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Creating an artificial windfall generator

Everybody enjoys getting a windfall. One of the attractions of the lottery (besides the infinitesimal chance that you might win a life-changingly huge amount) is that the smaller

How to Get Rid of All Your Crap

In my journey from being a North American Entrepreneur to a Professional Hobo, I had to shed a lot of crap. For the purposes of this article I will fo

It can be done; how to fold the perfect fitted sheet.

I'm no slouch when it comes to folding laundry. I'll happily do my share, although my wife does way more than I do. However, I've just never understood that folding nig

The Frugal Balance: Staying Away from Financial Extremes

One of the most underrated financial x-factors in our lives is our relationship with money and the inner psychology of how we deal with our finances. I suspect that it is bec

Huge Tax-Free Investment Returns

The fact is, you can pretty easily get 30% or more on investments that are not only very safe but come with built-in inflation protection. But don't get too excited.

Health Insurance Costs Too High? Alternative Not Pretty

I hear this argument over and over and it's one of the things I'll debate until I'm blue in the face. "Health insurance is too expensive." Ok, I have to agree

Amazon Toy Savings Includes Secret Rebate

Buying toys for the holidays? Take advantage of additional Amazon savings, by using this unadvertised reba

Confessions of a Former Payday Loan Junkie

Can you say “Cash in a Flash?” That’s all I was concerned about when I began financial suicide using payday loans 9 years ago. I

Five Easy Steps to Keeping Track of Expenses for the Self-Employed

I have had as many as five separate businesses at once to keep track of, including proper accounting of expenses for tax purposes. And it takes me no more than 5 minutes per wee

10 Negotiable Ways To a Fatter Wallet

Growing up in a typical small Jewish family, I assumed everyone knew the I’m-smart-but-not-cheap tactics I was raised with. But as I’ve gotten older (yeah, it had to happen sometim