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Wise Bread articles that are hot today.

7 Great Oils for Healthier Hair

Add oil to your hair? Yep, you'll get lovely, luscious locks with a little help from these all-natural oils.

Manage your charitable giving

Are you one of the people who responds to begging letters from national charitable organizations by occasionally sending money? I used to do that. In my case, it was mostly envir

They used to call it "loan workout"

It has never been unusual for borrowers to run into difficulty, and sometimes it becomes clear that a loan will never be repaid in full. The lender's job then is to recover as

How Much Can You Afford to Spend in Retirement?

You made it! Now how exactly can you enjoy your retirement without worrying about your savings? Follow these rules of thumb.

21 Ways to Make a Big Financial Change

Making big financial change requires vision, commitment, and inspiration. Here are 21 ways to stay the course and meet your goals.

6 Ways Instagram Stars Make Money and Travel the World

Ever wonder how Instagram stars are able to make money and see the world? It's not an easy process, but the end result is certainly worth it.

What If Everyone Suddenly Became Frugal?

What if a magical spaceship from the planet Cheapos came to earth and brainwashed everyone so that every single American stopped buying useless junk and started to live way below t

8 Surprising Ways to Pay Off Your Student Loans

Get tough on student loan repayment with a little help from some unexpected places.

Ask the Readers: What Aspect of Personal Finance Do You Want to Learn More About?

Tell us what aspects of personal finance you'd like to learn more about and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Should You Ever Buy Eyeglasses Online?

You just may see the savings extra clearly when you buy your next pair of prescription glasses online.

How Pre-Commitment Mechanisms Can Help You Resist Impulse Buys

You might think impulse buys are impossible to resist, but if you train your brain with pre-commitment mechanisms, you can fight those urges and save money in the process.

Six Horrible Financial Products You Should Avoid

Dealing with financial products can be very confusing and stressful, but there are some products that you should absolutely stay away from for the sake of your financial health. [more]

Americans Spend More Than Other Countries On These 10 Things

Americans are known to be big spenders. Here's how our spending habits stack up with the rest of the world.

How to Keep Peer Pressure From Destroying Your Finances

Keeping up with the Joneses is keeping too many of us in debt.

5 Money Moves to Make the Moment You Decide to Get Divorced

Finding a lawyer is the instinctive first move when a marriage falls apart. Making these critical money decisions should be second.

Why You Should Never Buy Souvenirs

Souvenirs are a nightmare for the frugal traveler. From high markups to exploitative labor, souvenirs are a lousy way to bring travel memories home.

Ask the Readers: How Often Do You Dine Out?

Tell us how often you dine out and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: How Do You Unwind After Work?

Tell us how you unwind after work and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Making Change Count

I brought a bag filled with quarters to pay for my meal at an Italian restaurant recently. I’ve been taking an informal survey of merchants to see who welcomes my coins. Having rec

How Credit Inquiries Affect Your Credit Score

Not all credit inquiries will affect your credit score. Here's what you need to know about those that do and those that don't.