Hot Today

Wise Bread articles that are hot today.

How to Do Things That Scare You

It's easy to give up when you're afraid, but that's no way to live. Overcome your fears with this expert advice on doing the things that frighten you.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

What will you do when gas hits $4 per gallon?

The image you're looking at is a classic VW ad from 1979, a response to the gas crisis at that time. I just filled up my tank, and 16 gallons of Plus Unleaded cost me over $52

7 Modern Reasons to Visit Your Local Library Today

The library isn't just a building full of old books. You can have a whole lotta fun there — for free!

Trent Reznor giving away new Nine Inch Nails album

Music fans of the world, unite. The very cool Trent Reznor of Nine Inch Nails (or who basically IS Nine Inch Nails), is letting fans download the entire new album The Slip free at

6 Ways to Save on College Tuition

College can be one of the most important investments you make — and one of the most expensive. Keep costs down with these techniques.

No Hot Water: Now What?

It has happened to the best of us. You step into the shower, fiddling with the temp controls, only to find there is no hot water. You can curse and you can cry, but even the spee

Ask the Readers: How Do You Celebrate Valentine's Day on a Budget?

Tell us how you celebrate Valentine's Day on a budget and we'll enter you in a drawing to win a $20 Amazon Gift Card!

How Do You Deal With Family Members Who Are Bad At Managing Money?

You know who I am talking about. Most of us have that one brother who blows his paycheck in a day or a cousin that has no money for retirement. No family is perfect, and we all te

6 Ways to Improve Your Curb Appeal for Next to Nothing

A few cheap, easy fixes will snaz up your home's curb appeal without making an ugly mess of your bank account.

4 Ways to Spot and Avoid a Fake Sale

Let's face it, retailers can outsmart even the savviest spenders. Are you falling prey to their little schemes?

10 Small Businesses That Are Free or Cost Little to Start Up

Rather than face an untimely layoff, why not join millions of savvy entrepreneurs and start a business of your own? Here’s how someone with no capital can create their own schedule

The Best and Worst Places to Stash Cash in Your Home

We all agree that a buck has value, it is also a bit vulnerable when not hidden properly. Forget the $3000 hi-tech safe, and stick with these affordable tricks I picked up. Yo

Federal Stafford Loans

The federal government has established a student loan program to enable more students to obtain a college education. They come in two forms: subsidized and unsubsidized.

How Money Can Destroy Your Dreams

Money can control you or it can free you. It can improve your life or it can make your life miserable. By being aware of how money can affect you, you have already taken the first

15 Delicious Gifts You Can Bake

Holiday baking is a sweet tradition, and you'll find plenty of traditional holiday baking ideas here, plus a few new ones for some sweet holiday surprises.

How To Get A Customer Service Phone Number, Fast!

What do you do when you can't find a company's customer service info? You can do an online search for the phone number, or you can keep two handy sites bookmarked.

Don't Let These Expenses Spoil Your Retirement Abroad

Retirement is a time to relax and enjoy, especially if you move abroad. Don't get stuck facing these large unexpected (and stressful) bills

The Self-Employed Person's Guide to Getting Credit

Being self-employed is amazing — until you find yourself struggling to get financing. These tips will have lenders loving you.

8 Overpriced Grocery Items to Skip

Getting everything you need at the grocery store is convenient. But if you're buying these eight items, you're definitely overpaying.