Straightforward enough that you can budget with pen and paper!
I've earned a paycheck every two weeks from my day job — the same day job — since 2000. (I've been told it's uncommon these days to work at a job that long.)
A paycheck every two weeks gives me 26 or 27 paychecks a year, depending on when the first payday falls during the year. Most of the time, it's 26 paychecks per year.
With 12 months in the year, most months I receive two paychecks per months.
10+ frugal tips for a cooler house
Summer just around the corner, huh? Is your house ready? Here are frugal tips to keep your house cooler over those summer months …
It's hot and muggy where we live during the summer. Maybe for you too!
I know that we really depend on our air conditioning to stay comfortable, but we pay for it.
Here are a bunch of frugal tips that hopefully will help you to pay a bit less to keep your house or apartment cool during those hot summer months.
1. Use nature's air conditioning
Air conditioning has only been around since the turn of the 20th century. Willis Carrier invented the first modern air conditioning system in 1902.
What did people do to cool off before air conditioning? They opened the windows!
We also can use portable or ceiling fans instead of cranking on the air conditioner.
Budgeting: How to turn your finances 180 degrees
It's good to take stock of things periodically. Here I compare our personal finance goals from six years ago, to today, and hit on the biggest game-changer: budgeting …
Blogging has a lot of benefits. In one sense, it's a public journal: a place to document what's going on. The journaling part is valuable for the blogger, of course, but it also has the chance of being valuable for anyone else willing to read it. (By the way … thank you for reading!)
Sometimes I was bold enough to post goals for all to see. Sometimes this worked out; other times not. Either way it went, what I wrote was a reflection of where my family was at the time.
Master Your Money Super Bundle: Money courses for pennies on the dollar
Have you ever gotten a life-changing idea from someone? One that single-handedly caused a giant breakthrough in something that was bugging you?
Maybe you've run across one of these ideas in a website or video.
Finding that one good idea for free is like hitting the jackpot! But it sure does take a lot of time searching, doesn't it?
If you're wanting to up your game with your personal finances right now, then you'll want to read on.
Enter the Super Bundle
I've paid out lots of money for training and courses to get me over various hurdles in my life and my work.
Most of the time, I've been happy with the value I've gotten out of these courses.
10+ ways to start saving money
Not in the habit of saving money? You're not alone. Here are some ways to start that all-important habit of saving money …
Not everyone has the habit of saving money regularly.
If this is you, then at least you're not alone. About a quarter of Americans (out of a sample of 1,000 in a study conducted by BankRate.com in June 2018) have essentially no savings for emergencies.
But there are very easy ways to start squirreling away money that aren't really that difficult. Once you have the habit of saving some money, then you're in a position to take it to the next level!
Save money if you use cash
If you're already using cash for most of your purchases, that's great. Keep doing that!
How to avoid a wasted dentist appointment
A dentist appointment is inconvenient enough without wasting a trip there when the appointment has been canceled. Here's when you should suspect something happened to your appointment …
I'm a dental cripple due to poor brushing and flossing habits in my twenties and early thirties. Now, I make sure I take care of my dental work and what's left of my natural teeth.
Part of this regimen is daily brushing and flossing. The other part is regular trips to the dentist. (My last appointment was a good one: no cavities! Yay!)
Just like everything worthwhile, getting out to the dentist takes time. This post talks about not spending any more time than you have to,
12+ ways to save money on transportation
Transportation for a commute can be a big budget item. Here are some ways to cut that expense down to size …
Transportation for a commute can be a big budget item. And for most people, paying for transportation to work is a cost of earning a living.
Here are more than a dozen ways to trim that expense down to something more manageable. Some are easier than others …
Use GasBuddy to find the cheapest gas
GasBuddy is a user-powered app that maps gas stations and the current price of gas. It's easy to install on your phone and use while you're out and about. Just watch how far out of your way you travel for gas because driving 15 miles to save one cent per gallon is self-defeating.
CashCrate is closing: 6 alternatives
After a thirteen-year run, the get-paid-to (GPT) site CashCrate is closing up shop as of April 1, 2019. They're no longer accepting new accounts, and existing members have until the end of next month to earn the $20 to get paid, or else their balance for cash or free gift cards goes bye-bye.
Originally I signed up to help a fellow blogger who had run into some hard luck — I think some things were stolen or something like that. I signed up for enough things to make my payout of $10 (at the time) and he earned a little bit of commission from my “efforts” that ever-so-slightly defrayed whatever loss he had suffered.
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