Hot Today

Wise Bread articles that are hot today.

The One Time Short-Term Health Insurance Makes Sense

Short term health insurance is cheap but the coverage is full of holes. So why is it offered — and when should anyone purchase it?

8 Friendsgiving Hacks That'll Make Everyone Feel at Home

If you're hosting all the Thanksgiving "orphans" in your circle, make your gathering extra homey with some added welcoming touches.

10 Questions to Ask Yourself Before You Ask for a Raise

You may want (and deserve!) a big raise, but before you ask your boss, you should ask yourself some key questions.

Save Big at These 4 Discount Supermarkets

Skip the major markets and check out one of these discount grocers instead — you might slash your food bill in half!

How to Do a One-Month Spending Freeze

If you want to jump-start your financial goals, a spending freeze might be just what you need. Here's how to make it happen — and even have fun while doing it.

Why You Should Allow Yourself Splurges

Do you sacrifice things you enjoy to save as much as possible? An occasional splurge is not such a bad thing, and it might even make you a better saver.

Why You Should Use a Personal Loan to Pay Down Debt

This might seem like surprising financial advice, but you should consider paying off debt with a personal loan.

Making Your Own Luck is No "Secret"

It's a much older secret than "The Secret," and much truer: Most lucky people are good planners and good decision makers. To a non-planner, a broken-down car is lousy

How to Organize Your Paperwork in Just 10 Minutes a Week

If your financial filing system is more "pile" than file, take heart. Learn to control your documents — and make tax time and a lot else much easier.

Is an FHA Home Loan Right for You?

With an FHA loan you don't need great credit — nor a lot of cash — to get into a home. What's the catch?

10 Questions to Ask Before Accepting a Credit Card Offer

It feels like we toss out unsolicited credit card offers every day. But what about when you actually want to accept one?

Book Review: Personal Development for Smart People: The Conscious Pursuit of Personal Growth

Some books draw you in with mystery and suspense. Others keep you hooked with drama or intrigue. And then there are some that just manage to really hit home and make you say "Ah-ha

5 Affordable Alternatives to Pet Boarding

You'd like to take a little trip, but boarding the family pets is pricey. It doesn't have to be.

A Simple Guide to Rolling Over All of Your 401Ks and IRAs

Wondering what to do with your 401K or IRA after a job switch? We'll break it down for you.

Can cheap AppleCare on eBay be trusted?

Getting peace-of-mind protection for your Mac or iPod for less — in some cases over $150 less — looks tempting. But is it for real? Read on and find out.

9 Things You Need to Know About a Home Appraisal

If you're a total newbie to the housing market, a home appraisal is your ticket to paying a fair price.

Reverse engineer the best time of your life

Everybody has a "best time" of their life. Maybe it was the summer you spent hiking the Appalachian trail, or a semester abroad during college, or the second half of the first yea

10 Ways Nice People Can Get Ahead

Ever feel like success is reserved for those with sharp elbows — and sharper tongues? Consider these reasons why being nice person will help you come out first.

The 6 Personal Finance Rules Everyone Must Follow

The Internet is awash in free financial advice. This short list of basics will put you on firm financial ground today and on the way to a wealthier tomorrow.

6 Hidden Dangers of Credit Card Balance Transfers

We're advocates of credit balance transfers as part of a debt reduction plan, but that doesn't mean the strategy is risk-free. Here's what to watch out for.