Hot Today

Wise Bread articles that are hot today.

Ask the Readers: Where Do You Prefer to Work Out?

Tell us where you prefer to work out and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Smart Way to Budget on a Freelance Income

Managing your money as a freelancer isn't easy, but with this easy five-step plan, you can level out the highs and lows.

First-Time Home Buyer? Consider These 5 Cities

Some U.S. cities still offer a prime buyers' market for first-timers. Have you considered putting down roots in one of these spots?

How to Make a Crappy Couch Awesome Again

That old couch ain't much to look at and it's worse to sit in, but it doesn't have to be that way. Refresh it with these simple hacks.

Federal Student Loans

Depending on the type of help you need with paying for college, knowing the differences between government financial aid programs can make a big difference in finding a loan that r

5 Ways to Live Bank-Free

One in 12 Americans lives bank free — by choice. Find out how they do it so you can, too!

Kick that Cell Phone Contract: Save with a Prepaid Plan

If you are married to your cell phone, you may not mind paying top dollar for your service plan, but you can save big money by going prepaid. Here's how.

9 Money Lessons to Take From the Great Depression

The Depression was a dark time in America's history, but it did yield some incredible tips for surviving on a budget and saving money.

Laid Off? You May Have to Fight for Unemployment Benefits

Even if you are laid off, your employer can challenge your right to receive benefits.

My 2016 Budget Challenge: How to Buy a House When You Live Paycheck to Paycheck

Max shares what she learned about compound savings while saving for a house — and how she's using those lessons in this year's budget challenge.

What Are Hedge Funds, Anyway?

Very few of us have the pocket change kicking around to invest in hedge funds. But ever wonder what they are — and why they matter — anyways?

Day Job or Freelance: Which Is Right for You?

Still trying to decide if a day job or the freelance life is right for you? Here are the pros and cons of both.

How to Get Free Shipping and Online Discounts Across the Web

Many online retailers across the web offer free shipping and online discounts, but you have to know where to go to get these offers. Here's a place you can go.

Postal Dis-Service?

The cost of sending packages and letters by Priority and Express Mail will set you back more than regular mail, but are you really getting the service you’re paying for?

4 Ways This Little Known Health Benefit Saves You and Your Boss Real Money

These free employee benefit programs can change your life. Why are so few of us using them?

How to Travel This Holiday Season Without Getting Sick

Get where you're going without picking up any bacteriological hitchhikers by using these holiday travel precautions.

How to Get a Price Match Through Your Credit Card

Many of the best credit cards offer price match on your purchases, which can save you big.

A Cheapskate’s Guide to Eating Out

Are there ways to chop the bill and eat out for less? You bet.

5 Decisions With Unexpected Financial Consequences

Our decisions can leave deep and lasting impacts on our future financial health, even if they don't seem to be connected to money. Here are five you must watch for.

Change Jars and 8 Other Clever Ways to Build an Emergency Fund

You don't need a windfall to kick-start your savings. These baby steps will do just fine.