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How to use free money app Ibotta (plus a $10 bonus!)

I used the free money app Ibotta to save on purchases I normally wouldn't have … plus I got a $10 bonus!
This past year I got back on the smartphone wagon through Republic Wireless (check out my review), and have installed some money apps mainly to get me using my phone a bit.

I just installed a money-saving one called Ibotta. Getting rebates for something I'm doing anyway — grocery shopping — is hard to pass up. It looked like all I really needed to do was scan my receipts after shopping with this free money app, and then goodness would happen, so I gave it a shot.

Bargain hunting online: Hacking deals for books and music

Bargain hunting can go to a new level online. But you have to beat the online retailers at their own game …

(This is a guest post from Kostas at Finance Blog Zone.)

Consumers are getting wiser and more meticulous in choosing the best deals they can get their hands on when purchasing the things that they need. Despite the wide array of items put on sale by brick-and-mortar stores, hunting for the best value online has become part of any bargain hunter’s objectives.

The rise in popularity of e-commerce has led more businesses to go on leaps and bounds to satisfy their target customers. After all, a lot of people have turned to online stores in shopping for the greatest finds simply because of convenience in ordering and shipping.

How many credit cards should you have?

How many credit cards should you have? I don't know your number, but I'll explain mine …

Credit and debit cards are a staple of most people's finances. Nearly three-quarters of people in a study (72.1%) have at least one credit card.

But, as I'm sure you're well aware, there are lots of choices for credit cards. Many big retailers have their own branded credit card that they market to you at every opportunity, enticing you with rewards and bonuses for signing up.

Automated transfer to savings with Change

Change continues to use its automated transfer smarts to build my emergency fund. It can do the same for you …

I've been using the savings app Change since the end of May 2017. (Here's the previous update post.)

Change is a service that has as its goal to alter behavior about spending and saving algorithms-based behavioral economics (also known as “smarts”).

How to arrange flowers like a boss

I stay on my wife's good side with “just because” flowers. She knows how to arrange flowers, so it doesn't matter that I got a $4 bouquet from Walmart …

Every few weeks or so, I stop at Walmart to pick up some flowers to bring home. (This way I don't have to go overboard on anniversaries, Valentine's Day, etc. I've already scored some points.)

Some of you are thinking, “Awwww, you're a good hubby for doing that!”

And some of you might be thinking, “Dude … Walmart?!”

Well, the picture in this post shows a $3.97 bouquet of flowers from Walmart, beautifully arranged by my wife.

Best things to buy in September

Business is cyclical. Here are the best things to buy in September …

There are good deals to be found year-round for just about anything.  However, it's the nature of business that a lot of deals happen at the same time during the year.
Best things to buy in September
Here are things that you can find good deals on in September:

  • Last year's vehicles. If you really, really have your heart set on a new vehicle, then this is the time that the restyled models come out, so dealers are looking to clear out this year's models. (Though, I must say that it's a lot more frugal to buy a recent-model used car.)
  • Last year's bicycles. I didn't know that bikes follow the same pattern as vehicles.

8 spending habits that eclipse your savings

Poor spending habits can snuff out your savings, just like the moon snuffs out the sun in a solar eclipse. The sun comes back out, but will your savings?

Today many of us in the US got a celestial treat: the first total solar eclipse in nearly a century. At the place where I work there is a high concentration of technical people, so we were all geeking out outside and enjoying the show, complete with pinhole cameras, polarizing sheets, colanders, and eclipse glasses.

Spending habits can be the difference between night and day

Just like the moon covers up the light of the sun, poor spending habits can cover up your savings, and then some.

10+ smart grocery shopping hacks

A great place to shave expenses is by smart grocery shopping. Here are some hacks for doing just that …

One of the first places that people look to save money is on food. Smart grocery shopping isn't just one strategy; it's a collection of strategies. Any one, or several of them, will help you to save money.

Smart grocery shopping hacks you can use now

Here's a list of 10+ smart grocery shopping hacks you can apply right now:

My automatic savings passed $1k with Change

Change continues to use its smarts for automatic savings. And, a taste of the observations it sends out …

I've been using Change since the end of May 2017. (Here's the previous update post.)

Change is a service that aims to change behavior about saving and spending with algorithms and behavioral economics (i.e. “smarts”).

Keep more money on the table: 2FrugalDudes Podcast

There's money on the table everywhere. How much of it are you keeping? I talked with Sean Merron and Kevin Griffin, also known as 2FrugalDudes, about this topic and more …

A couple of weeks ago I had the great pleasure of working with Sean Merron and Kevin Griffin, co-creators of the 2FrugalDudes podcast, to talk about the money that we leave on the table.

The 36-plus-minute Episode 38 of the podcast hit the Web today. Here are just a few of the things that we talked about: