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Side Hustle Profit and Loss December 2025 (plus 2025 results)
For 2025 my main goal was to be profitable.
To maintain transparency, I've been reporting both on my income and my expenses this year.
My day job has been subsidizing my side hustles, which kind of play out as a time-consuming hobby.
My goal for 2025 was to turn this around. Working at my business regularly helps me to sleep better at night, but without profit it eventually will just be added stress.
I'm still kind of in the course-buying mode, looking for insights that will pay off or techniques that will help me to develop and sell products and services.
Which sources I'm reporting and which I'm not
Since I'm not posting anonymously, my W-2 income and my main investments won't be reported.
I'll report on income as I receive it, not when I earn it. In other words, I report on it when it hits my bank account.
Side Hustle Profit and Loss November 2025
For 2025 my main goal is to be profitable.
To maintain transparency, I've been reporting both on my income and my expenses this year.
My day job has been subsidizing my side hustles, which kind of play out as a time-consuming hobby.
My goal this year is to turn this around. Working at my business regularly helps me to sleep better at night, but without profit it eventually will just be added stress.
I'm still kind of in the course-buying mode, looking for insights that will pay off or techniques that will help me to develop and sell products and services. With this in mind, I'm going to need to turn things around in a big way to be profitable for the year.
Which sources I'm reporting and which I'm not
Since I'm not posting anonymously, my W-2 income and my main investments won't be reported.
A peek inside my eBay sales
In my reel-scrolling sessions, I see a lot of people making full-time income on eBay reselling pretty much anything.
Over the past few months, I've begun selling various items I've either bought, or been given, to make some extra money.
My strategy is to start small, with things I mostly understand, and equipment that makes the entire process a bit easier at the level I'm at.
Taking advantage of my no-insertion-fee listings
First off, eBay offers 250 no-insertion-fee listings per month.
What this means is that for the first 250 listings I make on eBay, I don't pay anything to list the items, as long as I don't add any features that make the listing cost money. (Things like listing upgrades and promoted listings.)
All of my listings so far are Buy It Now, Good ‘Til Canceled, meaning that they run continuously until I sell the item, or I take the listing down.
Side Hustle Profit and Loss October 2025
For 2025 my main goal is to be profitable.
To maintain transparency, I've been reporting both on my income and my expenses this year.
My day job has been subsidizing my side hustles, which kind of play out as a time-consuming hobby.
My goal this year is to turn this around. Working at my business regularly helps me to sleep better at night, but without profit it eventually will just be added stress.
I'm still kind of in the course-buying mode, looking for insights that will pay off or techniques that will help me to develop and sell products and services. With this in mind, I'm going to need to turn things around in a big way to be profitable for the year.
Which side hustle sources I'm reporting and which I'm not
Since I'm not posting anonymously, my W-2 income and my main investments won't be reported.
50-year mortgages: What to know about them
(This article was written originally on May 10, 2006, and has been updated.)
In November 2025, awareness of 50-year mortgages hit the national airwaves following some statements of proposal by President Trump.
What are the implications of a 50-year mortgage to homebuyers? We'll discuss some of the implications below.
The 30-year mortgage we all “know and love”
Conventional residential loans have largely been no longer than 30 years since the years following World War II. They were authorized by Congress for new home construction in 1948, and for existing homes in 1954. By the 1960s, they were the standard.
Borrowers can pay off a 30-year fixed-rate mortgage with 360 equal monthly payments over 30 years.
Let's take a reasonable example from numbers current as of November 2025.
Side Hustle Profit and Loss September 2025
For 2024 I published my side hustle income report each month to maintain accountability.
This year, my main goal is to be profitable.
To maintain transparency, I've been reporting both on my income and my expenses this year.
My day job has been subsidizing my side hustles, which kind of play out as a time-consuming hobby.
My goal this year is to turn this around. Working at my business regularly helps me to sleep better at night, but without profit it eventually will just be added stress.
I'm still kind of in the course-buying mode, looking for insights that will pay off or techniques that will help me to develop and sell products and services. With this in mind, I'm going to need to turn things around in a big way to be profitable for the year.
Which sources I'm reporting and which I'm not
Since I'm not posting anonymously, my W-2 income and my main investments won't be reported.
I Tried Kopi Luwak Coffee. How Was It?
Coffee out of animal poop.
The Unknown Professor of Financial Rounds is a blogging colleague from “the old days,” also known as the mid-2000s decade. His blog is still up and running in 2025 as I write this, which is extraordinary. (I also have no clue who he is, so I'll assume he's still around and speak of him in the present tense.)
He posted waaay back when on one of the world's rarest and most expensive coffee bean.
At the time of the post (end of 2005), Kopi Luwak coffee was horrendously expensive, at $175 per pound. In 2025 dollars, that's pushing $300/pound!
Side Hustle Profit and Loss August 2025
For 2024 I published my side hustle income report each month to maintain accountability.
This year, my main goal is to be profitable.
To maintain transparency, I've been reporting both on my income and my expenses this year.
My day job has been subsidizing my side hustles. All this does is make my online efforts play out as a time-consuming hobby.
My goal this year is to turn this around.
Working at my business regularly helps me to sleep better at night. But without profit it eventually will just be added stress.
I'm getting myself out of the course-buying mode. That's been a big expense for me. I have enough information right now to last several lifetimes.
I'm going to need to turn things around in a big way to be profitable for the year.
Which sources I'm reporting and which I'm not
Since I'm not posting anonymously, my W-2 income and my main investments won't be reported.
Side Hustling In A Scalable Way
And the step I just took to do that
I picked up online poker at the start of the pandemic.
I had played (free) Zynga Poker on Facebook, and thought that I was good enough at that to profit in online cash games.
What I didn't know at the time was that people play very differently when there's real money on the line.
It doesn't matter that the “real money” was only a $0.25 buy-in to a six-person knockout tournament.
So I learned playing weekly freeroll tournaments and micro-stakes.
For five years I played. Sometimes several hours a night.
Over 3,100 games.
I will say it was fun. This was always play money. If I lost it, I wouldn't be in trouble.
For the playing I did, I usually could withdraw $50 a month, maybe $100 or more if it was a good month (or if I played a lot).
A Low-Maintenance Back-Burner Side Hustle
Even better: No ongoing costs until you make a sale
There's only so much you can keep going at once.
I'm convinced, though, that you can have more side hustles going on if they're mostly “set and forget.”
Nice surprises
The kind of side hustle that gives you a nice surprise once in a while:
“Oh, I sold another one!”
There are certainly worse surprises than making money, right?
If you like flipping (selling for profit) low-ticket items that don't take up a lot of space, then this can be one of those set and forget income streams that put money in your pocket.
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