When investing in things that pay an interest rate--things like CDs and bonds--it's tempting to try to get the maximum interest rate, and then to try to lock up that rate for a
Every financial calculation that you make is influenced by your expectations for future inflation: how much to borrow, where to put your savings, and whether your last raise was a
I brought a bag filled with quarters to pay for my meal at an Italian restaurant recently. I’ve been taking an informal survey of merchants to see who welcomes my coins. Having rec
Ever since I left the city and crept my way back into my childhood farm house, I have been slowly adjusting to a simpler lifestyle. Living On An Acre has been a steady and dependa
Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st
J.D. over at Get Rich Slowly asked me for a guest post on personal finance. What it turned out I wanted to talk about next, though, was productivity--and in particular, my evolvin
Today we found some stellar articles on selling your skills as an older worker, schooling yourself post graduation, and preventing identity theft for your children.
I didn’t know what to expect when I started into Eco-Friendly Families by Helen Coronato. I am, after all, only considered “moderately green.” Would this book, with over 200 page
The world of small business is vast and rife with pitfalls. The opportunities are as great as the hazards, and no matter which way you slice it, running a small business takes a lo
Wise Bread articles that are hot today.
Americans Spend More Than Other Countries On These 10 Things
Americans are known to be big spenders. Here's how our spending habits stack up with the rest of the world.
6 Valid Reasons Not to Contribute to Your 401(k)
Depending on your situation and your goals, opting out of your 401(k) plan can be a smart financial decision.
How to Save on Babysitting Without Ending Up on the Local News
When babysitting rates hit $14 per hour — per kid! — it's time to think about cheaper (but safe) ways for parents to get stuff done and have fun.
Ask the Readers: Could You Survive Without a Cell Phone?
Tell us if you could live without a cell phone and we'll enter you in a drawing to win a $20 Amazon Gift Card!
Laddering for higher, more stable returns
When investing in things that pay an interest rate--things like CDs and bonds--it's tempting to try to get the maximum interest rate, and then to try to lock up that rate for a
Best Money Tips: Make Money Through Spring Cleaning
Today we found some great articles on making money through spring cleaning, who pays for what in a wedding, and things happy people do differently.
5 Money Moves to Make the Moment You Decide to Get Divorced
Finding a lawyer is the instinctive first move when a marriage falls apart. Making these critical money decisions should be second.
Will high inflation persist?
Every financial calculation that you make is influenced by your expectations for future inflation: how much to borrow, where to put your savings, and whether your last raise was a
Best Money Tips: Steps to Living a Life You Love
Today we found some fantastic articles on living a life you love, conserving bathroom water, and carving more time out of your day.
Making Change Count
I brought a bag filled with quarters to pay for my meal at an Italian restaurant recently. I’ve been taking an informal survey of merchants to see who welcomes my coins. Having rec
What Not to Wear to a Job Interview
You've done everything in your job search right and landed an interview. Don't let the wrong outfit or accessories cost you the offer.
Book Review: Living On An Acre, A Practical Guide to the Self-Reliant Life
Ever since I left the city and crept my way back into my childhood farm house, I have been slowly adjusting to a simpler lifestyle. Living On An Acre has been a steady and dependa
For Amazing, Affordable Vacations, Travel Slowly
Regardless of how long your vacation is, the slower you travel and the less you plan, the more rewarding (and affordable!) your trip will be.
Not free to be poor
Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st
Best Money Tips: How to Find Cheap Flights
Today we found some awesome articles on how to find cheap flights, simple DIY frugal tips, and cheap anniversary ideas.
Guest post at Get Rich Slowly
J.D. over at Get Rich Slowly asked me for a guest post on personal finance. What it turned out I wanted to talk about next, though, was productivity--and in particular, my evolvin
Best Money Tips: Sell Your Skills as an Older Worker
Today we found some stellar articles on selling your skills as an older worker, schooling yourself post graduation, and preventing identity theft for your children.
Book Review: Eco-Friendly Families (Win a Copy!)
I didn’t know what to expect when I started into Eco-Friendly Families by Helen Coronato. I am, after all, only considered “moderately green.” Would this book, with over 200 page
6 Ways to Score a Last-Minute Coupon
No more paying full-price because you couldn't find a coupon. Think outside the box and find the coupons you deserve.
6 Small Business Pitfalls, and How to Avoid Them: PART ONE
The world of small business is vast and rife with pitfalls. The opportunities are as great as the hazards, and no matter which way you slice it, running a small business takes a lo