Hot Today

Wise Bread articles that are hot today.

12 Questions to Ask Before You Take a Job Offer

So, you've got a job offer on the table. But before you sign anything, make sure you get the answers to some important questions.

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?

4 Easy-to-Fix Reasons Your Savings Account Isn't Growing

Don't get frustrated by a stunted savings account. Make these moves instead to help your money grow.

17 Cheap and Awesome Reusable Replacements for Disposable Products

You know disposables are bad for the planet — and your budget. These reusable replacements are cheaper and greener, and they're convenient, too.

The Underground Guide to International Volunteering (Review)

International volunteering is a genre of travel that is mired in misnomers. Most internet searches will reveal opportunities that cost hundreds (if not thousands) of dollars per we

Don't Forget About These 7 Job Hunting Expenses

It's not just yourself you need to prepare for a job hunt. Prepare your money, too!

3 Ways To Build Good Business Credit With Bad Personal Credit

A bad personal credit rating is not the end of the world -- or your small business. It's a problem to be managed, just like any other.

The Top 10 Cheapest Cars to Insure

Buying a new car, and want to keep your insurance premiums down? Stick to one of these models.

Best Money Tips: Simple Ways to Reduce Plastic Waste

Today we found articles on simple ways to cut plastic waste, easy tips for organizing your basement, and the best time to buy a car.

4 Smart Things You Should Do With Your First Real Paycheck

Your first real paycheck is cause for celebration — and cause for some smart money moves.

5 Times You Should Demand a Raise

You want a raise, but when is it right to ask for one? Here are five times you've definitely earned a pay bump — and are likely to get it.

Optical Illusions That Make You Fatter and Your Wallet Lighter

One of my best friends told me that the key to food portion sizes was this: "Eat from small plates, drink from taller glasses." And optical illusions are at the root of it.

6 Ways to Resist a Splurge

A sure way to bust a budget is to cave in to every wish and whim. Get control of your urge to splurge and regain control of your money.

Plan for your wants

Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cabl

15 Ways to Save the Most During a Hawaii Vacation

A resident shares his best tips and secrets to enjoying a Hawaiian vacation without emptying your bank account. Aloha!

20 Cheap and Easy Halloween Costumes for Adults

Halloween dress up is not just for kids. Preserve your dignity — and your budget — with these classic and frugal costume ideas.

9 Silly Reasons People Don't Invest (But Should)

People come up with the silliest reasons not to get started investing. Drop these excuses and get started investing!

How to Learn About Your Home's History

Home is where the heart is — and it has a history all its own. Here's how you can learn all about your new abode.

10 Classes That Can Pay for Themselves

Want to learn something new — and invest in your future? From crafting to business, these great classes have the potential to pay for themselves.

Start with recurring monthly expenses

I tend to divide spending up into four categories. [more]