Hot Today

Wise Bread articles that are hot today.

How to Close a Credit Card Without Dinging Your Credit Score

You don't use that credit card anymore — but canceling might crush your credit score. Try these smarter methods of ditching that card.

Who Pays When Loved Ones Leave Debt Behind?

Losing a loved one is hard enough. Managing their unfinished money matters makes it tougher.

Can Too Many Credit Cards Hurt Your Credit Score?

You're responsible with your credit cards, but you sure have a lot of them. Is that a bad thing?

Good Luck, Bad Luck: Who Can Tell?

Is your glass always half-full or half-empty? Maybe it's time for an entirely new perspective.

Do I Have to Report This Income?

Not sure whether or not you should report certain types of income? The answers might surprise you.

The Five Types of People Who Never Retire (Are You One of Them?)

Whether due to choice or financial circumstance, some people choose to keep on keeping on rather than retire. Which one are you?

Why Donating Money Is the Best Thing You Can Do After a Natural Disaster

There's a natural impulse to donate after a natural disaster. But donating goods over money is not always the best idea.

9 Things People Who Retire Early Do

Retiring early seems like such a dream, but for those who plan ahead, it's a reality. Find out what they're doing with their time now.

7 Things to Consider Before Becoming a Stay-at-Home Parent

Being stay-at-home parent can prove beyond rewarding, but walking away from a job in this economy is a tough decision. Here are some factors to consider.

11 Ways Life Is Amazing With an Emergency Fund

Life happens — and it usually costs money when it does. Build your emergency fund so when it happens, you're good to go.

Here's What Happens If You Don't Leave a Will

More than half of Americans haven't created a will. Don't let your legacy be the burden of choices and decisions you leave behind.

5 Ways to Make Adoption Affordable

The road to starting a family isn't always direct — or easy to pay for. Make adoption more affordable with grants, tax credits, and creativity.

How to Host an Awesome Frugal Movie Night

Skip that expensive movie theater trip. Instead, follow these suggestions to host a great movie night at home, featuring comfy seating and amazing snacks.

Huge Tax-Free Investment Returns

The fact is, you can pretty easily get 30% or more on investments that are not only very safe but come with built-in inflation protection. But don't get too excited.

A second emergency fund you never spend?

I ran across this idea in a book by some financial guru years ago. The book was packed with an odd mix of obvious and kooky ideas, of which this was one of the latter. For some r

The 5 Best Window Air Conditioners

Staying cooled off on hot summer days isn't easy, but it can be. Just use any of these air conditioners and you will always be comfortably chilled.

6 Smart Ways to Make It Rain Today

If your emergency fund has seen better days, get creative about bringing it back to health. You can do this!

The Only 6 Rules of Frugal Living You Need to Know

Being frugal isn't a fad, it's a way of life — and a simple one at that. Cut through the clutter to the rules at the heart of frugal living.

Ask the Readers: How Do You Save On Summer Gear?

Tell us how you save on summer gear and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Wise Bread Hits the Internet Airwaves!

You’ve read the posts, shared in the forums, and even posted some very worthy comments. Now there’s one more way to “live large on a small budget,” and it’s available via Blog Tal