Hot Today

Wise Bread articles that are hot today.

14 Ways to Make Your Yard Look Awesome for Under $100

Yardwork is a pain, and can hurt you in the wallet, too. Try some of these easy ways to spruce up your yard without spending a lot of money.

8 Truths From a Mystery Shopper You Must Read Before You Get Started

These eight tips are vital to making money in the somewhat misunderstood profession of mystery shopping.

Architect, Designer, or Contractor: Who Should You Hire for Your Project?

So you have a home project you've been wanting to tackle. Here's how to decide if you need a pricey pro.

netSpend: The Story of the Visa Debit Card We Did Not Apply For

This is my story of shock, anger, and finally disgust at the practices of netSpend.

11 Retailers Where You Can Negotiate a Lower Price

Negotiating the best price is not only for the car dealership and the yard sale. Try haggling at these retailers big and small and pay less for lots more.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

How to Rebuild Your Credit in 8 Simple Steps

Bad credit will cost you more for insurance and loans, and may close some opportunities altogether. Learn how to rebuild a poor credit rating to an excellent one.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

100 Small Things That Can Bring You Joy

Need a quick mood boost? No matter where you are or what's got you down, you're sure to find a pick me up in this big list of small joys.

How to Protect Your Credit After the Equifax Breach

In light of the major Equifax breach, a credit freeze is not your only option. There are multiple ways to keep a close eye on your credit reports.

6 Ways to Vet an IPO Before You Buy

The Facebook IPO has been the subject of a lot of hype — much of which it hasn't lived up to. Learn how to make a well-informed IPO purchase.

The 10 Commandments of Reaching Financial Freedom

We all want to reach financial freedom, but there are rules we need to follow in order to get there.

Best Ways to Count (and Cash in) Your Change

Try these free, fast, and easy options to turn coins into cash.

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

How to Save for Retirement While Caring for Kids and Parents

In between caring for your parents and your kids, you need to care for yourself, too — especially your financial future self.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

Snowballs or Avalanches: Which Debt Reduction Strategy Is Best for You?

There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.

Do You Need Wedding Insurance?

You hope your wedding day goes off without a hitch, but some things you just can't control, so you might want to consider wedding insurance.

Everything You Need to Know About Airline Dining Rewards Programs

Wait, you can rack up airline miles by eating out at your favorite restaurants? Yes, it's true!