Hot Today

Wise Bread articles that are hot today.

All About Deflation

Deflation is back in the news, and for good reason: It's a real risk.  

Here's How a Claim Will Impact Your Car Insurance

Fender bent? Whether it was you or the other guy, there's a good chance your insurance policy may change.

Studio Apartment Living: A 5-Point Survival Guide

Apartment living can be challenging enough, but the often-maligned studio has its own special concerns. Use these tips to make the most of your four walls.

Why I Choose to Rent Instead of Buy

Some say that homeownership is the smarter financial move, but for many folks, renting is just the better call.

How to Get Into a Good School District for Less

You don't have to buy an extremely expensive house to get your child into a good school. Here are some other approaches to consider.

Weak Credit? You Can Still Get a Mortgage Despite Tough Lending Standards

Your credit score has seen better days, but that doesn't mean you can't get a mortgage. You have options!

Best Money Tips: Paying Off Your Debt

Today we found some awesome articles on paying off your debt, asking for a raise, and saving cash at the airport.

15 Smart Things You Can Do With Your Finances, Even if You're Broke

If money is tight, these easy, smart personal finance habits can help turn your financial life around.

How to Keep Student Loans From Wrecking Your Retirement

Young Americans owe thousands in student loan debt. Unfortunately, so do their parents.

3 Ways Education Can Impact Your Creditworthiness

Education doesn't directly affect your credit; but it can impact your creditworthiness.

Why Treasury Bills Are Always a Worthwhile Investment

When rates are rising, you need something that responds quickly to changes in the market. That's where Treasury bills come in.

5 Phone Plans That Offer Cheaper Roaming Charges While Traveling

Using your smartphone abroad can mean hefty roaming charges. See if your carrier is on our list of reasonably priced phone plans for overseas travelers.

Why Your IRA Shouldn't Double as an Education Savings Plan

Your IRA may have the option to help pay for college, but that doesn't mean it should be your go-to education savings plan.

How Retailers Manipulate You Into Spending

Whether you're at the mall or online, retailers have plenty of tricks to help separate you from your cash. Learn what they are so you can shop smarter.

Designing your life

Key decisions that you make—especially when you're young, but also later—have implications that ripple through the whole rest of your life. People treat these early

20+ Ways to Use Sriracha (AKA Awesome Sauce)

Investing in one bottle of Sriracha chili sauce means no boring meals for a year! (Or almost month if you enjoy Sriracha as much as this writer does.)

50+ Ways to Save Water

Even if you live in a rainy climate, you can do the planet and your pocketbook a favor by conserving water. Here's how.

What You Need to Know Before Leasing a Car

We're generally in favor of buying versus leasing. If you decide to lease, make sure you understand what you're paying for.

How to Be Fearless and Do What You Want

Overcoming fear sounds easy when the motivational experts advise it. Get from the scary here to the confident there with practice, planning, and a little playacting.

The "one big lump" theory of your money

Don't get confused by the way your money's divided up. It might be split up into IRAs, 401(k)s, 403(b)s, 529 plans, and annuities. Separately from that, it might be invested in d