Hot Today

Wise Bread articles that are hot today.

Watching ads could be your ticket to a fortune.

Unless it’s Superbowl Sunday, most people don’t sit around watching ads (well, I do, it’s part of my job). But what if watching ads was turned into a lottery ticket? That’s the pre

Emergency belt-tightening

Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that dis

5 Debt Management Questions You're Too Embarrassed to Ask

Debt management may not be fun, but that doesn't mean you should be embarrassed to ask these five basic questions.

Goodbye Circuit City - Final liquidation begins January 17th, 2009 - Updated

Circuit City officially announced that it is going out of business today. The number two largest electronics retailer begins final liquidation sales on January 17th, 2009 in all of

How to Grocery Shop for Five on $100 a Week

Learn how to get a week's worth of groceries, toiletries, and household supplies for $100.

The 7 Easiest Plants to Grow Indoors and Outdoors

With these easy-growing plants, you can add fresh air and color to your home, office, or yard no matter what color your thumb is.

Ask the Readers: Do you Return Gifts? (Chance to Win $10!)

We've all experienced a gift of a sweater that was too small (or worse yet, itchy). There are even tales of fine art presents that missed the mark of good taste and ended up hangin

The Needless 9: Insane Luxury Items For You to Laugh At

Some luxury products are so outrageous the only logical response is to laugh. Check out the sports car hovercraft, gold toilet paper, and privates insurance!

10 Smart Things to Do During Your Commute (Even If You Drive!)

Why fill your public transit commute (or drive) with mindless chatter when you can use that time to smarten up, instead?

Making Personal Finance Fun while Fighting for Financial Freedom

My story about how I went from broke, to saving without goals, to fighting for financial independence.

They Offered You a Promotion and No Pay Raise. Now What?

These days, a shiny new job title doesn't always mean more money. Weigh your options before you accept a promotion without a pay raise.

19 Things Most Tourists Overpay For, and How You Can Avoid Them

Why does travel always seem to cost more than expected? Spot these ripoffs and discover the cheaper alternatives you should buy, instead.

How to Express Condolences Without Saying Something Stupid

Do you feel awkward when you try to express condolences? Try these techniques to show your sympathy.

Starting a New Job: 3 Rules to Live By

Make the transition to a new job easier by following these tips.

6 Unexpected Benefits of Solo Travel

There's no need to travel with a crowd. Seeing the world solo is often the best way to see it.

How Much Does Your Credit Card Debt Cost You?

Only having to pay 2% of your total credit-card balance a month makes charging tempting...but with interest, you could also pay more than double your original purchase price.

10 Ways to Make This Your Most Productive Summer Yet

This is your summer. Make it count by getting things done!

3 Things You Should Know About Rental Car Insurance

Your rented set of wheels comes with a laundry list of optional insurance coverage. Should you take it?

6 Quick Tips for Organizing Your Finances

Whether you're surrounded by piles of unsorted financial documents or could just use a little straightening up, here's how to painlessly get organized.

What You Actually Get When You Win Free Food for Life

Winning "free food for life" from your favorite restaurant isn't always what it seems.