Hot Today

Wise Bread articles that are hot today.

Don't Carry a Balance? Here's Why You Still Need a Credit Card

You never carry a balance on your credit card, so why do you need one at all? Well, there are a few good reasons.

How to Save for Retirement While Caring for Kids and Parents

In between caring for your parents and your kids, you need to care for yourself, too — especially your financial future self.

10 Things You Need to Know Before Taking Out a Personal Loan

There are plenty of reasons to consider taking a personal loan. But before you do, you need to consider some important factors.

How to Get Your Money Back When You’re Denied a Refund

Not every retailer you shop will have flexible return policies or exemplary customer service. But you can still get a refund if you know who to ask.

Little Old Lady Recipes: Classic Frugal Cooking

Our grandmothers didn't just know how to make delicious, simple food; they also knew how to make it darn frugal, as our Senior Editor shows in her book.

Is Taking Classes Online Right for You?

From one-off classes to certifications to full degrees, online classes can offer a lot of great flexibility...and a lot of headaches. Find out if they're right for you.

4 Tips for Living Spontaneously on the Cheap

It might seem like spontaneity is the enemy of frugality, but there are some simple ways to fit the fun of spontaneity into your frugal life.

8 DIY Backyard Home Improvements That Save You Big

Summer's around the corner, which means extra hours in the day for home improvement. Spruce up your backyard with a spiffy and affordable project.

How to Sell Your House Despite Your Messy Kids

Kids make a mess. You can still make a quick home sale despite the disarray.

6 Things You Can Negotiate When Buying a Home

Buying a house is a big deal -- and almost all of it is negotiable. Here's what else you can haggle over besides price.

The 5 Best Hair Curlers

To get perfect curls that last, not any hair curler will do. You need one of these best five hair curlers.

Can You Afford to Follow Your Dreams? Can You Afford NOT to?

This is where I was going to write a lot of pretty things about having priorities and about how money can't be everything or else you'll die sad. In the last couple of days, though

Beyond the Mouth: 14 Uses for Dental Floss

Floss isn't just for freshening breath and fighting plaque; it's also amazing for DIY fixes and curing everyday problems. Discover these 14 great uses.

How to Learn About Your Home's History

Home is where the heart is — and it has a history all its own. Here's how you can learn all about your new abode.

How to Spring-Clean Your Debt

Spring is in the air! Time to make your debt repayment plan bloom.

20 Hiking Hacks to Take to the Trail This Summer

Before you hit the dusty trail, you should know a thing or two — or 20 — about having a safe and enjoyable hike.

Saving Goals for Every Age

Every time you enter a new decade of life, ask yourself: Is my savings on track?

Go topless this summer with strapless flip-flops.

They've been around for some time, but I've yet to see anyone wearing them. Maybe that’s because they haven’t caught on here, or they feel funky on your feet. [more]

This Is the Difference Between a Loan and a Line of Credit

If you need to borrow money, you may wonder how a loan differs from a line of credit. Let's break it down.

9 Big Companies That Offer Benefits for Part-Time Workers

Part-timers never get perks and benefits, right? Wrong! Find out which employers go the extra mile for their less than full-timers.