Hot Today

Wise Bread articles that are hot today.

A Step-by-Step Guide to Creating Your Emergency Fund

A strong emergency fund is one of the most important keys to financial security. Learn how to build yours.

5 Smart Strategies to Rack Up More Credit Card Rewards

Can't earn a sign-up bonus? These strategies will help you earn more rewards.

The Best Online Swap Sites

With so many online swap sites available for the picky trader, there’s no excuse not to start trading your excellent-condition, used items for something of equal value.

Easy, Frugal Ways to Have People Over (Even If You Don't Cook and Clean)

Don't get intimidated by hosting dinner parties. Instead, discover great ways to gather people together that require minimal cooking and cleaning.

Does living frugally hurt the economy?

When I advocate for frugal living, people sometimes ask, "What if everybody lived like that?  Wouldn't it hurt the economy?"  My natural inclination toward frugal liv

Book review: The Drunkard's Walk

The human brain has a powerful capability to spot patterns. It's so good at spotting patterns, it can spot patterns that aren't even there. It's this fact that makes randomness--

7 Easy Ways to Have Energy After Work

It’s 5 p.m. Do you know where your energy went? Follow these easy suggestions to feel great at the end of your work day.

Ask the Readers: What Do You Do For Self-Care?

Tell us what you do for self-care and we'll enter you in a drawing to win a $20 Amazon Gift Card!

6 Free Debt Management Tools

You're always checking your smartphone anyways, so you may as well put it (and the Internet) to better use tracking your debt!

Money Mistakes Two Popular Board Games Teach Kids

If you think Monopoly and The Game of Life teach players sound money management skills — go directly to jail. Do not pass GO, do not collect $200.

9 Careers You Don't Need a Ton of Experience to Start

Want a career that offers a living wage, but doesn't require a bunch of experience or education? You may find the perfect job in this list.

Buy Your Groceries European-Style

Instead of planning a menu in advance, I go to the store and look around to see what looks good. That way, I can get whatever's fresh and cheap.

7 Reasons You Really Need to Pay Yourself First (Seriously)

We know you're tired of the adage, but it's time to take it seriously. You really, really need to pay yourself first.

The Ethics of Free: Is it Wrong to Get Free Stuff?

The problem with free is that it doesn't mean something is really free. It just means that someone else has paid for the product or service instead of you.

The 5 Best Luxury Pens

Writing anything by hand in the digital age isn't easy, but it can be. Use any of these luxury pens and you'll never want to stop writing.

The 5 Best Electric Can Openers

Do you often find yourself needing to remove difficult can lids? These electric can openers can definitely make the whole process both simpler and safer for you.

12 Genius Ways to Upcycle Old Scarves

Those old scarves in your closet can be put to fun new uses with a twist of creativity. Here are almost a dozen ideas to get you started.

12 Money-Saving Tricks to Know Before Buying an Engagement Ring

Impress the love of your life with a beautiful symbol of your devotion — while saving some green in the process.

6 Financial Questions You Must Answer Before Going Freelance

Are you ready to strike out on your own? Before you drop your day job, make sure you really understand what your finances will look like.

How to Avoid These 3 Investment Worries That Will Derail Your Retirement

It's normal to have retirement worries. But these fears can derail your retirement completely.