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Wise Bread articles that are hot today.

7 Easy Ways to Lower Winter Energy Costs

Rising home heating costs are a sure sign winter's almost here. Keep utility costs manageable with these easy home energy efficiency boosts.

12 Ways to Have a No-Spend Holiday Season

Refocus your holiday spirit on time well spent with friends and family this year and Santa won't won't get the better of your budget again.

Kilowatts a Killer? Tips for Air-Drying Clothes

With electricity rates and propane prices rising, we learned in a big hurry how to dry our clothes with minimal dryer use.

Excel: The Most Underrated Software You Already Own

Want to save yourself hours of mindless work and look really smart at your job? Then you need to learn how to use Excel.

5 Things to Consider Before Buying a Home When You're Single

Single homeownership is on the rise. Before you embark on the homebuying process solo, consider some important factors.

You Can Throw a Fun and Affordable Holiday Party — Here's How

Entertain friends and family for cheap this year and and have a merry old time — once at the party, and again on bill pay day.

5 Reasons Why You (Yes, YOU!) Need an Advance Care Directive

It's easy to avoid planning for critical health care needs, but an Advance Directive really will ease the burden on you — and your loved ones.

15 Ways to Make Money on Halloween

Instead of spending money on a costume and decor, why not make a little extra cash this Halloween? Don't be afraid of a little side hustle!

5 Dumb 401(k) Mistakes Smart People Make

There are lots of ways to go wrong with a 401(k). Don't hurt your retirement with any of these common mistakes.

Dorm Room Essentials

Heading off to college is an exciting time, but it can be easy to get carried away when outfitting your dorm. Here's what you really need.

Weak Credit? You Can Still Get a Mortgage Despite Tough Lending Standards

Your credit score has seen better days, but that doesn't mean you can't get a mortgage. You have options!

12 Travel Perks You Didn't Know Your Credit Card Had

The credit card market is competitive, pushing purveyors of plastic payment to provide a plethora of perks. It pays to peruse your fine print!

The 5 Best Facial Cleansing Devices

Keeping your skin clear isn't easy, but it can be. Use any of these facial cleansing devices and your face will always be fresh and glowing.

5 Ways Google Wallet Can Save You Money

Not only does Google Wallet allow you to quickly pay with a tap of your phone, it can also help you automatically access coupons and much more.

Can Your Business Use a Board of Directors?

A Board of Directors can be much more than an easily met requirement of the incorporation laws.

4 More Exciting, Affordable American Cities to Retire In

Don't retire just anywhere! These affordable, multifaceted cities are perfect for baby boomers to call home.

A Secured Card with Rewards: Navy Federal Credit Union nRewards Secured Credit Card

Service members can qualify for an exclusive secured credit card that offers rewards.

4 Ways to Make Debt Repayment Fun

Paying off debt can be fun — yes, fun — with just a little bit of creative thinking and some basic gamification.

The 5 Best Smart Locks

Smart locks offer convenient and safer options for keeping your home secure. Just use any of these smart locks and you won't need to worry about losing your keys ever again.

7 Signs It's Time to Quit Freelancing

The life of a freelancer has its ups and downs. But when the downs are outnumbering the ups, it may be time to move on.